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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)
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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 13 | Issue 12 | Month- December 2025
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Published Paper Details:
Paper Title
REDEFINING FINANCIAL SERVICES: THE ROLE OF FINTECH IN INDIA
Authors
Shobhit Saxena
Keywords
Fintech, Finance.
Abstract
Abstract: The integration of financial services with modern technology--fintech--has brought about unprecedented transformation in India's financial ecosystem. Traditionally plagued by inefficiencies, paperwork, and limited accessibility, financial services are now becoming more inclusive, accessible, personalized, and real-time. This paper explores how fintech innovations are reshaping customer experiences across different segments of the Indian financial landscape. It also investigates how government initiatives, demographic shifts, smartphone penetration, and policy support have contributed to the growth of this sector. Despite the success, fintech in India faces multiple challenges such as data security concerns, regulatory fragmentation, and digital illiteracy (PwC & ASSOCHAM, 2019). This paper not only reviews current transformations but also proposes strategies for sustainable growth in India's fintech landscape.
IJCRT's Publication Details
Unique Identification Number - IJCRT2506626
Paper ID - 289360
Page Number(s) - f413-f418
Pubished in - Volume 13 | Issue 6 | June 2025
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Shobhit Saxena, "REDEFINING FINANCIAL SERVICES: THE ROLE OF FINTECH IN INDIA", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 6, pp.f413-f418, June 2025, Available at :http://www.ijcrt.org/papers/IJCRT2506626.pdf
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Volume 13 | Issue 12
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Last Date :
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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