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  Authors

Shilpa S. Deshmukh,Dr. Deepak Sharma

  Keywords

Self-help groups, Rural Population, Empowerment, Women's Health, Economics.

  Abstract


Background: Self-help groups (SHGs) serve as informal, peer-governed associations that empower rural women in India through pooled savings, collateral-free credit, and collective decision-making, effectively tackling socio-economic disparities and patriarchal norms. While the microfinance model, bolstered by the National Bank for Agriculture and Rural Development's (NABARD) linkage programme, has enhanced economic agency and formal banking access, regional disparities persist. Specifically, the Wardha District in Maharashtra reveals penetration gaps and localized effects due to unique cultural and infrastructural hurdles. Objectives: The primary objective of this research is to assess the impact of SHGs on rural women's empowerment in Wardha District, spanning economic, social, and institutional facets. Secondary objectives include investigating factors influencing empowerment and proposing evidence-based recommendations to enhance the effectiveness and sustainability of SHG interventions. Methodology: A prospective, cross-sectional mixed-methods analytical study will be conducted in the rural region of Wardha District, Maharashtra, India, spanning four years from January 2023 to January 2027. The study will recruit a total of 424 eligible women aged 18-60 years, comprising active SHG members (with at least 6 months of involvement) and matched non-SHG counterparts, using a stratified convenient sampling method. Data collection will utilize structured surveys, semi-structured interviews, focus group discussions, and secondary records from NABARD. Quantitative data will be analyzed using SPSS 27.0 via t-tests, chi-square tests, and regression models, while qualitative data will undergo thematic analysis using NVivo software. Conclusion: This protocol anticipates that rejecting the null hypothesis will affirm the significant positive impacts of SHGs on rural women's empowerment. The findings are expected to bridge localized evidence gaps and facilitate the refinement of guidelines to advance gender-equitable interventions for sustainable rural development.

  IJCRT's Publication Details

  Unique Identification Number - IJCRT2601427

  Paper ID - 300434

  Author type - Indian Author

  Page Number(s) - d492-d498

  Pubished in - Volume 14 | Issue 1 | January 2026

  DOI (Digital Object Identifier) -   

  No Of Downloads - 24

  Author Country - India, 442107, Wardha, Wardha, 442107, Commerce and Management, MBA All Branch

  Publisher Name - IJPUBLICATION | www.ijcrt.org | ISSN : 2320-2882

  E-ISSN Number - 2320-2882

  Published Paper PDF : - http://www.ijcrt.org/papers/IJCRT2601427

  Published Paper URL: : - http://ijcrt.org/viewfull.php?&p_id=IJCRT2601427

  Published Paper PDF Downlaod: - download.php?file=IJCRT2601427

  Cite this article

Shilpa S. Deshmukh,Dr. Deepak Sharma,   "An Analytical Study on Self-help Groups and its Impact on Empowerment of Rural Women with Special Reference of Wardha District", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.14, Issue 1, pp.d492-d498, January 2026, Available at :http://www.ijcrt.org/papers/IJCRT2601427.pdf

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