Published Paper Details:

Security decision-making in daily life is influenced not only by knowledge and situational factors but also by inherent cognitive biases. Women, especially in modern socio-economic contexts, face diverse security-related challenges in digital, financial, physical, and interpersonal domains, depending on whether they are employed or homemakers, face different environments that shape their risk perception and judgment. Cognitive biases shape security decision-making among working and non-working women, depending on their financial differences, risk perception levels, and behavioural patterns. This qualitative study explores how working and non-working women experience and interpret security threats through the lens of cognitive bias. Findings show differing patterns of familiarity bias, intuition-driven reasoning, digital overconfidence and under confidence, and media-driven availability heuristic. Implications highlight the need for tailored interventions.