Important Details
IJCRT - International Peer Reviewed, Open Access Journal, Multidisciplinary, Monthly, Nominal(Low) Fees for Professional Research Services International Journal of Creative Research Thoughts - IJCRT Peer Review Journal, Refereed Journal, Peer Reviewed Journal , Referred Journal and Indexed Journal, Open access, Online and Print Journal,international Journal Open Access, Accepted by Indian and foreign university ,IJCRT Followed Norms, guidelines, requirement, listing criteria and methodology of score/point also applied from: Scopus , Web of Science , UGC Approved , UGC CARE, UGC-CARE .
UGC Approved Journal No: 49023 (18)
UGC approval Link
https://ijcrt.org/ugc%20approval.jpg
All Policy and Approval
Please Like Our Facebook Page | CrossRef DOI and Hard copy of Certificate Provide if required. | www.IJCRT.org | editor@IJCRT.org | WhatsApp: 7990172303
Publication Details:
- Paper Submission : 31-Mar-2026. Call For Paper (Volume 14 | Issue 3 | Month- March 2026)
- Acceptance/Rejection Notification: Within 02-04 Days.
- Paper Publish: Within 02-04 Days after submitting all documents.
-
Submit Your Paper Any time There No deadline.
-
Publication fees : 1570 INR for Indian author & 59$ for foreign International author.
Please Like Our Facebook Page | CrossRef DOI and Hard copy of Certificate Provide if required.
Licence and Indexing
Indexing In Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar | AI-Powered Research Tool, Microsoft Academic, Academia.edu, arXiv.org, Research Gate, CiteSeerX, ResearcherID Thomson Reuters, Mendeley : reference manager, DocStoc, ISSUU, Scribd, and many more | High Impact Factor: 7.97 | Digital object identifier (DOI) and Hard Copy of certificate Provided.
Licence
DOI
ISSN Approved impact factor: 7.97 
Creative Common 
Valid as per new UGC Gazette regulations 
INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
International Peer Reviewed & Refereed Journals, Open Access Journal
IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.
ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 14 | Issue 3 | Month- March 2026
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)
Contact Us Click Here
WhatsApp Contact Click Here
Published Paper Details:
Paper Title
MICROFINANCE-A TOOL FOR FINANCIAL INCLUSION ON KORAGA WOMEN: A STUDY IN DAKSHINA KANNADA DISTRICT
Authors
Padmini K, Dr.Subhashini Srivatsa
Keywords
Microfinance, Financial Inclusion, Koraga Women, Financial Services
Abstract
Microfinance emerges as a pivotal tool for promoting financial inclusion, offering financial services like credit access, savings, and insurance to marginalized communities. This research assesses the impact of microfinance on the financial inclusion and economic empowerment of Koraga women in the Dakshina Kannada district. The scope of the study is confined to Koraga women residing in Dakshina Kannada district. The sample size is 100 female respondents, selected using a simple random selection method. Primary data were collected through a well-structured, closed-ended questionnaire. The one-sample t-test was used to analyze the data and determine the significant impact of microfinance services on financial inclusion and economic empowerment. The findings proved that microfinance encourages Koraga women to save money, to access financial services, and to provide self-employment opportunities.
IJCRT's Publication Details
Unique Identification Number - IJCRT25A4161
Paper ID - 283234
Page Number(s) - j876-j883
Pubished in - Volume 13 | Issue 4 | April 2025
DOI (Digital Object Identifier) - http://doi.one/10.1729/Journal.44937
Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Padmini K, Dr.Subhashini Srivatsa, "MICROFINANCE-A TOOL FOR FINANCIAL INCLUSION ON KORAGA WOMEN: A STUDY IN DAKSHINA KANNADA DISTRICT", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 4, pp.j876-j883, April 2025, Available at :http://www.ijcrt.org/papers/IJCRT25A4161.pdf
Article Preview
Indexing Partners
Call For Paper March 2026
Call For Papers
March 2026
Volume 14 | Issue 3
Last Date :
31-Mar-2026
Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
March 2026
Volume 14 | Issue 3
Last Date :
31-Mar-2026
Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
Published Issue Details
For Authors
Forms / Downloads
Other IMP Links
Indexing Partner
Research Area
LICENSE
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
DOI Details
CONFERENCE
CONFERENCE MANAGMENT & PUBLICATION CONFERENCE PROPOSAL
RECENT CONFERENCE
CONFERENCE PROPOSAL CONFERENCE PROCEEDINGS
CONFERENCE PROPOSAL CONFERENCE PROCEEDINGS
For Reviewer /Referral (RMS) Earn 500 per paper
Important Links
NEWS & Conference
Digital Library
IJCRT RMS | Earn 500 Per Paper.
Open Access
LICENSE
Indexing Partner
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
