Published Paper Details:

In this research paper to evaluate the performance of ten mutual funds in India during the time frame 2021 to 2025. The objective is to evaluate fund performance using Net Asset Value (NAV), Annual returns, Standard deviation and Sharpe performance index. The research also compares equity, hybrid, debt and arbitrage fund categories with their respective benchmarks. Descriptive statistics were applied to assess growth trends in net asset value and returns. Correlation, regression and ANOVA analysis were conducted using relevant statistical software to examine the relationship between risk and return and to identify performance differences across the fund category. The study showed a consistent increase in net asset value over a five-year period with equity funds displaying the highest growth but greater risk comparison. Hybrid funds showed reasonable performance, but level of debt and arbitrage funds offered more stability as compare to lower returns. In this study, a significant positive correlation was found between standard deviation and average annual return. Regression analysis results indicated the risk factor described over semi-variation in return. Individual predictors were not statistically significant at 5% significance level. There were no strong category wise differences as measured by ANOVA, but descriptive statistics findings provided meaningful variations between the fund. Overall, the study concludes that the mutual fund performance was influenced by the level of risk undertaken, with equity funds providing higher return potential. In this study, the findings were relevant for investors and policymakers. This research paper provide an understanding of mutual fund performance in the Indian market.