Volume 12 | Issue 1

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EFFECTIVENESS OF MATERIAL MANAGEMENT IN BHEL

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EFFECTIVENESS OF MATERIAL MANAGEMENT IN BHEL

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Insurance policies play a pivotal role in financial risk management providing individuals, businesses, and institutions with a valuable mechanism for mitigating the potential financial consequences of unforeseen events. This abstract delves into the fundamental concepts of insurance, exploring its significance in safeguarding against a wide array of risks, from health and property damage to liability and beyond. It examines how insurance functions as a risk transfer tool spreading the financial burden across a diverse pool of policyholders. Additionally, this abstract highlight the critical factors to consider when selecting insurance coverage such as policy terms, premiums, deductibles, and coverage limits. Furthermore, it discusses the various types of insurance policies available encompassing life insurance, health insurance, property, and casualty insurance, and more, each tailored to address specific financial risks. The abstract also discusses the benefits and limitations of insurance as a risk management tool, emphasizing its importance in promoting economic stability and safeguarding individuals and entities against unforeseen events. The abstract also discusses the benefits and limitations of insurance as a risk management tool emphasizing its importance in promoting economic stability and safeguarding individuals and entities against unforeseen events.

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Insurance, Risk management, Business, Premium, Financial risk.

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A STUDY ON FINANCIAL PLANNING FOR SALARED EMPLOYEES AND STRATEGIES FOR TAX SAVING

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A STUDY ON FINANCIAL PLANNING FOR SALARED EMPLOYEES AND STRATEGIES FOR TAX SAVING

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As the entire world is running towards the buzz word is digitalization. The shining country like India is also moving forward towards digitalization. This paper investigates about the saving and Payments of individuals, and foresight of future spending and saving among Indians. The research survey used as a platform to foster innovation and competition, expands markets, close gaps in financial inclusion, boost government revenue collection and improves public expenditure efficiency. The survey collected information of the indicators constructing the latent variables. The results indicate that digitalization is influenced by social-economic standing. Digitalization also positively affects the savings and spending of individuals. Moreover, the savings and Payments of individuals contribute to the future savings and spending foresight. This research suggests policymaker to determine whether digitalization is really a tool for increasing in the Indian economy.

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Impact of Digitalization on Individual savings and Payments in Indian Economy

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India today is witnessing an interesting change within the corporate sector. Indian companies are gaining worldwide recognition and are embracing sustainability, going beyond compliance to gain shared value and good reputation in the international business community. Green finance refers to the financial arrangements that are specific to the use for projects that are environmentally sustainable or projects that adopt the aspects of climate change. Financial instruments such as green bonds; carbon market instruments and financial institutions like green banks and green funds constitute together as green finance. It requires appropriate incentive structure for amplified allocation of funds towards adopting and setting up of green projects. The success of introducing innovative financing mechanisms and instruments requires necessary conditions to prevail in the economy. The financial sector can play a vital role in mitigating overarching climate change risks by diverting capital from the carbon-emitting sectors to the carbon-mitigating sectors.

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Green finance, sustainable economic growth, financial markets, financial instruments

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E-banking is viewed as bringing technology-based banking services for 24x7 to its clients. The changing global situation is encouraging banking sector to adopt this latest technology. Banks are also concerned to bring value-based services with the help of innovative electronic and telecommunication technology. Our country has a wide-ranging network of bank branches in rural zones. Many of them are commercial banks, the main aim of this widespread growth of bank branches in rural India is financial inclusion. We cannot overlook rural parts of India because regional discrepancy is also one of the weaknesses of Indian economy. The rural banking system is undoubtedly more inclusive of low-income families than those provided by the commercial banks. Even today, rural banks are at evolutionary stage in banking system in India. This paper clearly deliberates the concept and growth of net banking in rural segments. The main objective of research is to study the role of e-banking in rural areas.

