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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 3 | Month- March 2026

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  Published Paper Details:

  Paper Title

"To explore the usage of online payments among undergraduate college going students in Ahmednagar District"

  Authors

  Ms. Shraddha Vilas Salve,  Ms. Sonal Murlidhar Thorat,  Ms. Manasi Mendu,  Ms.Mayuree Londhe

  Keywords

Digital payments, Undergraduate College students ,UPI, Rural Area,

  Abstract


The digital payments systems are rapidly increasingly day-by-day in todays world. This is due to its timelines, efficiency, accuracy, easy to use application. Due to this method it is very easier to transact money from place to another place through online mode to the person. The college going students can use digital payment methods for there expenses like college bus expense, stationary expenses, canteen expenses etc. Majority of the students carry there mobile with them and it is very easy to use the online payment methods among college going students. There are several modes of online payments like PhonePe, Google Pay, Razor Pay and many more. There is a very efficiency while using this online payment methods, It is very easy to use the online payment methods anywhere and anytime. The most preferable online payment method app by students is UPI. This is study is primarily on the impact of online payment among undergraduate college going students in Ahmednagar District. The study involves following colleges from Ahmednagar district are1.Sanjivani Arts Commerce and Science College Kopargaon2.Sanjivani University Kopargaon.3.Sanjivani College of Engineering Kopargaon4.K.J.Somaiya College Kopargaon. The sample size for our research is 204.The references are taken from many research papers, journals and websites. The age group of students are from 18 to 23.By analysing the data some students are from urban areas but majority of the students are from rural areas. Some students are dependent on there parents for the purpose of money and some students have other resources of income. The test for hypothesis is us ed is Chi-square independence test.H0 hypothesis is rejected in this research. In findings we found girl students use more online payment methods as compared to boys students. Majority of the respondents use the online methods daily, weekly and monthly. The study is studied on the undergraduate college going students in Ahmednagar district. The online payments methods are most preferable by the college going students observed by this study, The online transactions are done in between payer and payee.

  IJCRT's Publication Details

  Unique Identification Number - IJCRTBA02007

  Paper ID - 284483

  Page Number(s) - 80-89

  Pubished in - Volume 13 | Issue 4 | April 2025

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Ms. Shraddha Vilas Salve,  Ms. Sonal Murlidhar Thorat,  Ms. Manasi Mendu,  Ms.Mayuree Londhe,   ""To explore the usage of online payments among undergraduate college going students in Ahmednagar District"", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 4, pp.80-89, April 2025, Available at :http://www.ijcrt.org/papers/IJCRTBA02007.pdf

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Call For Paper March 2026
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ISSN and 7.97 Impact Factor Details


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ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
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