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Digitalization has its significant contribution in the process of Viksit. The Hon'ble President of India, Smt. Droupadi Murmu in her address to Parliament, on 31st January, 2024 said, "It was beyond the imagination of some people that, even in villages, routine buying and selling will be done digitally", further in the same address she also informed "46 Percent of the world's total real time digital transaction take place in India" and "a record of 1200 crore transactions were done through UPI last month", i.e. as on 31st January, 2024. Even though Digitalization can be said as one of the subsets for achieving Viksit, digitalization by itself is a very large area, as digitalization can be adopted in various sectors viz... finance, health, transport, urbanization (smart city). Financial Inclusion also plays a vital role in the overall growth (Viksit). Various studies have reported on matters pertaining to financial inclusion, few studies among them are (i) Financial Inclusion Index (ii) Government of India Population Census (iii) NSSO Survey/Reports (iv) CRISIL - Inclusix, (v) RBI Reports, (vi) IMF Survey on Financial Access (vii) NABARD All India Rural Financial Inclusion Survey. Conducting surveys, reporting data pertaining to financial inclusion has been a continuous process, "Report of the Committee on Financial Inclusion, January 2008", Chaired by C Rangarajan, is one among the surveys and reports, conducted during early 2000. Preface of this report starts with the statement "Access to finance by the poor and vulnerable groups is a prerequisite for poverty reduction and social cohesion" further as per the report scope of financial services includes credit, savings, insurance, payments and remittance facilities. Executive Summary and Recommendations section of the report, defines financial inclusion. Department of Financial Services, under the Ministry of Finance, Government of India, with the moto "Jan Dhan to Jan Suraksha" have rolled out various schemes for achieving financial inclusion, their flagship schemes are (i) Pradhan Mantri Jan Dhan Yojana, (ii) Atal Pension Yojana, (iii) Pradhan Mantri Jeevan Jyoti Bima Yojana, (iv) Pradhan Mantri Suraksha Bima Yojana (v) Pradhan Mantri Mudra Yojana and (vi) Stand Up India. Even though there are studies on Viksit Bharath 2047, Digitalization in India and Financial Inclusions, studies integrating all the three and having the focus on digitalization of various schemes of financial inclusion for a Viksit Bharath can be stated as a research gap. This study is an attempt to explore various flagship schemes rolled out by Department of Financial Services, under the Ministry of Finance, Government of India for achieving financial inclusion and this study has also tried to extract the various digital initiatives integrated in those flagship schemes. This being an exploratory study, have used various secondary data as major source. The recent surveys, reports compared with the data reported in a decade or two i.e. from early 2000s, shows a significant increase towards achieving the financial inclusion, but on the other hand the scope still remains when it comes for matters pertaining to spreading of awareness about Government schemes and initiative, grievance reporting process, catering for the needs of all. India being highly diversified, utmost care to be taken during the execution of various schemes and also need to constantly check as to the intent of the policy maker is not being departed, during the executions.