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Volume 10 | Issue 1 |

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  Paper Title: THE ROLE OF AI IN PERSONALIZED BANKING SERVICES: HOW AI IS USED TO TAILOR FINANCIAL ADVICE AND PRODUCT OFFERINGS TO INDIVIDUAL CUSTOMER NEEDS

  Author Name(s): Teja Reddy Gatla

  Published Paper ID: - IJCRT2201663

  Register Paper ID - 256840

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201663 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201663
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  Title: THE ROLE OF AI IN PERSONALIZED BANKING SERVICES: HOW AI IS USED TO TAILOR FINANCIAL ADVICE AND PRODUCT OFFERINGS TO INDIVIDUAL CUSTOMER NEEDS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f876-f880

 Year: January 2022

 Downloads: 282

  E-ISSN Number: 2320-2882

 Abstract

Artificial intelligence has made a substantial impact on the banking and financial sector, and this impact is most evident in the way individuals and institutions save, move, and manage their money. It is improving and adding efficiency to banking services by giving these services a personalized touch. AI solution providers are continuously creating algorithms that allow financial institutions to analyze their customer data and offer services that are tailor-fit to each individual customer [1]. Whether the financial institution is a private bank, wealth management firm, or a retail bank, the objective of these AI-driven platforms and tools is to provide guidance and services for their clients that mimic those of a human advisor. These tools learn from historical data on client behavior, preferences, and engagement to offer financial advice that is relevant, timely, and personalized. AI is making it cost-effective to offer small-sized or younger client segments access to financial advice that has traditionally only been available to wealthier clients using in-person engagements. The client can have access to a one-to-one financial advisor and step-by-step instructions based on their personal saving and investment situation that can be monitored if there are any changes. The debt repayment advice can evaluate the interest rates and terms of the borrower's loans whether the rate of return of the investment is higher or not, can determine the cost of tax and the future investment opportunities in light of which the advice is sensible [1]. Ai is a very powerful tool in monitoring the customer and their financial goals. This solution can be used to compare the clients investments against the optimal portfolio allocation and also notify clients about any suggested actions that need to be taken within the limits of their tax implications or any law changes that affect these clients. Wealth management is currently experiencing an AI-driven boom and will continue being used to develop many more AI service applications in banking.


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AI methods, personalized banking, finance, transactions, customers, financial flow, banking services, blockchain, cryptocurrency, Bitcoin

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  Paper Title: INSULIN PLANT - COSTUS IGNEUS

  Author Name(s): Ankush Pal

  Published Paper ID: - IJCRT2201662

  Register Paper ID - 254296

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201662 and DOI :

  Author Country : Indian Author, India, 742101 , Berhampore, 742101 , | Research Area: Life Sciences All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201662
Published Paper PDF: download.php?file=IJCRT2201662
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2201662.pdf

  Your Paper Publication Details:

  Title: INSULIN PLANT - COSTUS IGNEUS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Life Sciences All

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f868-f875

 Year: January 2022

 Downloads: 276

  E-ISSN Number: 2320-2882

 Abstract

Costus igneus, commonly known as insulin plant, has been traditionally reported for its anti-diabetic, anti-oxidantant, anti- inflammatory, anti-proliferative, anti-urolithiasis, hypolipidemic, neuroprotective and anti- microbial activity. This review is all about anatomical and morphological investigations of Costus igneus, including its medicinal use. Secondary metabolites of this plant such as b-sitostirol, corosolic acid, diosgenin, quercetin, catechine, oleic acid show mainly anti-diabetic activity. At present finding, Costus igneus have characteristic morphological, anatomical, and proximate features that could be used to differentiate it from other members of the Costaceae family. This review article collected information using the following searching engines such as Pub Med, Science Direct and Google Scholar, etc., and mainly focused on English written documents. The present review article attempts to explore various medicinal properties of Costus igneus (insulin plant) and mode of action of all major phytoconstituents as anti-diabetic activity for advanced research purposes and its suitable formulations development in the future for the welfare of mankind.


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Insulin Plant, Diabetes mellitus, Costus igneus

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  Paper Title: DIGITAL INDIA'S ROLE IN DIGITAL EDUCATION AMIDST COVID-19 CRISIS: A RETROSPECTIVE REVIEW.

  Author Name(s): Dr. C. Suresh Kumar, K. Vimalraj

  Published Paper ID: - IJCRT2201661

  Register Paper ID - 252185

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201661 and DOI :

  Author Country : Indian Author, India, 605008 , Pondicherry , 605008 , | Research Area: Arts1 All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201661
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  Title: DIGITAL INDIA'S ROLE IN DIGITAL EDUCATION AMIDST COVID-19 CRISIS: A RETROSPECTIVE REVIEW.

