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In India, where even through nearly 68.84 per cent of population residing at rural areas. According to 2011 census agriculture is main occupation for largest livelihoods in India 70 per cent of its rural households still depend upon it for their livelihood, with 82 per cent of farmers being small and marginal. The world bank using the $2.15(2023) per day bench mark(PPP) estimates an 11.9 per cent poverty rate for India. In this regard micro finance plays vital role to providing financial assistance to the poor and low level income households in India in addition that fulfillment of government target financial inclusive growth strategy and sustainable development of the people. Such as banking, Insurance , other financial services etc.,The significant role has played by microfinance in the developing countries like India cannot wear away, where largest size of population is living under low literacy and poverty. They don't have any access to formal banking facilities. Where micro finance plays a key role to improving living conditions of the households in india.(Sen2018)Micro finance is regarded as a useful tool for socio-economic upliftment in a developing country like India. In india micro finance is dominant by self Help Groups (SHG) bank linkage programme aimed at providing a cost effective mechanism for providing financial services to the rural households away from inclusive. The present paper aims at identifying present working status of micro finance in India.