Published Paper Details:

This research examines the credit evaluation methodologies and financial tactics implemented by Shriram Finance Limited, a leading non-banking financial company (NBFC) in India. The study investigates the company's strategies for managing loans and advances, evaluating its risk management protocols, and analyzing its financial stability and growth trajectory. Through a detailed analysis that includes ratio analysis and a review of loan growth patterns, the study identifies key strengths, weaknesses, and potential opportunities for expansion within the company. The findings underscore the importance of Shriram Finance's customer-centric services and its strategic focus on financial inclusion in driving its success. Nonetheless, the company faces ongoing challenges such as the management of non-performing assets (NPAs) and the need for adherence to regulatory requirements. The study concludes by offering recommendations aimed at enhancing credit risk assessment processes and improving operational efficiency to support sustainable growth in the competitive NBFC landscape.