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Paper Title
EXPLORING THE DIMENSIONS OF AWARENESS OF SUKANYA SAMRIDDHI YOJANA: A FACTOR ANALYSIS
Authors
Dr. Rema . K, Dr. Sankaran U M,
Keywords
KEY WORDS: Account Opening Procedure, Maturity Benefit, Scheme Orientation, Sukanya Samriddhi Yojana and Tax Benefits.
Abstract
Sukanya Samriddhi Yojana is one of the small savings schemes introduced by the government to encourage parents to save long-term to meet their daughters' educational and marriage expenses. Previous studies have identified beneficiaries' awareness as one of the major factors that determine a scheme's success, but they do not specify criteria for measuring awareness of the scheme. So, the study focused on exploring the factors that represent beneficiaries' awareness of the Sukanya Samriddhi Yojana scheme. To explore the factors, the researcher collected data from 591 beneficiaries of Sukanya Samriddhi Yojana by using a well-structured questionnaire. Here the researcher used Exploratory factor analysis and confirmatory analysis to explore the factors. Based on the factor analysis, the study identified five factors: Account Opening Procedure, Scheme Orientation, Maturity Benefit, Tax Benefits, and Convenience.
IJCRT's Publication Details
Unique Identification Number - IJCRT2608173
Paper ID - 312101
Page Number(s) - b562-b573
Pubished in - Volume 14 | Issue 8 | August 2026
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Dr. Rema . K, Dr. Sankaran U M,, "EXPLORING THE DIMENSIONS OF AWARENESS OF SUKANYA SAMRIDDHI YOJANA: A FACTOR ANALYSIS", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.14, Issue 8, pp.b562-b573, August 2026, Available at :http://www.ijcrt.org/papers/IJCRT2608173.pdf
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Volume 14 | Issue 8
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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