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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 3 | Month- March 2026

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  Published Paper Details:

  Paper Title

Shaping the Future of Finance: An In-Depth Overview of India's Fintech Startup Ecosystem

  Authors

  Nidhi yadav,  Dr. Meera Bamba,  Dr. Mamta Aggarwal

  Keywords

Startups, Fintech, Sustainable Development, Fintech Startup Ecosystem

  Abstract


Startups represent the primary driver of innovation and technological advancement. India's fintech startup ecosystem has developed into one of the most vibrant and quickly transforming areas in the worldwide financial landscape. Financial technology (Fintech) refers to the use of technology to deliver innovative offerings within the financial industry. It represents a new market disruption that influences traditional business models and financial frameworks by merging modern technology with finance. Fintech encompasses the "financial, insurance, and regulatory dimensions of the financial services sector, transforming business models, operational practices, and product offerings through technological advancements". This paper examines the fintech startup ecosystem landscape in India. this paper finds that the DPIIT registered startups, at the scaling stages, the fintech startups are very few compared to the ideation stage and the validation stage. This paper also finds that the fintech startups are not evenly spread across the different states of India and also finds that the funding in the fintech startups is more at the late stage of the startups instead of the seed stage and the growth stage.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2501766

  Paper ID - 276333

  Page Number(s) - g640-g647

  Pubished in - Volume 13 | Issue 1 | January 2025

  DOI (Digital Object Identifier) -    http://doi.one/10.1729/Journal.43374

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Nidhi yadav,  Dr. Meera Bamba,  Dr. Mamta Aggarwal,   "Shaping the Future of Finance: An In-Depth Overview of India's Fintech Startup Ecosystem", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 1, pp.g640-g647, January 2025, Available at :http://www.ijcrt.org/papers/IJCRT2501766.pdf

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Call For Paper March 2026
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ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
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