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Published Paper Details:
Paper Title
A comparative study of Credit Deposit Ratio of Private and Public sector banks in India.
Authors
Dr. Balkrishna Ambaji Dalvi
Keywords
Credit Deposit Ratio, Private and public sector bank, healthy CDR.
Abstract
Banks are an integral part of the economy and the role of banks paly is indispensable. Every change in the banking industry affects strongly on the individual as well as on the economy of the nation. Regulatory bodies and governments should take cognizance of changes taking place in the field of banking. Credit Deposit Ratio has been changing rapidly and dramatically in the recent past. The CD ratio of some of the banks has been crossing the healthy limit, that limit consider to be the safe limit.
The present study is focusing on the credit deposit ratio of private and public sector banks in India. Researcher have selected ten banks from each sector. Secondary data have been used and that data is extracted from the India Banking Association website for the analysis.
IJCRT's Publication Details
Unique Identification Number - IJCRT25A1242
Paper ID - 297917
Page Number(s) - j632-j637
Pubished in - Volume 13 | Issue 11 | November 2025
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Dr. Balkrishna Ambaji Dalvi, "A comparative study of Credit Deposit Ratio of Private and Public sector banks in India.", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 11, pp.j632-j637, November 2025, Available at :http://www.ijcrt.org/papers/IJCRT25A1242.pdf
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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