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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 4 | Month- April 2026

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Volume 10 | Issue 6 |

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  Paper Title: A STUDY OF NON-PERFORMING ASSETS OF MICROFINANCE INSTITUTIONS

  Author Name(s): Hiral Trivedi, Dr. Manoj Shah

  Published Paper ID: - IJCRT22A6768

  Register Paper ID - 222452

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6768 and DOI :

  Author Country : Indian Author, India, 490001 , Mumbai, 490001 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6768
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  Your Paper Publication Details:

  Title: A STUDY OF NON-PERFORMING ASSETS OF MICROFINANCE INSTITUTIONS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g267-g277

 Year: June 2022

 Downloads: 472

  E-ISSN Number: 2320-2882

 Abstract

The study has been undertaken to investigate about Non- Performing Assets of Microfinance Institutions in India. Non-Performing Assets of SHGs, women SHGs, Public Sector Banks, Private Sector Banks with reference to different schemes/yojnas of microfinance like Swarnim Rojgar Yojna. Hypothesis have been tested by using ANNOVA method. It is concluded that Private Sector Banks and Co-operative banks are more efficient than Public Sector Banks to control NPA and maintain to minimum level. Moreover it has been studied that performance of Public Sector Banks is more efficient than any Private Sector Banks or Co-operative Banks is much better to help schemes of microfinance and provision of funds for the same.


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Microfinance, Non-Performing Assets, Microfinance Institutions

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  Paper Title: STUDY OF PRE-PROCESSING TECHNIQUES AND ATMOSPHERIC CORRECTION FOR A REMOTE SENSED IMAGE

  Author Name(s): Kavya Sathish, Kushalatha M R, Tahera Zaiba Siddiqua

  Published Paper ID: - IJCRT22A6767

  Register Paper ID - 222437

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6767 and DOI :

  Author Country : Indian Author, India, 560064 , Bangalore, 560064 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6767
Published Paper PDF: download.php?file=IJCRT22A6767
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  Title: STUDY OF PRE-PROCESSING TECHNIQUES AND ATMOSPHERIC CORRECTION FOR A REMOTE SENSED IMAGE

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g257-g266

 Year: June 2022

 Downloads: 481

  E-ISSN Number: 2320-2882

 Abstract

Remote sensing is the acquisition of information about an object without making physical contact with it and it captures images of reasonably large areas. Regardless of instrumentation, picture acquisition is constantly enhanced by installing faster and more durable detectors, adding new cooling systems, and upgrading light sources. Nonetheless, there are a few considerations to address before beginning any sample's data processing (e.g., image compression, noise removal, removal of spiked points, background removal etc.). As a result, image pre-processing is virtually always necessary. In this paper, we perform atmospheric correction and pre-processing of a hyperspectral image (HSI). After applying the proposed techniques on Indian Pines, the SNR of the dataset has increased from 13.4264 to 23.7888 dB. After applying classification algorithms, we get 71.1823% as overall accuracy with kappa coefficient of 66.68% for BTC and 90.357% with kappa coefficient of 88.72% for KBTC. Except for calculation time, KBTC (Kernel Basic Thresholding Classifier) delivers the best performance in all criteria. There are substantial performance differences between the KBTC and the BTC (Basic Thresholding Classifier) algorithm.


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Indian Pines, Median, Gaussian, IARR, BTC, KBTC

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: CONVERSION OF TRADITIONAL BICYCLE TO ELECTRIC BICYCLE

  Author Name(s): Mamatha Rani C N, Imchara G V, RAHATH zamani, Dr.Sheila H

  Published Paper ID: - IJCRT22A6766

  Register Paper ID - 222276

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6766 and DOI :

  Author Country : Indian Author, India, 570018 , Mysore, 570018 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6766
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  Title: CONVERSION OF TRADITIONAL BICYCLE TO ELECTRIC BICYCLE

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g252-g256

 Year: June 2022

 Downloads: 460

  E-ISSN Number: 2320-2882

 Abstract

This project deals with design and fabrication of a low-cost portable electric bicycle kit, which can be mounted an existing bicycle. It has two modes of drive, one is by pedaling and other one is by using electric motor.


