Published Paper Details:

Abstract: In India, the Unified Payments Interface (UPI), created by banks, is aimed for the mobile phone client. Because of its immense potential reach and usability (tending to by means of email, versatile number and ID number) it is relied upon to achieve a huge move in the way portable managing an account exchanges are directed in India. It enables clients to make installments utilizing cell phones as the essential gadget, without the need to download an application to send or get cash. Universal portable installments can be made outside of card systems, in core banking infrastructure. The new framework will take into account a single click, two-factor validation on cell phones crosswise over financial balances. This most likely denotes the finish of wallets in India. In India, as with other developing nations, cash on delivery and booth installments ought to be offered while venturing into the market. There is a customary inclination for cash payments, something that does not appear to change quickly. The objective of the study was to identify the consumer behaviors towards usage of various latest payment methods available during online shopping. The study was conducted based on two factors which influence the consumer to prefer latest payment methods over traditional method. A study was conducted during the month of February 2018 among varied level of online shopping consumers in Belgaum city of North Karnataka. A pre designated questionnaires was administered during the study with a total sample size of 61. A five level likert scale was used for the responses collected through pre administered questioners. The collected data was analyzed using ms-excel and SPSS tool. With a p value (significance level) < 0.05 considered significant, a one sample T-test was applied for data analysis with a mean value of 2.5.