Published Paper Details:

Teachers are some of the most influential people in our society. By having fiscal knowledge and managing particular finances duly, they can become a part of the model for their scholars and help them to develop as fiscally and socially responsible citizens. Unfortunately, numerous teachers do not know how to manage their finances. There's a belief that teachers of specialized education do not have sufficient fiscal knowledge in situations. In this connection, an attempt is made to find out the situations of knowledge about fiscal knowledge, in particular fiscal planning, among the school education teachers. This study is conducted as a sample study in a historically reputed quarter, i.e., Karur city of Tamil Nadu State, with the help of a structured schedule. The study set up that teachers are moderately financially literate and fully included in terms of access but unevenly included in terms of usage of advanced products. Financial literacy emerges as the strongest determinant of financial inclusion, with higher literacy levels enabling teachers to move beyond basic banking into savings, insurance, and investments. The results suggest that improving financial literacy among school teachers could significantly strengthen their financial planning practices, contributing to both personal and professional well-being.