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Solar electric bicycle

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  Paper Title: DERIVATIVES MARKET IN INDIA - FUTURES AND OPTIONS

  Author Name(s): Mr. Venkatesha

  Published Paper ID: - IJCRT22A6765

  Register Paper ID - 222415

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6765 and DOI :

  Author Country : Indian Author, India, 583227 , Gangavati, 583227 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6765
Published Paper PDF: download.php?file=IJCRT22A6765
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT22A6765.pdf

  Your Paper Publication Details:

  Title: DERIVATIVES MARKET IN INDIA - FUTURES AND OPTIONS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g243-g251

 Year: June 2022

 Downloads: 691

  E-ISSN Number: 2320-2882

 Abstract


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Derivative, Futures, Options, Bermudan

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  Paper Title: A SMART CHAIR WITH POSTURE RECOGNITION AND TEMPERATURE MONITORING SYSTEM

  Author Name(s): Dr.A Udhaya Kumar, P Karuppasamy, J Kavin Kumar, V Neelakandan

  Published Paper ID: - IJCRT22A6764

  Register Paper ID - 220520

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6764 and DOI :

  Author Country : Indian Author, India, 641042 , Coimbatore, 641042 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6764
Published Paper PDF: download.php?file=IJCRT22A6764
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT22A6764.pdf

  Your Paper Publication Details:

  Title: A SMART CHAIR WITH POSTURE RECOGNITION AND TEMPERATURE MONITORING SYSTEM

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g239-g242

 Year: June 2022

 Downloads: 545

  E-ISSN Number: 2320-2882

 Abstract

Sitting is the most common status of modern human beings. Some sitting postures may bring health issues. To prevent the harm from bad sitting postures, a local sitting posture recognition system is desired with low power consumption and low computing overhead. The system should also provide good user experience with accuracy and privacy. This project reports a novel posture recognition system on an office chair that can categorize seven different health related sitting postures.The system uses six flex sensors, an Analogy to Digital Converter (ADC) board, The system achieves 97.78% accuracy with a floating-point evaluation and 97.43% accuracy with the 8 -bit fixed- point implementation. The ADC control logic are constructed with a maximum propagation delay of 8.714 ns.The dynamic power consumption is 7.35MW when the sampling rate is 5 Sample/second with the clock frequency of 5MHz.Here we proposed a model smart sitting chair for reduce health issues and stress of humans who are all working long in sitting, this project gives the solution to avoid back pain stress of humans.


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 Keywords

Sitting posture recognition system, Human body temperature monitoring system, Cloud system, Real time system, Smart chair system.

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: CHIRBILVA- A TRADITIONAL MEDICINAL PLANT AND ITS ROLE IN OBESITY

  Author Name(s): Sony Upadhyay., Abhishek Singh., B Ram.

  Published Paper ID: - IJCRT22A6763

  Register Paper ID - 220518

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6763 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6763
Published Paper PDF: download.php?file=IJCRT22A6763
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT22A6763.pdf

  Your Paper Publication Details:

  Title: CHIRBILVA- A TRADITIONAL MEDICINAL PLANT AND ITS ROLE IN OBESITY

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g235-g238

 Year: June 2022

 Downloads: 457

  E-ISSN Number: 2320-2882

 Abstract

Now in 21st century, the life style and environmental condition have tremendously changed, so people are deviated from natural life style. In this fast life style stress at work plane and lack of exercise as well as bad habit of eating junk food cause obesity. Obesity is one such grave disorder causing potential harm to humanity the proportion of obese or overweight people in India has almost double in the last 10-year, data from the 4th national family health survey (NFHS) show 39.3 Indians are overweight many more medicinal plants is one of them are described in Indian system of medicine to treat obesity, chirbilva a traditional medicinal plant is one of them which is very useful to treat obesity


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 Keywords

Ayurveda, Indian System of Medicine, Obesity and Medicinal Plant.

