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Published Paper Details:
The Effect of Mobile Banking on Financial Literacy in Developing Countries
Authors
Mr . Anand Kumar R,Chandu g
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Keywords
Mobile Banking, Financial Literacy, Developing Countries
Abstract
"This study looks into the substantial impact of mobile banking on financial literacy in developing countries, specifically its role in promoting financial inclusion and boosting economic empowerment. Mobile banking has emerged as a transformative force, bringing financial services to previously underserved communities, particularly those in remote and rural areas. This study investigates the complex relationship between mobile banking use and the advancement of digital financial.
This study investigates how mobile technology helps the development of critical financial information and skills through the use of empirical data and case studies. This study evaluates the economic impact of mobile banking on savings, money management, and involvement in the formal financial sector. This report highlights the problems and hazards of mobile banking, including security concerns, fraud prevention, and the need to overcome the digital gap.
The study underlines the reciprocal relationship between mobile banking and financial literacy. Increased availability to mobile financial services can drive up demand for financial education, whilst improved levels of financial literacy can promote successful use of mobile banking platforms. This study emphasizes the significance of focused interventions and training programs for maximizing the benefits of mobile banking while minimizing potential hazards.
This study intends to explore how mobile banking might promote financial literacy and economic development in poor nations. The findings of this study will contribute to the continuing discussion about how to use technology to promote financial inclusion and improve the financial well-being of individuals and communities."
IJCRT's Publication Details
Unique Identification Number - IJCRT2502956
Paper ID - 278403
Author type - Indian Author
Page Number(s) - i87-i93
Pubished in - Volume 13 | Issue 2 | February 2025
DOI (Digital Object Identifier) -
No Of Downloads - 134
Author Country - India, 560023, Banglore, Banglore, 560023, Commerce and Management, MBA All Branch
Publisher Name - IJPUBLICATION | www.ijcrt.org | ISSN : 2320-2882
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Mr . Anand Kumar R,Chandu g, "The Effect of Mobile Banking on Financial Literacy in Developing Countries", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.13, Issue 2, pp.i87-i93, February 2025, Available at :http://www.ijcrt.org/papers/IJCRT2502956.pdf
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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ISSN: 2320-2882 Impact Factor: 7.97 and ISSN APPROVED Journal Starting Year (ESTD) : 2013
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