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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
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Paper Title
"An Analytical Study of Capital Structure Vis-a-Vis Profitability of the Banking Industry"
Authors
Jinal Tagarivala, Dr.Dipika Patel
Keywords
"An Analytical Study of Capital Structure Vis-a-Vis Profitability of the Banking Industry"
Abstract
The relationship between capital structure and financial viability in the banking sector is examined in this essay. In contrast to industrial companies, banks use deposits as a major, special source of credit and are subject to stringent regulatory capital requirements (like Basel III). This study looks at how important profitability indices, particularly Return on Equity (ROE) and Return on Assets (ROA), are affected by the combination of debt, equity, and deposits. According to the analysis, strong equity buffers reduce risk and maintain long-term profitability by lowering the cost of capital, even when more leverage can boost profits during economic expansions
IJCRT's Publication Details
Unique Identification Number - IJCRT2607104
Paper ID - 311366
Page Number(s) - b1-b4
Pubished in - Volume 14 | Issue 7 | July 2026
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Jinal Tagarivala, Dr.Dipika Patel, ""An Analytical Study of Capital Structure Vis-a-Vis Profitability of the Banking Industry"", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.14, Issue 7, pp.b1-b4, July 2026, Available at :http://www.ijcrt.org/papers/IJCRT2607104.pdf
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Volume 14 | Issue 7
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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