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Arts1 All

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f860-f867

 Year: January 2022

 Downloads: 242

  E-ISSN Number: 2320-2882

 Abstract

Ever since the government of India launched the Digital India campaign, there have been a lot of initiatives and schemes implemented and/or are still being implemented under what it calls "the flagship programme." Those initiatives and schemes, it seems, are for the good of every citizen in the country due to which they seem to cover every area of a citizen's welfare like financial inclusion, education, health, employment, etc. All of those initiatives and schemes have something or other to do with making sure that each and every citizen of the country is digitally empowered, thus aiming to make India a knowledge economy. With the global pandemic however having disrupted the way of life for everyone and changed it to more of a technology-reliant one, obviously because of its distancing nature, this paper specifically focuses on extensively reviewing other research articles, newspaper articles, editorials, and expert video interviews that talk about the status of digital education during the COVID-19 crisis and unbiasedly elucidating the extent to which the Digital India initiatives and schemes for education came in handy during the COVID -19 pandemic. Since this paper is all about reviewing the relevant resources, the proven methodology adopted for this study is Meta-Synthesis, a qualitative research methodology that helps arrive to a conclusion by forming an entirely new unbiased understanding about a subject.


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Digital India, Digital Education, COVID-19 impact, Online Education, e-learning.

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  Paper Title: BADAL SARKARER UDBHOT NATAK 'PAGLA GHORA': EKTI PORJALOCHONA

  Author Name(s): GHANASHYAM ROY

  Published Paper ID: - IJCRT2201660

  Register Paper ID - 251926

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201660 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201660
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  Your Paper Publication Details:

  Title: BADAL SARKARER UDBHOT NATAK 'PAGLA GHORA': EKTI PORJALOCHONA

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f852-f859

 Year: January 2022

 Downloads: 316

  E-ISSN Number: 2320-2882

 Abstract

???? ??????? '????? ?????' (????) ?????? ???? ??????? ???? ??????? ????? ?? ?????? ?????????? ?????? ????????, ?????, ??????? ? ?????????? ??????? ?????????? ?????? ???? ??????? ???? ??? ???? ????? ???? ???????? ???? ???? ????????? ????? ???? ?? ?????? ?????????? '????? ?????' ?????? ???? ???? ???????? ????? ??????? ??? ???????? ??????????? ??????? ???????????? ????????? ??????? ???? ???? ?? ??????? ????? ????? ???? ??????? ?????????? ????? '????? ????' ?????? ????? ???????? ??????? ?????? ?????? ? ?????? ????? ???? ??? ??????? ????? ???? ?????? ????? ???????? ? ???????? ??? ???? ?????? ??? ???? ??? ????? ???????? ???? ???? ?? ???? ???? ??????? ????? ???????? ??--??? ???????? ?????? ?? ?? ??????? '????? ????' ????? ??? ?????? ?????????? ???? ??? ????????? ??? ????? ??, ? ????? ????? ?? ???? ??? ?? ??? ?? ????? ???? ?? ????? ???? ??? ??????? ??????? ????? ????? ???? ????? ?????????????????? ??????? ???????? ???? ????? ????? ??????? ??? ?????? ????? ?????? ??????? ?????? ?????? ???? ???????? ?????? ?????????? ?????????? ?????? ??? ???? ???? ????? ???? ?????? ????? ??????? ????? ???? ?????????????? ??? ?? ??????? ??????? ???? ?????; ????? ???? ?????? ?????? ?????? ??? ???? ?????? '????? ?????' ???????? ????? ???? ?????? ????; ???? ????--?????, ???? ? ???????? ?????? ?? ????? ????? ????????? ???????


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???? ??????? ????? ???? '????? ????' : ???? ??????????

