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INTERNATIONAL JOURNAL OF CREATIVE RESEARCH THOUGHTS - IJCRT (IJCRT.ORG)

International Peer Reviewed & Refereed Journals, Open Access Journal

IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.

ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013

Call For Paper - Volume 14 | Issue 3 | Month- March 2026

Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)

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  Published Paper Details:

  Paper Title

The Psychology of Cyber Fraud: How Scammers Use AI to Exploit Human Behaviour

  Authors

  Arunesh Bal

  Keywords

Cyber Fraud, Human Behaviour, AI, Psychology, Cybercriminals, Cognitive Biases, Emotional Vulnerabilities

  Abstract


Cybercrime has taken a more destructive direction, due to the introduction of Artificial intelligence (AI) and machine learning. Cybercriminals can now access tools that have the ability to mimic human behaviour and create schemes which are highly convincing. The aim of this research is to get into the intricate interplay between psychology and technology, when it comes to cybercrime. This study also aims to highlight the underlying mechanisms that drive scamming schemes in the digital landscape, by evaluating how scammers make use of AI for manipulation of emotions and human cognition. In conclusion, it can be said that fraudulent schemes have become more sophisticated with the convergence of human behaviour with technological advancements. The intersection of psychology and cyber fraud has made the environment more complex and vulnerable. Artificial intelligence and machine learning have enabled cybercriminals to personalise their tactics and switch from the traditional rudimentary attacks, to highly targeted ones, which have the capability to exploit the victims on the basis of cognitive biases and emotional vulnerabilities.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2407696

  Paper ID - 265934

  Page Number(s) - g58-g77

  Pubished in - Volume 12 | Issue 7 | July 2024

  DOI (Digital Object Identifier) -   

  Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Cite this article

  Arunesh Bal,   "The Psychology of Cyber Fraud: How Scammers Use AI to Exploit Human Behaviour", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.12, Issue 7, pp.g58-g77, July 2024, Available at :http://www.ijcrt.org/papers/IJCRT2407696.pdf

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Call For Paper March 2026
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ISSN and 7.97 Impact Factor Details


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ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
ISSN and 7.97 Impact Factor Details


ISSN
ISSN
ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
ISSN
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