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  Published Paper Details:

  Paper Title

The Impact Of Digital Payment System On Financial Inclusion

  Authors

  Rutuja Patil,  Pallavi Patil,  Dr. Ganesh Chavan

  Keywords

Digital Payments, Financial Inclusion, Debit Cards, Credit Cards, Economic Factor, Demographic Variables, Quantitative Analysis

  Abstract


Financial inclusion serves as a vital catalyst for economic advancement and societal progress, ensuring that both individuals and enterprises can access reasonably priced financial services. Digital payment systems have surfaced as a crucial facilitator of financial inclusion by offering affordable, secure, and efficient financial options. This document investigates the influence of digital payment systems on financial inclusion, evaluating their advantages, obstacles, and future opportunities. The research delves into the significance of mobile money, digital wallets, and online banking in enhancing financial accessibility, especially for marginalized communities. Empirical data indicates that digital payments foster economic empowerment by lowering transaction expenses, improving convenience, and encouraging financial literacy. Nonetheless, issues such as cybersecurity threats, lack of digital skills, and regulatory challenges remain. The paper wraps up with policy suggestions aimed at optimizing the advantages of digital payment systems for comprehensive financial development. Content marketing revolves around creating and distributing meaningful, pertinent content to engage with your audience. The goal? To not only grab attention but to maintain it and foster a long-term relationship. A successful content marketing approach acts like a loudspeaker for your brand in a busy market. It's not merely about making sales; it's about leaving a memorable impact that lingers when customers are prepared to make a choice. Ultimately, it's about narrating your story in a memorable manner that ignites that bond with your audience.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2504184

  Paper ID - 281477

  Page Number(s) - b525-b533

  Pubished in - Volume 13 | Issue 4 | April 2025

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Rutuja Patil,  Pallavi Patil,  Dr. Ganesh Chavan,   "The Impact Of Digital Payment System On Financial Inclusion", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 4, pp.b525-b533, April 2025, Available at :http://www.ijcrt.org/papers/IJCRT2504184.pdf

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ISSN: 2320-2882
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Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
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