Volume 6 | Issue 2

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Responsible finance, Microfinance, MFIs, MFIN, financial regulations.

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Creative Commons Attribution 4.0 and The Open Definition

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Creative Commons Attribution 4.0 and The Open Definition

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customer satisfaction, environment of bank, interaction with customers, differentiation in services, products and services, access of services and availability of services.

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Creative Commons Attribution 4.0 and The Open Definition

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The paper deals with is a macro level study and it is descriptive study in nature, based on secondary data collected from the published and unpublished records secondary records , reports and contributions of several institutions, organizations and individuals in India. Specifically, the secondary sources include Annual Reports of UGC, Planning Commission, Education Department of Ministry of Human Resource Development, Economic Survey and other journals, books and websites

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Changing Role of Teacher, challenges faced by teachers

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UST OMERS BEHAVIOUR, ONLINE SHOPPING, BEHAVIOUR REGARDING ONLINE SHOPPING

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Goods and service tax, economic development, Indian economy and value added tax.

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The objective of this research study is to predict the most contributory factor which affects the spiking performance of south Gujarat players. twenty male spikers in volleyball from south Gujarat region were selected as subjects, these twenty spikers were sorted from nearly thirty spikers by the panel of three experts who have judge them during competition and practice sessions. These twenty male spikers were mainly district players who represents state as well as university. Hence the data for Physical variables selected for the study were taken at the level of 0.05 significance. The multiple correlation was applied to find out the combine contribution of Physical variables to spiking in volleyball. Multiple regression equation was developed In order to predict the most contributory factor towards spiking in volleyball for Physical variables. In all cases 0.05 level was fixed to test the hypothesis of this study. It has been observed that the contributory physical variables which affects spiking performance were back strength, arm-shoulder strength, leg strength, speed, agility and spine flexibility.

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Predictive Physical Variables, Spiking in Volleyball, Volleyball Players

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The study endeavours to analysis fundamental position of major listed FMCG companies using ratios. Fundamental analysis, the share price of a company is determined by all the fundamental factors. The purpose of study is HUL, ITC, NESTLE, DABUR, and P & G. were chosen, to analysis was done using past three year computed date of Net Profit Margin Ratio, Gross profit margin, Price to Earnings, Debt to equity ratio, Dividend payout ratio, Earnings per share starting April 2016 to March 2018.This study provides a precise presentation of data and guidelines that will help a fresh investor as well as a venture investor to know vital aspects of investing. This study helps to the investors to choose a safe investment and to identify the growth opportunities in the future.

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Fundamental analysis, Investment, Ratio analysis.

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Every organization and even every country around the globe is confronting a serious issue which is termed as stress. Job stress is a chronic disease caused by conditions in the workplace that negatively affect an individual`s performance and overall well-being of his body and mind. The job of insurance agent is very tough in this competitive environment. Normal stress for an insurance agent involves meeting prospects, selling, and managing your business. Each of these functions require self-imposed deadlines, quality expectations and performance expectations. In this paper researcher has tries to identify to identify the causes for stress among marketing executives at insurance sector in Surat City and to study the impact of stress on their physical, mental, and behavioral pattern. Total 220 marketing executives working at Insurance sector was selected for research purpose. Primary data was collected and descriptive research design was used. Likert scale questionnaire was used for data collection. Convenience sampling method was used to collect data. It was found that level is moderate among the sales executive of insurance sector in Surat city as the values for each statements related causes of stress yield in the range of 2.84 to 3.83 on a scale of 5.

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Causes of stress, impact of stress, marketing executives

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Students’ Knowledge and Perception towards the Newly Implemented Goods and Services Tax (GST) in Surat City

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Goods and Services Tax (GST), Awareness, Knowledge , Perception

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This research paper aims to investigate the existence of Day Effect in NSE Index the Monthly Effect, year effect and test of Holiday Effect for the NSE. The present study aims to carry out the evaluation of anomalies and its effect on the average returns during the period from 1st January, 2009 to 31st December 2016. Daily closing price of NSE Index is selected. Secondary data collected from various published records are systematically arranged, classified, tabulated, analyzed and interpreted by using appropriate statistical tools and techniques. The descriptive statistics are calculated of daily return of separate month, like mean, standard deviation. Nonparametric Test was used whether the difference is statistically significant or not. A market anomaly is any event or time period that can be used to produce abnormal profits on stock markets. Stock market anomalies occur on multiple equities and Stock market indices across the world. These Calendar Effects are trends seen in stock returns, where the returns tend to high or low on a particular day or month as compared to the mean. They are called Anomalies because they cannot be explained by traditional asset pricing models and they violate the weak-form of market efficiency.