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  Paper Title: USE OF ICT FOR BETTER MATHEMATICS TEACHING DURING COVID-19 PANDEMIC: IT'S ADVANTAGES AND DISADVANTAGES

  Author Name(s): Dr. Abu Taher Mollah

  Published Paper ID: - IJCRT2201659

  Register Paper ID - 250809

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201659 and DOI : http://doi.one/10.1729/Journal.37815

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201659
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Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2201659.pdf

  Your Paper Publication Details:

  Title: USE OF ICT FOR BETTER MATHEMATICS TEACHING DURING COVID-19 PANDEMIC: IT'S ADVANTAGES AND DISADVANTAGES

 DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.37815

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f849-f851

 Year: January 2022

 Downloads: 217

  E-ISSN Number: 2320-2882

 Abstract

COVID-19 Pandemic broke out all of a sudden in a place named Wuhan of China. The corona virus was spread all over the planet earth within a very short time. Consequently, the physical movement of people was restrained. People lose their jobs. Millions of livelihood was at risk. The daily bread earners could not come out their homes. They were threshed and thrown into their homes. The wild life started to reclaim their lands and forest as the movement of the people was withdrawn from the public space. On the other hand, the pandemic came up with new avenues. It gave lesson how to sojourn with the corona virus continuing the pursuit of knowledge. It introduced new tools in ICT sector so that classes were conducted. Teachers took their class from home manipulating the different tools. Moreover, Black Board and Chalk were replaced by Google Meet. The Mathematics teachers who never thought of taking class without the use of chalk and Black Board were taking Mathematics class in Google Meet and in other sites. They employed new ICT based tools. Thus the old mode of teaching and learning format was changed. Mathematics teachers too adapt the new mode of online teaching. And thus the physical mode of teaching-learning format was shifted to distance teaching. The paper tries to recollect the ICT based tools which were applied in taking classes during lockdown. The paper revisits and discusses about the application of ICT tools which were applied in conducting Mathematics classes when work from home was necessary. The objective of the paper is to discuss about the different ICT tools which helped to conduct online class during corona pandemic. Precisely, the pandemic came up with crisis along with new solution in regard of disseminating knowledge. The aim of the paper is to discuss advantage and disadvantage of online teaching in the light of mathematics subject.


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Corona Pandemic, Online Mode Class, Mathematics, Advantage and Disadvantages

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  Paper Title: Impact of Sore Muscle after Strenuous Exercise and Their Preventions

  Author Name(s): Dipesh Choudhary

  Published Paper ID: - IJCRT2201657

  Register Paper ID - 244780

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201657 and DOI :

  Author Country : Indian Author, India, 713102 , Bardhaman, 713102 , | Research Area: Other area not in list

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201657
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  Title: IMPACT OF SORE MUSCLE AFTER STRENUOUS EXERCISE AND THEIR PREVENTIONS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Other area not in list

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f829-f832

 Year: January 2022

 Downloads: 251

  E-ISSN Number: 2320-2882

 Abstract

Abstract Delayed onset muscle soreness (DOMS) is the phenomenon of muscle pain, muscle soreness, or muscle stiffness that occurs in a day or two after exercise. DOMS is nothing but ultramicroscopic tearing of muscle fibres which depends on the intensity and length of exercise and exercise type. It is most frequently felt during the beginning of a new exercise type. It is most frequently felt during the beginning of a new exercise program, changing the exercise routine, or suddenly increasing the intensity of the exercise routine, a number of people think that cooling down by exercising at a very slow pace after exercising more vigorously help to prevent muscle soreness; it doesn't stitching does not prevent soreness either, since post-exercise soreness is not due to contracted muscle fibers. The objective of the present studies is to find ways and means to effectively deal with muscle soreness. The application of preventive strategies and curative aspects are very good tools to prevent muscle soreness.


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Keywords: muscle soreness, Strenuous Exercise, intensity, Preventions

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  Paper Title: Cosmopolitanism and the Idea of Ecological Citizenship

  Author Name(s): Dr Chandrachur Singh, Dr Hena Singh

  Published Paper ID: - IJCRT2201656

  Register Paper ID - 244002

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201656 and DOI : http://doi.one/10.1729/Journal.36114

  Author Country : Indian Author, India, 110009 , Delhi, 110009 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201656
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  Title: COSMOPOLITANISM AND THE IDEA OF ECOLOGICAL CITIZENSHIP

 DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.36114

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f820-f828

 Year: January 2022

 Downloads: 274

  E-ISSN Number: 2320-2882

 Abstract

While the social economic and cultural impacts of globalization remain deeply contested, there seems to be a growing consensus on the plausibility of it providing mechanisms for resolving global environmental issues. Given the transnational nature of environmental problems it is natural that the solutions offered have to be ones that surpass the jurisdiction of nation-states. By enhancing local-global relations globalization can be seen contributing towards the establishment of a sustainable society. These propositions evidently have a profound impact on green political theory, given that one of its primary objectives is to comprehend the transformation of political communities within the context of the global extent of environmental issues. One approach is to lay the groundwork for an autochthonous concept of citizenship, namely ecological or environmental citizenship. The aim of this article is to scrutinize the interconnections between cosmopolitan deliberations on citizenship, on the one hand, and green political theory's endeavours to conceive its own notion of citizenship, on the other.


