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ROLE OF MICROFINANCE ORGANISATION IN EMPOWERMENT OF RURAL WOMEN THROUGH SHG'S IN DHANSIRI SUB DIVISION, GOLAGHAT, ASSAM
Authors
Hemanta Gogoi
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Keywords
Microfinance, SHGs, Rural Women Empowerment, Dhansiri Sub-Division, Financial Inclusion, Socioeconomic Development.
Abstract
The empowerment of rural women plays a crucial role in achieving sustainable development, particularly in regions like Dhansiri Sub-Division, Golaghat, Assam, where socioeconomic challenges persist. This study investigates the role of microfinance organizations in empowering rural women through Self-Help Groups (SHGs), which act as vital tools for financial inclusion, skill development, and social transformation.
The paper begins with an introduction to microfinance and SHGs, outlining their functions and significance in fostering economic independence. The study highlights the unique characteristics of the Dhansiri Sub-Division and its socioeconomic landscape. Aims and objectives are centered around understanding how microfinance initiatives impact the financial stability, decision-making abilities, and overall well-being of women participants.
Employing a combination of primary and secondary research methods, data was collected through surveys, interviews, and existing literature. Findings reveal that SHGs facilitated by microfinance organizations significantly enhance women's access to credit, entrepreneurial opportunities, and collective agency. Despite challenges such as limited resources and societal barriers, the positive impact on women's empowerment is evident in improved household incomes and greater participation in community decision-making.
This paper concludes by emphasizing the need for enhanced governmental support and policy frameworks to strengthen the SHG ecosystem, ensuring the holistic development of rural women in Dhansiri Sub-Division. The study provides valuable insights for academicians, policymakers, and practitioners working towards inclusive rural development in India.
IJCRT's Publication Details
Unique Identification Number - IJCRT23A6009
Paper ID - 276092
Author type - Indian Author
Page Number(s) - i477-i486
Pubished in - Volume 11 | Issue 6 | June 2023
DOI (Digital Object Identifier) -
No Of Downloads - 192
Author Country - India, -, -, -, -, Science and Technology
Publisher Name - IJPUBLICATION | www.ijcrt.org | ISSN : 2320-2882
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Hemanta Gogoi, "ROLE OF MICROFINANCE ORGANISATION IN EMPOWERMENT OF RURAL WOMEN THROUGH SHG'S IN DHANSIRI SUB DIVISION, GOLAGHAT, ASSAM", International Journal of Creative Research Thoughts (IJCRT), ISSN:2320-2882, Volume.11, Issue 6, pp.i477-i486, June 2023, Available at :http://www.ijcrt.org/papers/IJCRT23A6009.pdf
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