Volume 8 | Issue 8

 Abstract

Investments have gained momentum over the years since it is believed that merely earning money is not enough. One feels the need for a sense of social security in case of unforeseen happenings. The ultimate goal is to boost one�s passive income so as to live a cushy life. Due to the prevalence of this mindset among investors, companies in India were able to raise 114.1 billion USD in 2019. Also, assets managed by mutual funds reached 26.94 trillion USD. To facilitate the hike in one�s passive income, one�s awareness levels with regard to investment should be stimulated from a tender age and one�s mind should be conditioned towards risks associated with the same. In view of the above mentioned scenario, a comprehensive research has been conducted. This research has been conducted to analyse the levels of awareness with regard to the concerned subject, analyse one�s behaviour towards market trends and ascertain the road ahead. From the point of view of those who do not maintain investment portfolios, we wish to ascertain their understanding of the investment market and the financial literacy of both those who invest and also those who do not. Thereby, we wish to point out gaps in one�s knowledge and establish a scope of improvement of awareness levels towards the same. To facilitate the same, a primary research has been conducted to collate Quantitative Data and conduct a Descriptive Research. Under the banner of Descriptive Research, a Single-Cross Sectional Study has been conducted on students across Mumbai ranging from 16 to 25 years of age. The reason for the same is to delve deep into just 1 section of society and develop the necessary findings in a comprehensive manner. The results drawn have shown poor results which range from a low level of investment among students (16 to 25 years of age), which has been attributed to low levels of awareness of investment products and a significantly low level of financial literacy even among those who maintain investment portfolios, to a greater reliance on convenient sources of information to make investment decisions such as family and friends rather than company financial statement analysis or market trend analysis. An increase in the awareness levels of students with regard to traditional investment products such as Mutual Funds, Equity shares, Fixed Deposits and Insurance is advocated with a special focus on Derivatives. Family and friends are encouraged to inculcate the habit of financial statement and market trend analysis in youth around the age of 16 years to facilitate an increase in short and long term investments by students in order to secure the latter�s future.

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Investment, Students, Investment Behaviour, Factors affecting Investment, Significance of Factors, Investment Holding Period, Financial Literacy.

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Hiring academic leader and maintaining qualities in higher education is always challenge in India and eles where. But in India as per guidelines given by UGC at least ten year experience of professorship with good academic and research back ground is needed for VC and NAAC and several governments rating agencies play big role to make Private Universities robust and dynamic. Present study is based on secondary and primary data by close ended question asked to 150 stakeholder of higher education from UP ,UK and ,Bihar . Simple statistics with simple hypothesis are taken into consideration . To know the truth about most burning issue of academia with convection and confidence.

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Academic, Challenge, Professorship, secondary, Convection

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The Internet of Things (IoT) is a key driver for smart city initiatives, making it necessary to have an IT infrastructure that can take advantage of the many benefits that IoT can provide. The Cloudlet is a new infrastructure model that offers cloud-computing capabilities at the edge of the mobile network. This environment is characterized by low latency and high bandwidth, constituting a novel ecosystem where network operators can open their network edge to third parties, allowing them to flexibly and rapidly deploy innovative applications and services towards mobile subscribers. In this paper, we present a cloudlet architecture that leverages edge computing to provide a platform for IoT devices on top of which many smart city applications can be deployed. We first provide an overview of existing challenges and requirements in IoT systems development. Next, we analyse existing cloudlet solutions. Finally, we present our cloudlet architecture for IoT, including design and a prototype solution. For our cloudlet prototype, we focused on a micro-scale emission model to calculate the CO2 emissions per individual trip of a vehicle, and implemented the functionality that allows us to read CO2 data from CO2 sensors. The location data is obtained from an Android smartphone and is processed in the cloudlet. Finally, we conclude with a performance evaluation.

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Cloud Computing, Cloudlet Architecture, Server & Benefits, Internet of Things (IoT).

