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Paper Title
Impact on Mobile Banking on Consumer Saving Behavior - A Case study on Hyderabad
Authors
Samala Shambhavi, Mr. Vinesh Kumar Gowlikar, Dr. R S Ch Murthy Chodisetty
Keywords
Mobile banking, Consumer savings behavior, Financial inclusion, Digital literacy, Financial services, Automated savings, Financial empowerment, Economic stability, Mobile banking adoption, Financial planning, Savings tools, Digital banking, Financial technology (FinTech), Underbanked populations, Spending trackers, Financial literacy, Economic growth, Financial resilience, Personal finance management, Goal-setting tools.
Abstract
It studies the influence of mobile banking on consumer savings behavior, particularly underlining its enhancement of access and convenience. In addition, this article will evaluate how mobile banking tools influence a disciplined savings behavior and how such tools may raise financial literacy levels. Mobile banking can significantly alleviate financial exclusion by equipping people with tools for better financial management. It focuses on the changes in behavior by analyzing how innovations in mobile banking transform traditional savings practices. Demographic variations in adoption are considered, along with broader implications for economic growth. The goal is to provide value to policymakers, businesses, and individuals. Lastly, it makes a case that mobile banking builds financial resilience.
IJCRT's Publication Details
Unique Identification Number - IJCRT25A6009
Paper ID - 289851
Page Number(s) - i571-i581
Pubished in - Volume 13 | Issue 6 | June 2025
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Samala Shambhavi, Mr. Vinesh Kumar Gowlikar, Dr. R S Ch Murthy Chodisetty, "Impact on Mobile Banking on Consumer Saving Behavior - A Case study on Hyderabad", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 6, pp.i571-i581, June 2025, Available at :http://www.ijcrt.org/papers/IJCRT25A6009.pdf
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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