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Anomaly, Indian market, Day Effect, Month Effect, Holiday Effect

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 Abstract

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Teacher, Investment, Saving, Bank Deposit and Micro Financial Approach

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Abstract Health insurance literature across the world is dominated by analysis of two market failures due to asymmetric information-Adverse selection and Moral hazard. Voluntary health insurance cannot be financially sustainable if adverse selection is severe, since consumers have better information about their health status and relatively unhealthy people tend to purchase it thus lead to high premium rates in health insurance market. Moral hazard is also a major theoretical concern in health insurance market as it results in greater health utilization for the insured individuals. These twin problems seriously limit the size of this market. The present paper is destined to check the presence of moral hazard. It is based on a primary survey of 386 households in Chandigarh city. With a cross sectional research design, data was collected using a pre-tested structured questionnaire. Area sampling was made use of as a sampling technique. The study found strong evidence of moral hazard using logistic regression technique.

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Health insurance, Moral hazard, health status, health utilization

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The Mobile Commerce Impact – From Characteristics to Implementation

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Mobile commerce, M Commerce,

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The paper focuses on to explain the Micro, Small and Medium Enterprises in perspective of Indian economy. In this paper all data are collected from All India Census of Micro, Small and Medium Enterprises and this study is based on secondary data. The paper focuses on to explain the various definitions of MSME sector and changes in the definitions of MSME over the period of time. In this paper researcher has included study of total employment generation in MSME Sector, investment in MSME Sector and total share in export of MSME. The paper concludes the details about importance of MSME in Indian economy.

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MSME, SSI, Indian economy

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Role of Manager, Managing Conflict

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Perception TowardsServicescape Of Quick Service Restaurant In Surat City – A Case Study of McDonald

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Customer Perception, Physical environment, Quick service restaurant, Servicescape

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Human resources is used to describe both the people who work for a company or organization and the department responsible for managing resources related to employees. One of the most important task of Human Resources is to attract talented people from outside and maintain efficient employees in the organisation. The purpose of the research paper is to study the strategies used to attract and retain employees in the resources sector and to know the difficulties faced by organisations in attracting and retaining employees in the resources sector. Organisations are using strategies like great pay, opportunity to develop, working environment, and co-operative colleagues to attract and retain employees. Some of the changes related to retention are developing leadership skills, clear career paths, and better employee engagement. While it is noted that the difficulties that organisations are facing are skill shortage and competition for high quality staff. It is also concluded that there is room for further progress if high involvement work systems are adopted.

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Human Resource, Strategies, Changes, Difficulties

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The ICT is a comprehensive term which is consists of almost all communication devices such as radio, television, cellular phones, computer network, satellite systems etc. It includes service and applications also like video conferencing and distance learning. The term Information Communication Technology is mostly used as an Information Technology (IT) .The importance of Information Technology and Communication is less related to the term technology than its potential to convey information to larger population at distinct area. Mostly every country of the world has put their efforts in establishing organizations for the development of advance communication techniques, increasing productivity and modernization. Today Business environment is very dynamic and go through frequent changes as a result of technological innovations

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ICT

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Creative Commons Attribution 4.0 and The Open Definition

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Surrogate advertising is one of the emerging ethical issues in advertising in India. This is used as a strategy to advertise products like liquor or tobacco advertisement of which otherwise, is banned in our country. It relates to advertising by duplicating the brand image of one product extensively to promote another product of the same brand. When consumers look at these advertisements, they associate these with banned products. Hence, such products are indirectly advertised, and therefore, influence their behaviour. The surrogate could either resemble the original product or could be a different product altogether, but using the established brand of the original product. The sponsoring of sports/ cultural/leisure events and activities using a liquor brand name also falls in the same category. This paper examines the various factor of surrogate advertising like evolution of surrogate advertising, their impact, and emerging trends in surrogate advertising, increased awareness. This paper will also study the influence of Surrogate advertisements on youth. Is the youth identifying the original product being advertised and will they purchase the original product by viewing such advertisements. Is the young generation also fascinated by the celebrities endorsing such events and products will be the main focus of this study.

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Surrogate, Advertising, Banned Products, Celebrity Endorsements, Influence Brand Image, and Awareness

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Hospitals are complex organizations that provide services to the patients seven days a week, 24 hours a day. Doctors and nurses are the main human resources that spend a significant part of their time at the hospitals. They have to do regular work overnight, in emergency situations, with an extensive workload and stress which can negatively affect their performance and quality of work life (QWL). Therefore it is very important to improve their quality of work environment. To study the importance and impact of Quality of work life through Wellness Integration Model, the research is done on nurses of private hospital in Surat city. Structured questionnaire was prepared. Findings show that the nurses have a better physical wellness and emotional support. The nurses were found to have provided with all the required resources and infrastructure. There was a moderate support given by society and community to the nurses and were neutral on spiritual wellness. Overall facilities of shift system for the staff, hygienic conditions and wash room facilities should be maintained properly for the healthy environment of the nurses .More spiritual wellness should be provided to increase QWL of nurses.

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Wellness Integration Model, Quality of Work Life, Nurses, Emotional Support

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Creative Commons Attribution 4.0 and The Open Definition