Volume 11 | Issue 10 | October-2023

 Abstract

Green banking is an emerging trend in the global banking industry, with the aim of integrating environmental sustainability into financial practices. This research paper delves into the concept of green banking, explores its significance, and assesses its implementation across various financial institutions. By analysing secondary data from industry reports, scholarly articles, and case studies, this paper provides insights into how green banking contributes to environmental conservation, supports sustainable development, and encourages eco-friendly practices within the banking sector.

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Green banking, Sustainable finance, Environmental sustainability, Eco-friendly banking, Green investments, Financial services

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This seminar paper will analyze the important role of microfinance in fostering business development in small businesses. Microfinance, as a financial service, aims at extending credit, savings, and insurance to people without access to conventional banking; it is proving to be a very powerful tool for entrepreneurship and economic empowerment. This paper discusses the transformational effect of microfinance on micro and small businesses with regard to resultant opportunities and challenges. Accordingly, this paper aims at analyzing the role of microfinance as regards its contribution towards propelling the growth and sustainability of micro and small enterprises. It reviews and analyzes the financial constraints from among such firms and shows how microfinance helps raise a capital of an enterprise to begin, expand, and invest in their companies. It also researches on the role of MFIs in delivering appropriately developed products including microloans, and business training that addressed the respective specific needs of the micro and small business owners. The seminar paper also explores the extended impacts of microfinance on micro and small business development. Thus, it moves on to examine how microfinance could help trigger job generation, poverty reduction, and economic growth through its benefits of income generation and entrenchment of local economies. On the social and empowerment effects of microfinance, the social paper engages in discussions around financial inclusion expansion, improvement of livelihoods, and enhancement of gender equality. However, the seminar paper addresses challenges and limitations of microfinance in micro and small business development. The issues are on high interest rates, constrained access for capital to specific sectors, and lack of efficient skills in the management of business by entrepreneurs. Strategies suggested in overcoming the challenges of microfinance would include enhancing financial literacy among entrepreneurs, strengthening the capacities of MFIs, and encouraging collaborative services between microfinance providers and relevant stakeholders. In a nutshell, the paper concludes that microfinance actually acts as a bridge in helping micro and small-scale businesses to sustain growth and development. It provides access to financial resources and further entrepreneurial activities as a critical determinant of opportunities, poverty reduction, and eventually economic empowerment. Thus, the outcome of this seminar paper continues to emphasize support and innovation of microfinance for maximum impact in the development of micro and small businesses.

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microfinance, micro and small businesses, entrepreneurship, economic empowerment, financial inclusion, microfinance institutions.

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Diaspora refers to the displacement or scattering of people from their original geographical homeland or region to some other land or region. It is often used to describe communities or groups of people or individual who have been forced to leave their ancestral lands and relocate to other regions of the world. Diaspora refers to the sense of displacement, nostalgia and alienation. In postcolonial literature, the concept of diaspora plays a vital role in exploring the themes of identity, displacement, hybridity and cultural resilience. Postcolonial writers have drawn the issue of diaspora in their works as central theme to explore the impact of colonialism on individual, community and culture. Amitav Ghosh is one of the prominent postcolonial writers, who is captivated with diasporic issues such as displacement, alienation, exile, immigration. Ghosh's novel The Shadow Lines is one such work which aims to depict the struggles of diasporic individuals and their battle to create and maintain a concrete identity. This research paper is an attempt to discuss identity crisis of diasporic characters and their search for identity in the novel The Shadow lines.

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Diaspora, Identity, Displacement, Memory.

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At present, the G-20 group is an influential global organization of the world's 20 most powerful economies and some powerful regional groups. However, the G-20 group was established in 1999 to discuss and resolve policy issues related to international economic cooperation and development. But to emerge from the global economic crisis that came after the collapse of Lehman Brothers, the summit of G-20 group was held in Washington, USA in November 2008. In this conference, the scope of the G-20 group was expanded to the level of finance ministers, central bank governors and heads of state as a forum of the world's major developed economies and emerging new global economies. It was designated the "major forum for international economic cooperation" at the G-20 group's third summit in Pittsburgh in September 2009. Since then, the G-20 summit is being organized every year. This year, India has got to host the 18th session of the G-20 group from December 1, 2022 to November 30, 2023. The G-20 group initially focused largely on macroeconomic issues, but its agenda later expanded to now include global issues such as trade, climate change, sustainable development, health, agriculture, energy, environment, terrorism and corruption. Problems have also been given space in it. The purpose of my research paper also focuses on suggestions based on the need to become aware of the scope and importance of the G-20 summit in the present times.

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G-20 group, sustainable development, climate change, international economic cooperation, summit, global economic crisis.