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Aim and objectives : To estimate the epidemiological profile of acute poisoning patients admitted in Agartala Government Medical College and GBP Hospital. Materials and Methods: This observational study was conducted in Medicine Department of Agartala Government Medical College & GBP hospital between January 2020 to June 2020. Patients admitted to this hospital with a clinical diagnosis of any acute poisoning with drugs or chemicals were the study participants irrespective of age and sex. Results: Overall female (54%) preponderance was observed compared to males(46%). Most of the poisoning cases were from the age group 18 to 24 years (35.8%) followed by age group 25 to 39 years (28.6%). Most common substance for poisoning was Organophosphorus (40%), followed by drugs (23.4%), oleander (17.8%) rodenticide (9.8%), corrosives (7.3%). Home was the most common place where 95% of incidence took place. This study reported that 62% of study population was married while 38 % were unmarried. In the present study, Organophosphorus poisoning was found more among rural population (80%) and the proportion was higher among males (58%). Corrosive ingestion cases were mostly found in adolescent and young adult males in tribal population (93%) and seen more in rural areas (75%). Among the drug abusers, proportion of females were higher (91%). The drugs commonly used are benzodiazepines , nsaids, etc. Oleander poisoning mostly found in males (58%) and in rural areas. In rodenticide poisoning, female proportion is higher (55%), mostly seen in non tribal population (79%) and in rural areas (75%). Among the rodenticide ingestion cases mortality was found to be higher with paste ingestion (95%) than cake (5%). Overall mortality was found to be higher among corrosive(42%) cases. Conclusion: Most of poisoning cases were observed among females though incidence among males not less . Incidence was quite high among married young adults & home was the most common location. Domestic violence was one of the factor behind this suicidal attempts. Organophosphorus compounds, one of the most commonly used poison, was found more in rural areas may be due to its indiscriminate use in farming practices. Corrosive ingestion cases were mostly among tribals may be due to easy availability of corrosives in the villages. The present study raises the epidemiology of different poisons. Large case-control studies are needed to evaluate in details of psychological & economical factors among vulnerable young adults.

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An observational study on acute poisoning in a tertiary care hospital in Tripura

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The global pandemic �COVID-19 hit almost every country and disrupted the economy very hard. As we know to prevent the spread of this virus, the government has taken several steps and this has impacted the retail business of the country. Most Stores except the essentials stores has been shut, and these essentials store is given a certain period to allow them to open, still facing a huge loss as they are not allowed to sell non-essential items and facing inventory loss issues because of the inefficiency of supply chain management. Citizens are being afraid of coming out of the houses and have started doing panic buying looking at the lockdown for several days and thinking they won�t be able to buy in the coming days. We took a survey of 100+ consumers and find out the factors that are affecting or impacting the FMCG sector. Looking at the situation by our eyes itself we researched how this pandemic is impacting the FMCG sector and what was the buying be like before and during the COVID.

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Consumer Behavior, FMCG industry, Retail Industry, Covid19, Pandemic situation, Lockdown, Purchase decision, Grocery, Online purchase, Economic crisis, E-commerce, Disposable income, Essential goods, Bulk buying, Health conscious.

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Abstract To satisfy the demand for ever-increasing data rates in the mobile networks, and that the high demands for the future applications in the 5G system require more capacity. In the microwave band below 6?GHz, most of the available bands are occupied; hence, the microwave band above 6?GHz and mmWave band can be used for the 5G system to cover the bandwidth required for all 5G applications. In this paper, the propagation characteristics at three different bands above 6?GHz (19, 28, and 38?GHz) are investigated in an indoor corridor environment for line of sight (LOS) and non-LOS (NLOS) scenarios. Five different path loss models are studied for this environment, namely, close-in (CI) free space path loss, floating-intercept (FI), frequency attenuation (FA) path loss, alpha-beta-gamma (ABG), and close-in free space reference distance with frequency weighting (CIF) models. Important statistical properties, such as power delay profile (PDP), root mean square (RMS) delay spread, and azimuth angle spread, are obtained and compared for different bands. The paper studied and discusses the comparative propagation model below and above 6 GHz characteristics for 5G wireless networks channels at two different frequency bands. In which two different wireless networks models have been proposed and analyzed to study the loss due to the diffraction from wall edge and the loss of high frequency band. The wideband measurements were summarized and conducted at 3.5 GHz and 28 GHz using a 5G channel sounder including the gains of antennas, with a high chip rate of 1000 Mcps. All the key system parameters are summarized for path loss; excess delay and power delay profile were calculated. The frequency response of the entire system and signal loss due to the edge shadow and high frequency was monitored, investigated and discussed accordingly. Two separate models have been proposed to study and calculate the loss due to the diffraction from wall edge and the loss of high frequency band/ antennas. The wideband including waveguide horn antenna measurements were conducted and calculated at 3.5 GHz and 28 GHz using a 5G channel sounder including the gains of antennas with a high chip rate of 1000 Mcps. The 5G channel parameters for path loss, excess delay and power delay profile were investigated, summarized and calculated. The signal loss due to the edge shadow and high frequency was also investigated.

