Published Paper Details:

Financial literacy is a critical life skill that enables individuals to make informed and responsible financial decisions. Many secondary school students lack understanding of basic financial concepts such as income, expenditure, saving, budgeting and investment, which can lead to poor money management habits in adulthood. This action research aimed to enhance financial literacy among 8th-grade students of Sri Siddeshwara School, Mysuru, through practical, hands-on activities. Activities included monthly family budgeting exercises, role-playing market scenarios, essay writing on savings and spending and skits on wise money management. Pre-test and post-test assessments indicated a notable improvement in students' knowledge, attitudes and behaviors toward money management, reflecting the effectiveness of experiential learning. The study demonstrates that activity-based approaches can foster responsible financial habits, promote saving and enhance decision-making skills, preparing students to become economically aware and self-reliant individuals. The research also highlights the importance of integrating financial literacy into the school curriculum and promoting active, real-life learning experiences.