Published Paper Details:

ABSTRACT Performance of financial institution is a Key indicator of Indian economy. Financial institutions in India are categorized into banking institutions, All-India Financial Institutions (AIFIs), non-banking financial companies (NBFCs), and specialized insurance and investment bodies. They are strictly regulated by apex authorities such as the Reserve Bank of India (RBI) and the Securities and Exchange Board of India (SEBI). Growth and the performance of financial institutions including the profit, quality of assets, percentage of liquidity, and operational growth of the SBI in Karnataka from last five financial years, from 2020-21 to 2024-25. This articles prepared by using secondary sources of data collection from SBI annual reports, financial statements of Banks, Journals and other banking reference books. Assessments and analyses are conducted through concern ratios such as Return on Assets and Net Interest Margin Ration. the study found that SBI earnings and growth, quality of assets and its improvement for the Bank, with healthy liquidity postures. Keywords: Performance, Financial Institution, Profitability, NPA, Return on assets.