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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
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Published Paper Details:
Paper Title
Impact of Government Policies and Regulatory Frameworks on the FinTech Ecosystem for Self-Employed Individuals: A Critical Evaluation
Authors
Suchita Barapatre
Keywords
FinTech, self-employed individuals, government policies, regulatory framework, financial inclusion, digital finance.
Abstract
This research analyzes how the government's policies and regulations influence the self-employed FinTech ecosystem in India. It applies a mixed methods design by integrating quantitative surveys (n = 135) with qualitative analysis of policy documents and expert interviews. Primary results indicate that self-employed individuals' harsh regulatory constraints and high compliance costs stifle growth, even with increasing FinTech usage. The study aims to deepen the policy debate on financial inclusion and proposes a specific regulatory framework to achieve optimal policy balance. It contributes to literature by highlighting the under-researched self-employed demographic within the FinTech ecosystem..
IJCRT's Publication Details
Unique Identification Number - IJCRT2504684
Paper ID - 282191
Page Number(s) - f926-f932
Pubished in - Volume 13 | Issue 4 | April 2025
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Suchita Barapatre, "Impact of Government Policies and Regulatory Frameworks on the FinTech Ecosystem for Self-Employed Individuals: A Critical Evaluation", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 4, pp.f926-f932, April 2025, Available at :http://www.ijcrt.org/papers/IJCRT2504684.pdf
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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