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Keywords: 5G Networks, Propagation Model Below 6GHz, Propagation Model Above 6GHz, 5G Wireless Networks, frequency bands.

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Irrigation, Restoration, Rural Agriculture, Sustainable water security, Environmental Components,

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Smart farming, Agriculture technology, Organic Farming, Drones, Precision farming, Green houses.

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Sudha Murty being a disciplined and renowned Indian English Writer has contributed to the Indian English literature though her remarkable fictional and non-fictional works. Her works reflect the plights and the earnest issues in the society. She outspeaks the problems of women in the Indian society who have to struggle for getting their fundamental rights of equality. The society which is basically known as the patriarchal one, does not seem to be based on the doctrine of egalitarianism. As a result of it, the women have to suffer and make their own ways in a quest of egalitarian society. The researcher has tried to highlight the struggles, concerns and the quest for egalitarian society in Sudha Murty�s novels �Gently Falls the Bakula� and �houses of cards. The protagonists of these novels, Shrimati and Mridula have to undergo through many difficulties despite of being well-educated due to the domain of patriarchal society. At last the women protagonists of the novels take the ultimate decision of leaving their husbands to empower themselves and try to create the egalitarian society.

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Quest, Egalitarianism or Egalitarian Society or Equality, Search for Identity, Women Empowerment.

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Background: Tuberculosis has always been one of the most feared diseases of mankind caused by the mycobacterium tuberculosis complex. As far as India is concerned Tuberculosis continues to be a major public health problem. Tuberculosis inflicts a varied spectrum of hematological and biochemical manifestations. Aims: The aim of this stud the various changes in hematological and biochemical profile in patients affected with pulmonary tuberculosis (PTB) Patients and Methods: This study was conducted from July 2018 to December 2019 at civil hospital nagrota Bagwan, Kangra, Himachal pradesh. A total of 100 diagnosed PTB patients (59 males and 41 females) were recruited in this study. All patients underwent plain chest X-ray, sputum smear for acid-fast bacilli, and Complete blood count and ESR measurements along with renal function test, liver function test with serum electrolyte level. All the smears were read with fluorescence microscopy. Blood sample were obtained from patient and processed with the help of automated cell counter and semi auto analyser for biochemical results. Results: The study was carried out on 100 diagnosed cases of tuberculosis. Majority of cases were in second to fifth decade (55%) of life The commonest hematological findings were anemia 100% (31% having Hb less than 10g/dl),then raised ESR 92%, followed by, leukocytosis 29% , thrombocytopenia 5% and leukopenia 2%. The commonest peripheral smear picture was microcytic hypochromic anemia 73% followed by normocytic normochromic anemia 27% then macrocytic anemia (5%). Hypoalbuminemia (serum albumin < 3.5g/dl) was present in 51 (51%) patients. Conclusion: hematological and biochemical profile should be assessed periodically so as to implement the corrective measures in order to achieve faster improvement in patient clinical profile

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To study the clinical, hematological and biochemical profile in patients with pulmonary tuberculosis in a peripheral health institute

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Nowadays, the data scarcity problem has been supplanted by the data deluge problem. Marketing and Customer Relationship Management (CRM) specialists have access to rich data on consumer behaviour patterns. Customer relationship management (CRM) has been one of the fastest growing businesses of the new millennium, critics point to how the CRM tools can be of any help in inside sales as evidenced by commercial market studies. This study explores the characteristics of the integrated tools in CRM for inside sales managers. The purpose of the study is to investigate CRM system implementations that can play a role in increasing the inside sales of companies. A systematic literature has been conducted to achieve this goal. It is found that various properties of the CRM tools seem to have an effect on the inside sales in a firm.

