Published Paper Details:

Over the past ten years, the fintech revolution has changed the financial landscape in India, giving millions of previously neglected people access to formal financial services. Focusing on three objectives, this study investigates how fintech has affected financial accessibility in India. analysing how literacy levels have affected the uptake of fintech, investigating how developments in fintech have increased access to formal financial services, and assessing how fintech has affected different demographic parameters like age, gender, and occupation. Financial inclusion has significantly improved with the rise of digital banking, mobile payments, and online financial tools, particularly for those with low and medium literacy levels. Through the use of percentage-based statistical techniques to analyse primary data, this study draws attention to both the advancements and ongoing difficulties in attaining universal financial access. It highlights the ways in which fintech has improved accessibility for a range of demographic groups while also highlighting the obstacles that still stand in the way of fair financial inclusion. The results highlight how fintech technologies can help close gaps and promote financial inclusion among India's diverse population.