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e-Banking, Rural Banking, Clients, Financial inclusion, Regional Discrepancy.

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Wipro, a prominent business process outsourcing (BPO) company, implements comprehensive human resources (HR) policies to foster a positive work environment and ensure employee well-being. These policies cover various aspects, including recruitment, training, performance evaluation, and employee relations. Wipro prioritizes talent acquisition through fair and transparent recruitment processes, ensuring a diverse and skilled workforce. Employee development is a cornerstone, with tailored training programs aimed at enhancing skills and promoting career growth. Performance evaluations are conducted regularly to provide constructive feedback and recognize outstanding contributions. Wipro's HR policies also emphasize employee engagement initiatives, promoting a healthy work-life balance. In line with industry standards and legal requirements, Wipro's HR policies address compliance and ethical considerations, ensuring a workplace that values integrity and fairness. By prioritizing employee welfare and professional growth, Wipro's HR policies contribute to a dynamic and supportive BPO environment that aligns with the company's commitment to excellence.

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HR policies, startup-up, HR practices, payroll, recruitment

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Indian girls, have return up an extended manner throughout the past fifty years. Gone are the days when the leadership positions were occupied by male's women. have made remarkable progress in various fields, breaking barriers and challenging traditional male-dominated ideas that once shaped policies. They have fearlessly stepped up to occupy seats that were previously reserved for men, making their voices heard and contributing to positive change. It's inspiring to witness this shift towards greater gender equality and the dismantling of outdate norms. Women's increasing representation and influence are crucial for creating a more inclusive and diverse society. Despite the significant progress in achieving equity of status, Women have advanced considerably in academic front but like every coin, this story to, have two sides.

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Women leadership, public attitude, and performance skills

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Reward systems help to realize the attainment of organizational goals and objectives. Reward systems act as a powerful tool which may lead to increased efficiency of employees in service delivery. This paper identified the needs for financial and non-financial rewards in achieving the primary aim organization for efficiency and effectiveness in workplace. The work is anchored on interpretative understanding of Herzberg theory on two factors perspectives and has the potential to contribute to a better understanding of employee's attitude. Performance and perception towards achievement of organizational set goals and objectives. The paper also focused on different modes of reward factors influencing rewards system and performances as well as motivation on performances.

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Reward system, Employees performance, intrinsic reward, extrinsic reward

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Cash management means the management of liquidity in order to meet their day-to-day commitment. The result of poor focus on cash management often means that the financial assets are bound. The management of liquidity is not something new but cash management is a modern way of doing that. Cash management is very broad subject which involves many factors, this paper focus on examine how the liquidity is managed in Ultratech Cements, in order to improve the liquidity through cash management thinking. Ultratech Cements is located cement company firm located in Tadipatri.

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A STUDY ON CASH MANAGEMENT

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Deloitte, a global professional services firm, offers a comprehensive array of employee benefits aimed at fostering a supportive and rewarding work environment. Employees at Deloitte enjoy competitive compensation packages, health and wellness benefits, including medical and dental coverage, as well as programs promoting work-life balance. Deloitte's commitment to professional development is evident through its educational assistance programs and opportunities for career advancement. Additionally, the firm provides retirement and savings plans, recognizing the importance of long-term financial security for its workforce. Deloitte's emphasis on diversity and inclusion is reflected in benefits that cater to a diverse range of needs, creating a dynamic workplace where employees can thrive both personally and professionally. Deloitte's employee benefits abstract highlights a robust package comprising health and wellness initiatives, retirement plans, flexible work options, professional development opportunities, and a strong commitment to fostering a positive work culture. The emphasis is on attracting and retaining talent while prioritizing employee well-being and career advancement within an inclusive environment.

