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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
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Published Paper Details:
Paper Title
Will India's CBDC be a useful tool for achieving economic progress?
Authors
Dr. Mrugakshi Rajhans
Keywords
Digital Currency, CBDC, Financial inclusion, SWIFT, UPI, UPI123
Abstract
The evolution of the payment system from physical to digital is one of the greatest highlight of the 21st century in India. As the main aim of this system was to provide effective, efficient and safe transactions and due to increase need it gained importance in the COVID pandemic. India has made a remarkable progress this field in the recent past, and its journey towards digitization of payment system can be embarked from the Jana Dhan yojana to introduction of UPI and ahead. This road map has led India towards financial inclusion, where physical INR could be supported with eINR. This paper provides the road map of India towards the pilot launch of CBDCs in December 2022 and the milestones it can achieve in the coming years.
IJCRT's Publication Details
Unique Identification Number - IJCRT2508586
Paper ID - 292860
Page Number(s) - f152-f166
Pubished in - Volume 13 | Issue 8 | August 2025
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Dr. Mrugakshi Rajhans, "Will India's CBDC be a useful tool for achieving economic progress?", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 8, pp.f152-f166, August 2025, Available at :http://www.ijcrt.org/papers/IJCRT2508586.pdf
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Volume 14 | Issue 3
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Volume 14 | Issue 3
Last Date :
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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