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Customer Relationship Management, Inside Sales

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In present business scenario training has became necessary factor in order to achievement of organizational goal. Training is very essential for employer and employees in an organization. Thematic Apperception Test is one of the essential tools for implementing in training & development program. This technique is helps examiner to find out cognitive learning of an employee and their behaviour. In this whole study finding the impact of training and development on employee performance and how its increase the productivity & efficiency of employees & analyzing the various parameter of training to apply Thematic Apperception Test. Present study dealt with relationship between training & development and employee performance by using Thematic Apperception Test. Findings of the study suggested that among various aspects of training & development only one such as Behavior not significantly and positively related with employee performance while another four are related.

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Training And Development, Thematic Apperception Test, Employee performance, Parameter, Techniques.

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At present, natural fibers are the renewable resources of reinforcing material for the production of composite material. This analysis report provides the analysis data on the effect of fiber volume fraction on the physical and mechanical properties of natural fiber composite. Composite is fabricated by using jute, hemp, and coconut fiber as a reinforcing material and phenol-formaldehyde as an adhesive material. The conclusion of this analysis is at 40% fiber volume fraction the moisture inside the composite, water absorbed by the composite during the water absorption test, and expansions in length, width, and thickness are found minimum. Modulus of elasticity found maximum at 50% fiber loading.

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Keywords: Physical properties, Mechanical properties, Phenol formaldehyde resin

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India faces continuous environmental and health oriented concerns from expired, unwanted or unused drugs. It remains as a persistent issue with no proper studies carried to evaluate expired drugs and to the managerial repercussions, therefore, are not hitherto known fully. There are numerous loopholes within the laws governing the expiry of drug. The municipal corporations handling the waste have not been sensitized to it. There is a grave necessitation for the expired/ unused medicines to be managed in a much more effective manner, as the drugs could pose accumulation of potentially toxic substances in the environment. In India, there is currently limited literature on the methods and protocols that are applied by community pharmacists in the disposal of expired drugs. This study assessed disposal practices of expired and unused medications by pharmacists which was determined via carrying a cross-sectional survey, conducted via face-to-face interviews using pre-validated and structured questionnaire. The returned questionnaires were subjected to statistical analysis using Statistical Package for Social Science (SPSS) version 23.From the observed findings it was concluded from the questionnaires were returned showcasing response rate of 100% with majority of the respondents were male compared to female in participation. Over half of the respondents� educational qualification reported as graduates. Interestingly, 84.4% of respondents admitted that they purchased medicines on the prescription of which 47.2% were university graduates, while 14.6% purchased medicine over the counter.

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Drug, Pharmaceutical products, Pharmaceutical wastes, Medicine disposal

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The rapid technological changes have facilitated working in a virtual environment which has become a common workplace around the world. Accessing the intellectual power of a global workforce through virtual teams has its own advantages. But the absence of face-to-face settings poses various challenges which have to be considered while working in such environment. There arises the need for an e-leader with the requisite e-leadership competencies. The purpose of this paper is to study the unique features of e-leadership, qualities necessary for effective e-leadership, the challenges involved and to recommend solutions.

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Virtual environment, virtual teams, e-leadership, competencies, challenges

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In this paper, improved algorithms for radix-8 FFT are presented. Various schemes have been proposed for computing FFT. It has Different target domains of applications and different tradeoffs between flexibility and performance. Typically, they need reconfigurable array of processing elements .The applications have been restricted to domains based on floating arithmetic. We introduce floating-point Arithmetic which is based on processing elements. After developing the FFT design we present a routing Algorithm and use topology to reduce power dissipation. These modified radix-8 algorithms provide savings of more than 33% in the number of twiddle factor evaluations.