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  Paper Title: FUNCTIONAL & AESTHETIC TREATMENT IN A PERIODONTALLY COMPROMISED PATIENT- A CASE REPORT

  Author Name(s): Dr. Apoorva Arun, Dr. Shivi Khattri, Dr. Mayur kaushik, Dr. Yashica Dhingra

  Published Paper ID: - IJCRT22A6762

  Register Paper ID - 220962

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6762 and DOI :

  Author Country : Indian Author, India, 250005 , Meerut, 250005 , | Research Area: Health Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6762
Published Paper PDF: download.php?file=IJCRT22A6762
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  Your Paper Publication Details:

  Title: FUNCTIONAL & AESTHETIC TREATMENT IN A PERIODONTALLY COMPROMISED PATIENT- A CASE REPORT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Health Science All

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g224-g234

 Year: June 2022

 Downloads: 456

  E-ISSN Number: 2320-2882

 Abstract

While periodontitis lowers a patient's quality of life, non-surgical periodontal therapy appears to help. The goal of this study was to use patient-centered assessments to analyse the influence of non-surgical and surgical periodontal treatment on oral health-related quality of life. Quadrant scaling and root planing are the most common treatments. Alternative anti-infective periodontal therapy methods have been created in an attempt to improve treatment outcomes: full-mouth scaling and surgical therapy. The key to successful periodontal disease prevention and treatment is lifelong effective personal dental hygiene. To maintain healthy gingival tissues, the patient may require lifelong preventive professional care.


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 Keywords

Periodontitis, Surgical Therapy, Maintenance Phase

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: FORMULATION AND EVALUATION OF BI-LAYER SUSTAINED RELEASE TABLET OF AZITHROMYCIN AND DOXYCYCLINE DRUG IN COVID-19 TREATMENT

  Author Name(s): Rameshwar Baban katkhade, Prof.N.S Mhaske

  Published Paper ID: - IJCRT22A6761

  Register Paper ID - 222203

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6761 and DOI :

  Author Country : Indian Author, India, 413249 , SHIRUR KASAR BEED, 413249 , | Research Area: Pharmacy All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6761
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  Your Paper Publication Details:

  Title: FORMULATION AND EVALUATION OF BI-LAYER SUSTAINED RELEASE TABLET OF AZITHROMYCIN AND DOXYCYCLINE DRUG IN COVID-19 TREATMENT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Pharmacy All

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g196-g223

 Year: June 2022

 Downloads: 657

  E-ISSN Number: 2320-2882

 Abstract

SARS-CoV-2, a novel corona virus, has caused an outbreak of COVID-19, a highly infectious pandemic that has complex viral pneumonia. Patients with risk factors are more likely to acquire secondary infections, which necessitate the use of antibiotics. However, drug repurposing initiatives have led to the recognition of antibiotics' roles outside of infection treatment. The current study looked at two medicines, azithromycin and doxycycline, and their antiviral, immunomodulatory, and distinctive pharmacokinetic profiles. It summarises current clinical trials as well as concerns about these medications' safety. Azithromycin has good lung tissue penetration, wide antibacterial action, and antiviral potential against COVID-19. It also demonstrated benefit when combined with other antiviral drugs in limited clinical studies, however many physicians are concerned about cardiovascular risk in sensitive individuals. Doxycycline is an essential antibiotic used to treat pneumonia. It has several benefits, including cardiac safety, simple access to lung tissue, antiviral potential, and immunomodulation effects via several channels. The pharmacological properties of these drugs suggest that more investigation into their usage in the treatment of COVID-19 is possible. The COVID-19 illness, which has no known cures or therapies, has wreaked devastation on mankind and gone beyond and beyond what has ever been seen before. The review discusses the possible therapeutic applications of Doxycycline in COVID-19 treatment, as well as the potential negative repercussions of repurposing the antibiotic in terms of antimicrobial resistance. Background Because of its antibacterial, anti-inflammatory, and antiviral properties, azithromycin could be utilised to treat COVID19. In mild-to-moderate disease, there are no randomization data. We wanted to see if azithromycin may help persons who had mild-to-moderate infections avoid being admitted to the hospital. COVID-19. Covid is a young man of 19 years. More factors will emerge as the illness worsens day after day. Corid-19 is 100% pure. One does not exist. Researchers nowadays may be found all around the globe. A global outbreak was proclaimed by the World Health Organization in 2020. are making an effort To some degree, this combination can be used as a solution for (AZI) and (DOXY).


