Published Paper Details:

Abstract: The Direct Benefit Transfer (DBT) scheme in India has transformed welfare delivery by directly transferring funds to the bank accounts of beneficiaries. It has significantly impacted households, with 85% of rural and 69% of urban households benefiting from the scheme. The integration of Jan-Dhan bank accounts, Aadhaar cards, and mobile numbers, known as the "Jam triangle," has eliminated intermediaries and reduced corruption. In FY 2022-23 alone, the Indian government transferred Rs 7.17 lakh crore through the DBT scheme, providing crucial support during the COVID-19 pandemic. Haryana has excelled in implementing DBT and introduced the Parivar Pehchan Patra, automating essential document creation and disbursing old-age pensions. This has resulted in savings of Rs 1,200 crore by detecting fake beneficiaries. The success of DBT and Parivar Pehchan Patra demonstrates the government's commitment to transparent and efficient welfare delivery. This research assesses the impact of the DBT scheme in Haryana, providing insights for future policy decisions and enhancing the scheme's effectiveness.