Published Paper Details:

Housing is a basic human need and a key indicator of socio-economic development. The Pradhan Mantri Awas Yojana-Urban (PMAY-U), launched in 2015 by the Government of India, aims to provide "Housing for All. In Chhattisgarh, the scheme has achieved substantial progress, with over 4.6 lakh houses sanctioned and nearly 3.8 lakh completed as of 2024. The Raipur Division--comprising Raipur, Mahasamund, Dhamtari, Balodabazar, and Gariyaband--has been one of the most active regions in implementing PMAY-U, contributing significantly to the state's overall housing performance. The present study reviews the progress of PMAY-U implementation in the Raipur Division using secondary data sources such as reports from the Ministry of Housing and Urban Affairs (MoHUA), Chhattisgarh Housing Board, and State Urban Development Agency (SUDA). The findings indicate that Raipur district alone accounts for approximately 35% of the total sanctioned units in the division, reflecting effective coordination between state and urban local bodies. Beneficiary-Led Construction (BLC) and Affordable Housing in Partnership (AHP) components have emerged as the dominant modes of implementation. Despite challenges such as land availability, beneficiary contribution delays, and administrative bottlenecks. The Raipur Division, being one of the key urban clusters, has made considerable strides in the construction and allocation of affordable housing units. This progress is part of the broader state-level momentum, where Chhattisgarh has actively facilitated the execution of PMAY-U by efficiently channelizing both central and state financial resources.