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 Keywords

Bi-layer tablet, Sustained release tablet, Azithromycin, Covid-19, Doxycycline, SARS-CoV-2, Omicron, Nongonococcal urethritis, Epidemic, Delta.

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: A REVIEW: DEGRADATION OF ORGANIC WASTE USING MICROORGANISMS

  Author Name(s): FORAM PATEL, DHVANI GOTI

  Published Paper ID: - IJCRT22A6760

  Register Paper ID - 222264

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6760 and DOI :

  Author Country : Indian Author, India, 395007 , surat, 395007 , | Research Area: Biological Science

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6760
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  Your Paper Publication Details:

  Title: A REVIEW: DEGRADATION OF ORGANIC WASTE USING MICROORGANISMS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Biological Science

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g192-g195

 Year: June 2022

 Downloads: 575

  E-ISSN Number: 2320-2882

 Abstract

Organic wastes are wastes that are easily biodegradable. Agricultural trash, market waste, kitchen garbage, urban solid food waste, and municipal solid waste are all sources of these wastes. These wastes, if not properly managed, could cause a slew of environmental issues. As a result, composting is the most cost-effective solution to this problem. All forms of organic waste, such as fruits, vegetables, plants, yard wastes, and others, can be degraded using the composting method. The composition of organic waste could be used as nutrients for crops, soil, additive, and environmental management. Many factors can contribute to the quality of the compost products as different types of organic wastes have different concentration of nutrients, nitrogen, phosphorous and potassium (N, P, K,) which is the common macronutrients present in fertilizers. Temperature, pH, moisture content, and carbon-nitrogen ratio (C: N) are the primary characteristics that contribute to the composting process effectiveness.


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 Keywords

Decomposition, Organic waste, Bio degradation, composting, Market waste, Fertilizers.

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: A STUDY ON COGNITIVE STYLES OF SCHOOL TEACHERS OF KALABURAGI EDUCATIONAL DISTRICT

  Author Name(s): Siddappa

  Published Paper ID: - IJCRT22A6759

  Register Paper ID - 222256

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT22A6759 and DOI :

  Author Country : Indian Author, India, 584101 , Raichur, 584101 , | Research Area: Medical Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT22A6759
Published Paper PDF: download.php?file=IJCRT22A6759
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  Your Paper Publication Details:

  Title: A STUDY ON COGNITIVE STYLES OF SCHOOL TEACHERS OF KALABURAGI EDUCATIONAL DISTRICT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 6  | Year: June 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Medical Science All

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 6

 Pages: g184-g191

 Year: June 2022

 Downloads: 514

  E-ISSN Number: 2320-2882

 Abstract

Cognition is a regular process in human lives. Cognition connotes 'knowing' and it is the basic process that helps human beings to conduct their lives. It is a process comprising of perception, information processing and the resultant output. Even though it is a universal process that occurs in human beings, however, it varies from person to person. Therefore, it is construed as ways of cognition and is psychologically known as 'Cognitive Style'. The present investigation is directed to profile whether there is an association between the Cognitive Styles of School teachers and some selected personal variables such as Gender, Age and Type of Management. It is based on data collected from 1400 school teachers working in Coimbatore Educational district using Stratified Random Sampling technique. The Cognitive Style Inventory (CSI-J) by Praveen Kumar Jha has been used as tool to collect the data. Results indicate that the school teachers possess all the Five types of Cognitive Styles, namely, Systematic, Intuitive, Integrated, Undifferentiated and Split Cognitive style. It has also been found that there exists an association in cognitive styles of school teachers based on variation in their age and type of management of School Teachers.


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School Teachers, Cognitive Style, Systematic Cognitive Style, Intuitive Cognitive Style, Integrated Cognitive Style, Undifferentiated Cognitive Style, Split Cognitive Style

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ISSN: 2320-2882
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