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  Published Paper Details:

  Paper Title

FLOW OF FUNDS AND FINANCIAL SUSTAINABILITY OF SELF HELP GROUPS: A STUDY OF BANGALORE URBAN DISTRICT

  Authors

  SHWETHA G R,  Dr. Thimmarayappa R

  Keywords

Flow of Funds, Financial Sustainability, Fund Management, Self Help Groups, Bangalore Urban

  Abstract


The sustainability of Self Help Groups (SHGs) largely depends on the effective management and circulation of funds. Flow of funds analysis helps in understanding the sources, utilization and movement of financial resources within SHGs and assists in estimating future fund requirements. The present study examines the flow of funds and its impact on the financial sustainability of Self Help Groups in Bangalore Urban District. The study is based on primary data collected from 120 SHG members using a structured questionnaire. Statistical tools such as mean, standard deviation, ANOVA and descriptive analysis were used. The findings reveal that efficient fund flow management, supported by regular savings and bank linkage, enhances financial sustainability and planning capability of SHGs. The study concludes that systematic flow of funds analysis is essential for strengthening the long-term viability of SHGs.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2602078

  Paper ID - 301025

  Page Number(s) - a698-a702

  Pubished in - Volume 14 | Issue 2 | February 2026

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  SHWETHA G R,  Dr. Thimmarayappa R,   "FLOW OF FUNDS AND FINANCIAL SUSTAINABILITY OF SELF HELP GROUPS: A STUDY OF BANGALORE URBAN DISTRICT", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.14, Issue 2, pp.a698-a702, February 2026, Available at :http://www.ijcrt.org/papers/IJCRT2602078.pdf

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Call For Paper February 2026
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ISSN and 7.97 Impact Factor Details


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ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
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