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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 14 | Issue 3 | Month- March 2026
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Published Paper Details:
Paper Title
Mutual Fund Investment Behaviour among Salaried Individuals in India: A Review
Authors
Ms. Shreya Shrikant Kelkar, Dr. Shiva M. Padme
Keywords
Mutual Fund, Investment, Salaried, long-term, SIP, Financial Literacy
Abstract
Mutual funds have become a favored investment option for salaried people in India because of their benefits of diversification, professional oversight, and alignment with long-term financial objectives. Over the last two decades, several studies have examined the awareness, preferences, risk perception, and decision-making behaviour of salaried mutual fund investors. The review paper assesses existing academic literature on mutual fund investment behaviour among salaried individuals in India. The study identifies key determinants influencing investment decisions such as financial literacy, income level, risk tolerance, tax benefits and the role of digital platforms. It also highlights major research gaps and suggests directions for future research. The review aims to provide a consolidated understanding of how salaried individuals perceive and adopt mutual fund investments with respect to Indian context.
IJCRT's Publication Details
Unique Identification Number - IJCRT2601297
Paper ID - 299633
Page Number(s) - c450-c457
Pubished in - Volume 14 | Issue 1 | January 2026
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Ms. Shreya Shrikant Kelkar, Dr. Shiva M. Padme, "Mutual Fund Investment Behaviour among Salaried Individuals in India: A Review", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.14, Issue 1, pp.c450-c457, January 2026, Available at :http://www.ijcrt.org/papers/IJCRT2601297.pdf
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Volume 14 | Issue 3
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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