Published Paper Details:

The banking sector plays a crucial role in the economic development of a country by mobilizing savings, facilitating investments, and supporting financial stability. Among private sector banks in India, HDFC Bank has emerged as one of the leading performers in terms of financial strength, operational efficiency, and profitability. The present study aims to analyse the financial performance and profitability position of HDFC Bank using key financial ratios. The study is based on secondary data collected from the annual reports of HDFC Bank for a period of five years from 2019-20 to 2023-24. Various liquidity, profitability, solvency, and efficiency ratios have been applied as analytical tools to evaluate the bank's financial health. The findings reveal that HDFC Bank has maintained consistent profitability, strong capital structure, and efficient utilization of assets during the study period. The study provides useful insights for investors, academicians, and policy makers regarding the financial soundness of HDFC Bank.