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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 13 | Issue 11 | Month- November 2025
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Published Paper Details:
Paper Title
THE FUTURE OF PAYMENT SYSTEM IN INDIA - A STUDY
Authors
M.SIVABALAJI
Keywords
NPCI, UPI's, digital economy, Information and Communication Technology, virtual payment address
Abstract
The Indian banking sector is making significant efforts to promote digital payments, gaining momentum following demonetization and the Digital India initiatives. To enhance digital payment services, the National Payment Corporation of India (NPCI) introduced the Unified Payment Interface (UPI), a groundbreaking and cost-effective solution. The widespread adoption of smartphones, technological advancements, and improved internet connectivity have all contributed to the growing use of mobile payment options among smartphone users, financial institutions, and banks. UPI presents a promising method for fund transfers through a virtual payment address created by NPCI, playing a crucial role in moving towards a paperless and cashless economy. Therefore, it is essential to evaluate UPI's potential to contribute to the development of a digital economy. This paper mainly focus the future of payment systems in India.
IJCRT's Publication Details
Unique Identification Number - IJCRTAQ02030
Paper ID - 270151
Page Number(s) - 228-233
Pubished in - Volume 12 | Issue 10 | October 2024
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
M.SIVABALAJI, "THE FUTURE OF PAYMENT SYSTEM IN INDIA - A STUDY", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.12, Issue 10, pp.228-233, October 2024, Available at :http://www.ijcrt.org/papers/IJCRTAQ02030.pdf
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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