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We presented a effective implementation of Fast Fourier Transform on FPGA.In this paper we developed both integer and floating point operations.

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At this time, the natural fibers are easily available resources of reinforcing material for the fabrication of composite. This investigation provides the final data on the effect of fiber length on the physical and mechanical behavior of natural fiber-based composite. A composite sample is prepared by using jute, Munja, Sisal, and coconut fiber as a reinforcing material and phenol-formaldehyde as matrix material. The final results of this study are at 9mm fiber length the moisture in composite, water-soaked by the composite during the water-soaked test found minimum. The extension in width, length, and thickness are found minimum for 6mm fiber length composite. Modulus of elasticity found maximum a 15mm fiber length.

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Keywords: Physical properties, Mechanical properties, Fibers

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This paper tries to study and compare the financial health of the selected companies with the help of financial ratios in FMCG industry. FMCG market is expected to grow 9-10 per cent in 2020. FMCG�s urban segment grew by 8 % whereas rural segment grew 5 per cent in the quarter ending September 2019, supported by moderate inflation, increase in private consumption and rural income. The study selected top FMCG companies namely Dabur India Limited and HUL. The study has highlighted the various financial parametersand identified the significant relationship among them. The variable selected for the correlation and regression analysis has been selected on the basis of the existing literature. The variables are working capital current assets are fixed assets, inventor, miscellaneous expenses, employee cost, power and fuel cost, selling and administrative cost, net sales and net profit. Besides this multiple linear regression has also been applied to measure the impact on net profit as dependent variable and other are considered as independent variable. The SPSS 22 software has been used for the analysis of the data.

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Financial Performance, FMCG, Correlation, Multiple Linear Regression,

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The term efficiency means how effectively and efficiently a bank uses its resources to increase its profitability and productivity. For an analytical view, profitability and productivity complement each other and are interrelated. In India, the earliest instances of analysis of efficiency of banks was done by Luther Committee in the year 1977 which examined the productivity, efficiency and profitability of the nationalised banks from 1969 to 1975 on the basis of selected set of efficiency indicators. This paper aims to analyse the efficiency of selected private sector banks in India with respect to seven key performance indicators. Keeping in mind the limitations of secondary data sourced from published reports and websites, to analyse the computed efficiency and productivity ratios, F-Test single factor analysis of variance ( ANOVA) has been used as a statistical measure. For the convenience of the study, only a set of five selected private sector banks viz, ICICI bank, HDFC bank, AXIS bank, FEDERAL bank and YES bank have been incorporated based on the technique of random sampling. The study has been confined for a period of five financial years starting from 2015-16 to 2019-20. The study resulted with a mixed response with regard to the efficiency of the banks in terms of profitability and productivity and demanded an improvement in some banks as the banks have not succeeded in acquiring full efficiency in all the years of study.

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Efficiency, Profitability, Productivity, Private sector banks, Performance indicators, Single-factor ANOVA

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This paper criticizes the authoritarian rules prevalent in India since pre-independence. The purpose of this paper is to probe the condition of women as highlighted in the contemporary Indian novel �Difficult Daughters� by Manju Kapur. This work of literature stresses on the plight of women and how they are objectified and considered worthless. The writer vividly describes how the first character in the novel is metaphorically compared with a fruit-bearing tree, the similarity between the two being, just as a tree is expected to bear fruits seasonally, Kasturi was expected to bear babies yearly. Her life was merely her own, she was a puppet controlled by her husband and his family. The three protagonists in the novel tell the readers about miseries faced by women in three different generations. Kasturi is not modern in thinking hence she does not want her daughter to be modern in her thinking. The core idea of feminism is that women should have equal rights, power, and opportunity but patriarchy and its subsets deprive them of their basic rights. Here the writer has successfully portrayed the conflict of traditional modernity in her characters, she chooses the urban Indian middle class and represents the majority of the population.

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feminism, authoritarian, patriarchy

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