Published Paper Details:

This study aimed to describe the profiles of informal settlers along with their socioeconomic status, their living and health conditions, and narrate their sentiments to identify the government housing programs provided to the said informal settlers and to propose housing development programs in the Municipality of Concepcion, Tarlac in order to address these sentiments. The researcher utilized the descriptive method in gathering information. Purposive sampling was applied by the researcher in selecting its respondents. Since issue must be addressed by a specific sample, this kind of sampling will be applied in this study. Thirty (30) households who live by the riverbanks, government-owned lands, by the garbage dumps, and land donated by a private individual but not awarded were specifically selected in conducting the research. In terms of instrumentalities used to gather and conduct, the researcher will utilize three (3) instruments: (1) interview; (2) documentary analysis; and (3) observation. Key findings revealed that this community is characterized by low-income, irregular employment, limited educational attainment, and restricted access to formal housing and utilities. Women predominantly engage in caregiving and small-scale entrepreneurial activities, while men undertake physically demanding or technical roles, reflecting entrenched gender divisions in labor. Middle-aged settlers dominate the demographic, highlighting economic vulnerabilities and a lack of retirement support. Although most households access basic utilities such as electricity and piped water, inconsistencies remain in water supply and waste management practices, posing environmental and health risks. Despite expressing interest in government housing programs, many settlers lack awareness of available opportunities, further impeding their access to secure housing. Based on these findings, the study concluded that improving the living conditions of informal settlers requires multifaceted interventions. These included enhancing access to education, formal employment, and skill development; addressing land ownership issues; improving infrastructure; and increasing awareness and accessibility of government housing programs. Recommendations emphasized gender equity, financial literacy, and targeted support for vulnerable groups, such as women, older adults, and low-income families, to promote sustainable development and community resilience. This study underscored the urgent need for inclusive and participatory urban planning strategies to address the complex needs of informal settlers.