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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 8 | Month- August 2026

Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)

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  Published Paper Details:

  Paper Title

Impact of Corporate Social Responsibility on Financial Inclusion in India

  Authors

  Anjali Choudhary,  Dr. Deepa Baliyan,  Robin Kumar,  Dr. Anuj Baliyan,  Dr. Shubhi Aggarwal

  Keywords

Corporate Social Responsibility, Financial Inclusion, Banking Sector, Sustainable Development, Digital Finance, Financial Literacy, CSR Policy

  Abstract


Financial inclusion is essential for sustainable economic development, yet significant sections of India's population still face limited access to formal financial services despite initiatives such as PMJDY. Since the Companies Act, 2013, CSR has emerged as a strategic instrument for promoting financial literacy, digital inclusion, entrepreneurship, women's empowerment, and rural development. This study reviews the role of CSR in advancing financial inclusion through government policies, corporate practices, and banking initiatives. It develops a conceptual framework linking CSR with financial inclusion outcomes, identifies implementation challenges, and recommends collaborative policy measures. The findings reveal that CSR significantly enhances financial access, digital payments, and socio-economic development, while greater transparency, impact evaluation, equitable outreach, and technology integration are essential for maximizing its long-term effectiveness.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2608009

  Paper ID - 312267

  Page Number(s) - a84-a92

  Pubished in - Volume 14 | Issue 8 | August 2026

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Anjali Choudhary,  Dr. Deepa Baliyan,  Robin Kumar,  Dr. Anuj Baliyan,  Dr. Shubhi Aggarwal,   "Impact of Corporate Social Responsibility on Financial Inclusion in India", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.14, Issue 8, pp.a84-a92, August 2026, Available at :http://www.ijcrt.org/papers/IJCRT2608009.pdf

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Call For Paper August 2026
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ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
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