Published Paper Details:

In Tamil Nadu state, Sivagangai is one among the rural districts where the majority of the people in this district depend upon the agricultural activities. In this district there are 9 taluks, 12 blocks & 445 Panchayat Villages. The farmers in Sivagangai district are always facing many problems during the farming activities. The main problem of farmers in Sivagangai district is scarcity of water. Most of the time the small farmers are facing difficult situations which makes them unable to continue their farming. In order, to continue the agriculture activities, they are always in need of credit for the purchase of seeds, fertilizers and other agricultural inputs. Multi stage sampling methods were used for collecting the data. The findings of the study shows that the overall mean score value 3.91 indicates that the respondents agree with the purpose of utilization of availing agriculture jewel loan from the financial institutions, which is one of the important factors for the purchase of fertilizers and seeds.