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Published Paper Details:
Paper Title
82 Times Effective Annual Return – A Case Study Of Siam Moneylenders
Authors
Gopi Nath Vajpai
Keywords
Gunku, Illegal moneylenders, Money-lending, Indian moneylenders in Thailand
Abstract
Dressed in a loose shirt and formal trousers, these Indian moneylenders are fueling small enterprises in the streets of Bangkok. Mostly belonging to Gorakhpur district of eastern part of India, they are popularly known as Bang by the local Thai people and the moneylending business is known as Gunku.
The author while on a visit to Bangkok came in touch with these people. Anybody into the trade who has an established client base and running it properly must be earning a return of 15-60% monthly return on his investment.
Although these people call it a 20% per month rate of interest, we are going to see how this simple looking 20% interest if converted into effective interest rate, could turn up to be as high as 1.21908 % per day which if compounded annually, is equivalent to roughly 82 times on the investment.
IJCRT's Publication Details
Unique Identification Number - IJCRT1872421
Paper ID - 185702
Page Number(s) - 119-121
Pubished in - Volume 6 | Issue 2 | April 2018
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Publisher Name - IJCRT | www.ijcrt.org | ISSN : 2320-2882
E-ISSN Number - 2320-2882
Cite this article
Gopi Nath Vajpai, "82 Times Effective Annual Return – A Case Study Of Siam Moneylenders", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.6, Issue 2, pp.119-121, April 2018, Available at :http://www.ijcrt.org/papers/IJCRT1872421.pdf
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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