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A STUDY ON EMPLOYEE BENEFITS IN DELOITTE

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This research paper focuses on artificial intelligence (AI) in banking and financial services in Hyderabad with an emphasis on client or consumer responses and the implementation of AI methodology in the banks. In order to better track, anticipate, and react to customer behavior, banks and other financial institutions can monitor the financial transaction data produced by the widespread use of digital payments and banking. The data is used to identify the information utilized in banking and financial services. For the purpose of this research study, primary data in the form of questionnaire is gathered from existing customers of banks located in Hyderabad region and secondary data is gathered from popular journals, books and articles related to Artificial Intelligence in banking sector. According to the study's findings, private banks and other financial institutions use a variety of artificial intelligence (AI) services to better serve their clients and ensure that they are happy with their financial services, as some clients are not happy with banking services. The findings also indicated that clients can expect more dedication from bank and financial services personnel by providing creative planning for the advancement of AI practices in the workplace followed by providing insights to the future growth of AI in banking sector.

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Artificial Intelligence (AI), banking, finance, and customer satisfaction

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Artificial intelligence (AI) is rapidly changing the landscape of education and has great potential to personalize learning, expand access, and impact learning and development. This paper explores the multifaceted impact of AI in education and demonstrates its potential to create personalized learning pathways using AI-powered platforms and intelligent learning systems that adapt to the needs of each student, strong and rapid learning to produce a personal learning experience. Immersive learning experiences through AI-powered games and simulations, immersive elements, and personalized feedback foster deep engagement and turn learning into a rewarding journey. Learning analytics and predictive models provide educators valuable data about student progress and potential challenges, allowing them to change strategies and address individual needs. Beyond academic skills, AI can contribute to social and intellectual learning, creativity and critical thinking, fostering future-ready individuals. But along with great work, there are hidden challenges. Ethical considerations of fair access, teacher training, and data privacy and security must be addressed to integrate AI into education equitably and fairly. The paper therefore concludes by advocating a future in education where AI serves as a powerful tool, used appropriately and ethically, to personalize learning, improve participation, and bring out the potential of all students. We need continued research, collaboration and action to harness the power of AI for the education and advancement of future generations.

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Artificial Intelligence in Education - Impact on Higher Education in India

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Recruitment and selection are two key parts of hiring process that allow companies to find and attract the best talent. Recruitment concern getting a job description in front of as many people as possible. Selection requires narrowing down the pool until you're left with the best person for the role. Done what is right, a strong recruitment and selection process can improve employee engagement, reduce absenteeism and even increase retention. This study helps the organisation to identify the area of problem and suggest way to make better the recruitment and selection process. Hence, it is important to have a well-defined recruitment policy in place, which can be executed effectively to get the best fits for the vacant positions.. The primary data is collected through interviews and questionnaire and secondary data is collected through magazine's and articles. Thus it focus on understanding recruitment and selection process. Help out to get a proper candidate.

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recruitment, selection, employee relations, team work.

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The application of artificial intelligence in marketing is in order to continuously follow and predict the next purchasing decisions of the target consumers and improve the customer "journey". The digital transformation fostered by increasing leverage of artificial intelligence has been a critical influencing factor unleashing the next wave of enterprise business disruption. The core elements of AI is big data, machine learning and powerful solutions. Machine learning allows marketers to understand and draw logical conclusions from large data collections. The concept of big data means the marketers have the ability to aggregate and segment huge amount of data with minimal manual work. By using this data, they will be sure that they would deliver the right information to the right people at the right time, to different channel of choice. In the following years, marketers can expect greater AI impact, through more intelligent searches, smarter advertisements preventing fraud and data breaches, sentiment analysis, image and voice recognition, sales forecast, language recognition, predict customer service, etc.

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Big data, Machine learning, powerful solutions, Business disruption, Data breaches

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Consumer's awareness about green products is important in give information to the green consumer purchasing behaviour. The study brings out green products awareness among the consumers in Adilabad district. The main objective of the study is to know about the consumer awareness of green products. The data was collected from 123 respondents. Secondary data was collected from the available literature sources. The core idea of green marketing is to create awareness among people on the environmental issues and how consumer would be helping the environment if they switch over green products. The green marketing aims to provide more information to people and also gives consumers more choices to switch over the green life style. I create awareness among the people about environmental products because it does not harm people's health and environment. It can be used to define a product which does not eat up resources or degrades the environment and has the ability to ensure the safeguarding of the environment.

