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ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Call For Paper - Volume 13 | Issue 11 | Month- November 2025
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Published Paper Details:
Paper Title
A Study on Analysis of Life Insurance Products for Investment Purposes
Authors
Nishil Poojara
Keywords
Life Insurance, Investment, Risk Management, Tax Benefits, Financial Planning, Consumer Behavior
Abstract
Life insurance is a vital financial tool that offers protection and serves as a long-term investment avenue. This study investigates consumer perceptions, preferences, and the factors influencing investment decisions in life insurance products. Based on a survey of 63 respondents, the study evaluates various insurance policies and their investment potential. Findings indicate that a majority of investors consider life insurance for tax benefits and financial security, yet concerns regarding high premiums, complex policy structures, and lack of transparency impact their decision-making. The study also presents comparative insights between life insurance and other investment options like mutual funds and fixed deposits. Recommendations include enhancing policy transparency, reducing premium costs, and increasing awareness regarding investment-linked insurance products.
IJCRT's Publication Details
Unique Identification Number - IJCRT2504060
Paper ID - 281078
Page Number(s) - a470-a473
Pubished in - Volume 13 | Issue 4 | April 2025
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Nishil Poojara, "A Study on Analysis of Life Insurance Products for Investment Purposes", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 4, pp.a470-a473, April 2025, Available at :http://www.ijcrt.org/papers/IJCRT2504060.pdf
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Volume 13 | Issue 11
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Last Date :
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Submit Manuscript Online Impact Factor: 7.97 Review Results : Within 02-03 Days Paper Publication : Within 02-03 Days
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
ISSN and 7.97 Impact Factor Details
ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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