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Globalization, cosmopolitanism, citizenship, rights, duties, green political theory, ecological citizenship, democracy

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  Paper Title: NON-SPONTANEOUS INVENTORY WITH EXPONENTIAL HOLDING COST UNDER INFLATION

  Author Name(s): Sita Meena, Rajpal Singh, Ravi Kant Sharma

  Published Paper ID: - IJCRT2201655

  Register Paper ID - 241868

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201655 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201655
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  Title: NON-SPONTANEOUS INVENTORY WITH EXPONENTIAL HOLDING COST UNDER INFLATION

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f806-f819

 Year: January 2022

 Downloads: 249

  E-ISSN Number: 2320-2882

 Abstract

This study evaluates the effect of inflation on an inventory model for non-instantaneous degenerating products with algebraic time sensitive demand and exponentially time-based holding cost under delay in payments. Shortages are tolerated and partially accumulated. The accumulation rate is an exponential function of the waiting duration for the renewal of inventory cycle. Mathematical formulation is framed to find optimal ordering policies to get the uttermost profit and optimal order quantity. This framework is divided under three cases based on the interval of non-decay, the duration on initial inventory consumption, trade credit period and inventory cycle span. The major purpose of this research is to get the maximum profit and to find the ideal total inventory. The findings of this model are illustrated by sensitivity investigation of parameters and demonstrated by numerical instances.


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inflation, inventory model, non-instantaneous degenerating products, algebraic time sensitive demand, exponentially time-based holding cost, delay in payments.

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  Paper Title: A STUDY ON REVIEW OF LITERATURE IN LEGAL RESEARCH: A LOOK

  Author Name(s): Dr.N.Muddaraju

  Published Paper ID: - IJCRT2201654

  Register Paper ID - 240633

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201654 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201654
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  Title: A STUDY ON REVIEW OF LITERATURE IN LEGAL RESEARCH: A LOOK

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f800-f805

 Year: January 2022

 Downloads: 345

  E-ISSN Number: 2320-2882

 Abstract

For the purpose of partial fulfillment of Ph.D Course work the legal literature on the proposed Topic i.e. A Critical Analysis of Judicial Appointments in India, was carefully revived. In order to obtain relevant information, books and articles of various eminent authors have been reviewed. The report of review of literature is as follows first of all it is convenient to note the list of articles referred in this regard and then it is good to mention the list of books which have reviewed thoroughly to find out the areas left. Though the authors of valuable literary work might be from a high cadre but as a research scholar it's permitted to criticize the work of any scholar and which is done in good faith. The constitution itself permits for fair criticism. Review of literature helps to understand current trends in the concerned literature project. A careful analysis of relevant literature can help to overcome various problems in the research endeavor. About importance of review of literature it has been observed that, frequently, an expletory study is concerned with an area of subject- matter in which explicit hypotheses have not been formulated. The researcher's task is to review the available material with an eye of developing hypotheses from it. To review works of such genius person is a challenging task. Since the aim of experience survey is to obtain insights into the nature of the problem and useful leads or clues to possible hypotheses and since the experience surveyor is looking for provocative ideas and useful insides, the cases are chosen on the basis of likelihood that that they will be able to contribute such ideas and insights.


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A STUDY ON REVIEW OF LITERATURE IN LEGAL RESEARCH: A LOOK

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  Paper Title: Ramayankalin rajdharm ev sushashan ev sushan ki aadhunikata sandharbh me upyogita

  Author Name(s): Dr. Jitender Thadani

  Published Paper ID: - IJCRT2201653

  Register Paper ID - 237992

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2201653 and DOI :

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2201653
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  Title: RAMAYANKALIN RAJDHARM EV SUSHASHAN EV SUSHAN KI AADHUNIKATA SANDHARBH ME UPYOGITA

 DOI (Digital Object Identifier) :

 Pubished in Volume: 10  | Issue: 1  | Year: January 2022

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 10

 Issue: 1

 Pages: f796-f799

 Year: January 2022

 Downloads: 296

  E-ISSN Number: 2320-2882

 Abstract

Ramayankalin rajdharm ev sushashan ev sushan ki aadhunikata sandharbh me upyogita


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Ramayankalin rajdharm ev sushashan ev sushan ki aadhunikata sandharbh me upyogita

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