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Green products, Green marketing, Consumer Awareness, Degrades Consumer purchasing.

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In the last decade. Tata Motors succeeded by exceeding global opportunities. Its revenue percentile has increased from 9% in 2016 to 79% in 2018 by doing global operations. hence its strategy is worth studying flexible strategy framework is used to analyse the strategy of Tata Motors which has gained its individuality in the automobile manufacturing industry. It's the plan and action on the marketing activity in the following months or years to develop your business growth. The document which is structured states the business outlines its purpose aims and how it stands apart. The strategy provides a composed reach to the target audience and carries out the relevant communication through strategic planning, this strategic planning allows us to get to know the needs and wants of the audience to full fill their desired product this research work is carried out to understand the efficient global marketing with the framework of the flow of strategies.

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marketing strategies, global opportunities, revenue flow of strategy, flexible

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In India Mutual Fund Industry started with the setting up of UTI in 1964. Public Sector Banks and Financial Institutions began to establish Mutual Funds in 1987. The Private Sector and Foreign Institutions were allowed to set up Mutual Funds in 1993. Today, there are over 29 Mutual Funds and over 300 Schemes with total assets of approximately Rs. 10,000 Crores. This fast growing industry is regulated by the SEBI.The performance and The aim of the research is to known the benefits of Mutual Funds in kotak Mahindra securities is to conduct a Market study & find the fund preference and awareness of full schemes of AMC & dividend option opted. This Study has been conducted within specific and limited time period. The Project has been conducted in limited geographical area in Hyderabad.In collection of data from the investors, personal bias may be present.There is comprehensive knowledge and understanding of kotak Mahindra Mutual Funds amongst all individuals instrumental in selling the Mutual Fund schemes to investors including employees of intermediaries, individual agents and financial planners.The Mutual Fund industry in kotak Mahindra securities has to take the more difficult task's but long-term sustainable route of gathering assets from individual investors by providing them value added, financial planning services and ensuring that the Mutal funds in kotak Mahindra securities are an integral part of their overall portfolio.

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A Study on Mutual Funds and It's Development In India With Special Reference to Kotak Mahindra Securities

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This study investigates stress management among IT professionals, analyzingdemographic data, stressors, coping mechanisms, and improvement suggestions. Results show a predominantly male workforce, aged 25-34, experiencing an average stress level of 7.5 out of 10. Key stressors include tight deadlines, resource shortages, and high workloads.By addressing these objectives, organizations aim to cultivate a resilient workforce capable of navigating the challenges of the IT industry while promoting a positive and sustainable work culture. Coping strategies involve regular breaks and seeking support from colleagues. Notably, 40% of respondents work remotely. Suggestions for improvement include better communication, increased management support, and flexible work hours. These findings provide insights for organizations to implement targeted interventions and enhance the overall well-being of IT employees.

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Stress, Stress Management, Industries, Workplace, Factors.

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The empowerment of women is one of the central issues in the process of development of countries all over the world. Poverty is one of the major reasons of women's disempowerment. Women's economic empowerment a strategy aimed at enabling women in decision-making, increments in income and asset ownership. The main aim of the study is to examine the impact of microfinance on women's economic empowerment. Microfinancing has significant positive effect on women economic empowerment by improving women's independent income, increasing asset possession level, and improved monthly savings amount. Microfinance has a positive impact on women's entrepreneurship development and business exposure. Self Help Group is one of the driving forces on the chain of socio-economic development.

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IMPACT OF MICROFINANCE ON WOMENS ECONOMIC EMPOWERMENT

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