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Sangeet Ki Duniya Ke Jadugar Naushad Sahab

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Sangeet Ki Duniya Ke Jadugar Naushad Sahab

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This paper offers an exploratory analysis on the application of artificial intelligence (AI) in medical imaging during the diagnosis process with an aim of increasing both accuracy and efficiency. The constantly growing complexity of medical imaging data coupled with the huge burden of doctors to reach appropriate diagnosis promptly and accurately, has led AI into the domain of assisting medical practitioners interpreting their studies [1]. Through a comprehensive analysis of existing literature and research, this study considers how AI improves diagnostic precision, cuts down interpretation time, and allows early diagnosis of diseases in different medical imaging modalities namely MRI, CT scans, X-rays and ultrasound. This research adds to the knowledge of how AI can transform the imaging practices and healing process through the emerging of opportunities and constraints related to the implementation of AI-assisted medical imaging [1]. Moreover, this paper discusses AI's role in imaging for the providers, patients, and healthcare system together, and how it has revolutionized drug recognition and patient care. Furthermore, the implementation of AI-powered medical imaging devices in clinical workshells involves the account of numerous issues such as compliance with rules and regulations, compatibility with the existing healthcare system and user opinion. Pilot studies and implementation trials conducted in actual clinical settings realize AI algorithms contribute to the process of care workflow design, resources involved and patient outcomes assessment.

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AI, artificial intelligence, medical imaging, diagnostics, accuracy, efficiency, early detection, healthcare, technology, MRI, CT scans, X-rays and ultrasound

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The paper attempts to analyze the profitability of State bank of India for the period of Ten years. Apart from studying the trend of different components of both income and expenditure, performance of the bank has been analyzed with the parameters like OPTWF, ROA, ROE, ROI and EPS. There is a significant difference not only between the components of income but also across the components of expenditure. The paper concludes that the profitability performance of the SBI is not consistent during the study period. The bank should focus more on diversification of income and should also curtail operating expenses in order to improve profitability performance.

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Income, Expenditure, Operating Expenses, Profit, Interest.,

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Himachal Pradesh well off in tourism resources and admired tourist destination since centuries due to its natural beauty & peaceful environment. The International tourist inflow has been increasing on every destination of Himachal Pradesh year by year. Therefore it is essential to study the amount and magnitude of attractiveness, tourism trends and tourist facilities in Himachal Pradesh at present. It is important to understand that what type of approaches needed to improve the host & guest relationship for sustainable tourism development. As a result the study focuses mainly on assessment of today's resources and facilities in Himachal Pradesh, the tourism impact on the local community development. .The present study was aimed to investigate the impacts of tourism on local community development of Himachal Pradesh regarding various set of destination attributes. The study was conducted on three district of Himachal Pradesh .So, first of all for getting the population size, the population of three districts

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Community, Sustainable Tourism, Impacts

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Emerging technologies, such as robot technology, will impact our future. Just as humans are never content; they're constantly looking for ways to improve, so too are robots. We assess major developments in robots heading into the future and examine potential human and occupational futures. The purpose is on robotic platforms and algorithms for discovering low-computing-power solutions to the problem of identifying and avoiding dynamic agricultural barriers was carried out. The method used Different navigation algorithms are examined in this paper, with the Pure Pursuit Algorithm serving as a benchmark. In order to meet its requirements, the Djedi robot had to navigate the air shafts while causing the pyramid walls as little damage as possible. The goal of this study is to reduce the danger of death and economic loss by real-time monitoring and rescue in hazardous situations such as deep mines and pipe and tube systems. Fast precise tracking control is achievable using MPC and LQR, although these techniques work best in perfectly simulated environments. We can conclude that the relative ease of computing PPA, on the other hand, has made it the preferred approach. Living in this era is the finest thing that could happen, since technological developments are becoming more and more astonishing and because the significance of robotics is becoming more apparent. To these technological advancements, we can now build robots that can do so much more than humans can, making it simpler for us to reach our intermediate and long-term objectives. Successful development of an autonomous navigation system was achieved by zigzagging over all rows of plants. In order to determine the most cost-effective application, many methods were evaluated.

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Robotics, Environment, Technology, Future, Artificial Intelligence

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A detailed survey was carried out in four districts of Red Lateritic Agro-climatic zone of West Bengal.130 no's of cow milk and 120 no's of buffalo milk samples in the third lactation of morning milking were collected randomly from the farmer houses of the surveyed region. Trace minerals viz copper, zinc, manganese and iron were estimated in milk by utilizing Atomic Absorption Spectro Photometer. The data revealed that trace elements in buffalo milk was higher than cow milk. Copper content in cow and buffalo milk was within the normal range whereas, most of the cow milk samples were deficient in zinc. Higher concentration of manganese and iron were found in both the cow and buffalo milk.

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Mineral elements, red lateritic zone, milk.

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