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  Published Paper Details:

  Paper Title

A Study of Financial Literacy for Self Help Groups in Rajasthan

  Authors

  Bhawana Meena,  Dr. Bindu Jain

  Keywords

Self-Help Groups, Women Empowerment, Economic Development, Leadership, Digital Literacy, Rural Rajasthan.

  Abstract


Using different research methods, this study investigates how self-help groups (SHGs) impact the empowerment of women in eight districts of the Jaipur Division in Rajasthan. Determining the link between SHGs and economic, social, and political empowerment oriented towards leadership, earning more through business, and decision-making was the main goal. FGD sessions and formal questionnaires were carried out to get information from 240 women who are part of SHGs. Stratified random sampling was used to make sure there were individuals from all age groups and districts in the SHG. Quantitative analysis using ANOVA, correlation, and multiple regressions was carried out to study the link between empowerment, SHG length, training, education, and income. The study found that SHGs greatly boost women's empowerment, and for those staying in SHGs longer, there is a clear relationship between more income from business, livestock, and agriculture. Being educated and gaining training made people feel more empowered. Members' stories demonstrated that they became more financially secure, valued themselves more, and got involved in helping others in the community. Patriarchal attitudes, a lack of internet knowledge, and little visibility of SHG goods in the market were also noticed in the survey. The study reveals SHGs have the capacity to bring about transformation in society, especially if supported by government groups, digital progress, and training. The outcome of this study contains solutions and guidance for policies that can improve the inclusion of women and fair development in rural Rajasthan. It concludes that if SHGs are well managed and backed by funds, they can work as a good example of helping women in local areas.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2507278

  Paper ID - 290865

  Page Number(s) - c445-c455

  Pubished in - Volume 13 | Issue 7 | July 2025

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Bhawana Meena,  Dr. Bindu Jain,   "A Study of Financial Literacy for Self Help Groups in Rajasthan", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 7, pp.c445-c455, July 2025, Available at :http://www.ijcrt.org/papers/IJCRT2507278.pdf

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ISSN and 7.97 Impact Factor Details


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ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
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