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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 3 | Month- March 2026

Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)

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  Published Paper Details:

  Paper Title

The Effect of Mobile Banking on Financial Literacy in Developing Countries

  Authors

  Mr . Anand Kumar R,  Chandu g

  Keywords

Mobile Banking, Financial Literacy, Developing Countries

  Abstract


"This study looks into the substantial impact of mobile banking on financial literacy in developing countries, specifically its role in promoting financial inclusion and boosting economic empowerment. Mobile banking has emerged as a transformative force, bringing financial services to previously underserved communities, particularly those in remote and rural areas. This study investigates the complex relationship between mobile banking use and the advancement of digital financial. This study investigates how mobile technology helps the development of critical financial information and skills through the use of empirical data and case studies. This study evaluates the economic impact of mobile banking on savings, money management, and involvement in the formal financial sector. This report highlights the problems and hazards of mobile banking, including security concerns, fraud prevention, and the need to overcome the digital gap. The study underlines the reciprocal relationship between mobile banking and financial literacy. Increased availability to mobile financial services can drive up demand for financial education, whilst improved levels of financial literacy can promote successful use of mobile banking platforms. This study emphasizes the significance of focused interventions and training programs for maximizing the benefits of mobile banking while minimizing potential hazards. This study intends to explore how mobile banking might promote financial literacy and economic development in poor nations. The findings of this study will contribute to the continuing discussion about how to use technology to promote financial inclusion and improve the financial well-being of individuals and communities."

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2502956

  Paper ID - 278403

  Page Number(s) - i87-i93

  Pubished in - Volume 13 | Issue 2 | February 2025

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Mr . Anand Kumar R,  Chandu g,   "The Effect of Mobile Banking on Financial Literacy in Developing Countries", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 2, pp.i87-i93, February 2025, Available at :http://www.ijcrt.org/papers/IJCRT2502956.pdf

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Call For Paper March 2026
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ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
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