Published Paper Details:

Banking sector is playing important role for the sustainable economic growth. Profitability in Indian scheduled commercial banks needs to be evaluated for the improvement of banking system. The purpose of the study is to analyze the impact of the profitability and evaluate the role of bank specific factors on the Scheduled commercial banks in India for the period of 2006-07 to 2016-17. In this paper, financial ratios are used on the basis of factor analysis. The study shows that no individual factor can be solely responsible for the variations in the profitability in the banks; it is a combination of different factors which are associated with the profitability. Factor analyses have selected to identify the factors that get highest, moderate and lowest priority in banking performance. The various analyses have been used to study the profitability and various tests have been applied to know the factors and bring out the variables. Nationalized Banks Group associated with profitability was positioned at the top followed by SBI Banks Group.