Published Paper Details:

Indian Banking Sector plays a vital role in the development of all sectors like industry, Education, and like any other sector by providing advances to the projects, where they repay the principle and interest for the loans. This was the scenario before 2000's But the banking sector faced tremendous capital adequacy or some even loss due to the non -payment of Loans by their customers which become doubt full debts and later non -performing assets, where no income out of their advances. Though the Reserve Bank of India introduced many schemes and measures to reduce the NPA, still the banks facing the same problem which affects their profit and fund generation. There is serious of problems in banking growth process due to this Non Performing Asset that affect the productivity of the banks. This research attempts to analyze the level of Non -performing assets and profitability of the selected banks in public sector from the year 2006-2007 to 2015-2016. The finding and suggestion helps as an eye opener to the banks and the customers.