Published Paper Details:

Banking Industry in India witnessed a large-scale merger in recent times, which was earlier often sought out solution in the corporate to improve the efficiency and profitability. Bank mergers are more often witnessed across Europe and America. We have witnessed few acquisitions/mergers in the past few decades after liberalization. Present situation of mergers in the Banking Industry is primarily due to the weak position of some banks with respect to recovery of loans. This would result in incurring losses and failing to meet the liquidity needs of the deposits side. There have been mergers both in Public Sector Banks and Private Sector Banks. It is also observed that some private banks have been acquired by public sector banks in the interest of depositors and investors. This research paper focuses on and analyses the factors that lead to the merger of Bank of Baroda, Vijaya Bank and Dena Bank. Three years financial data before the merger decision of the three banks is collected for the analysis and three years data after the merger decision of these three banks. Data analysis is done on pre merger and post merger data with the help of mean. This research paper has concluded with that after the merger, the Bank of Baroda has increased their profitability level and even her volume of business in terms of total assets and even their return on equity.