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Volume 9 | Issue 4

Volume 9 | Issue 4 | Month  
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  Paper Title: VICTIM COMPENSATION ; CURRENT CHALLENGES

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104414

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104414

  Register Paper ID - 206103

  Title: VICTIM COMPENSATION ; CURRENT CHALLENGES

  Author Name(s): Paramvir Singh Parmar

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3347-3353

 Year: April 2021

 Downloads: 1336

 Abstract

Being the welfare state, India has provided a police and judicial mechanism for the investigation of the crime and trial of the accused. It was presumed that crime and punishment is equal to innocence. It means when any person commits the crime and he is tried and punished for the same, he has again become an innocent person and eligible to live in society as he was living before his committing the crime and it is presumed that justice has been provided to the victim. The ambit of Indian criminal justice was fixed merely to convict the accused on the presumption that convicting the accused is sufficient remedy for the victim. Concentrating only upon the reformation and rehabilitation of the accused the legislature forgot to think that it is the victim who needs to be rehabilitate first. But by the passing of time, the presumption drawn by the legislature has been set aside when specific provisions have been provided in the criminal justice system for compensation to the victim either at the cost of the guilty accused or the state.


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compensation, victim, rehabilitation, reformation, presumption.

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  Paper Title: PERFORMANCE ANALYSIS OF PARTICLE SWARM OPTIMIZATION AND DYNAMIC SOURCE ROUTING FOR PACKET ROUTE OPTIMIZATION IN MOBILE AD-HOC NETWORKS

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104413

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104413

  Register Paper ID - 206056

  Title: PERFORMANCE ANALYSIS OF PARTICLE SWARM OPTIMIZATION AND DYNAMIC SOURCE ROUTING FOR PACKET ROUTE OPTIMIZATION IN MOBILE AD-HOC NETWORKS

  Author Name(s): Bhushan S. Chaudhari

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3338-3346

 Year: April 2021

 Downloads: 1216

 Abstract

Efficacy of routing in mobile ad-hoc networks has become a crucial part as a result of the enhanced use of mobile devices and the demand for self-managed networks. Most of the conventional routing protocols have their own limitations in providing secure and cost-effective services. Many researchers have proposed the use of swarm intelligence protocols for routing in MANET however none of the same provide the de-facto solution to issues related dynamic nature of MANET. A novel approach using particle swarm optimization (PSO) to provide a cost-effective solution is proposed in this paper. The experiment is performed using a network simulator tool NS2 and MATLAB. The routing performance of PSO is compared with a commonly used algorithm called dynamic source routing (DSR). This research clearly dictates that PSO is well suited to the dynamic nature of MANET and its performance is superior to DSR.


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Ad-hoc network, Particle swarm optimization, Dynamic Source Routing, Quality of Service

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  Paper Title: INFLUENCE OF CELEBRITY ENDORSEMENT ON CONSUMER BUYING BEHAVIOUR : A STUDY AMONG CUSTOMERS WITH RESPECT TO JEWELLERY INDUSTRY

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104412

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104412

  Register Paper ID - 205675

  Title: INFLUENCE OF CELEBRITY ENDORSEMENT ON CONSUMER BUYING BEHAVIOUR : A STUDY AMONG CUSTOMERS WITH RESPECT TO JEWELLERY INDUSTRY

  Author Name(s): Grandhivemula Renuka, Bapanapalli Sabari Sai Nath, Tushar Pradhan

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3331-3337

 Year: April 2021

 Downloads: 1478

 Abstract

Celebrity endorsement is the largest market in the world today. In the commercial, advertisers endorsed celebrity with their products to improve their profits and shift the views opinion of their brand, which has a positive effect on their purchasing actions. And in this study, the focus is on the endorsement on celebrities and its effect on the buying behaviour of customers and their view of the companies brand or products.


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Celebrity endorsement, Buying behaviour, Celebrity meaning.

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  Paper Title: A STUDY ON EFFECTIVENESS OF TRAINING AND DEVELOPMENT IN PUBLIC SECTOR

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104411

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104411

  Register Paper ID - 205927

  Title: A STUDY ON EFFECTIVENESS OF TRAINING AND DEVELOPMENT IN PUBLIC SECTOR

  Author Name(s): FARHIN RATHOD, DR. BIJAL SHAH

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3320-3330

 Year: April 2021

 Downloads: 1376

 Abstract

Training and development are the act of increasing knowledge and skills of an employee for doing a particular job or task. The main outcome of training is learning. A trainee learns new habits, refined skills during the training and development period which help them improving performance. It enables an employee to do the job more efficiently and effectively and prepare for the higher-level job. The main focus of this study is to determine the impact of training and development of public sectors.


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Training, Development, Public sectors, Effectiveness.

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  Paper Title: SOCIAL SECURITY CODE 2020 RIGHT TO SOCIAL SECURITY

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104410

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104410

  Register Paper ID - 206092

  Title: SOCIAL SECURITY CODE 2020 RIGHT TO SOCIAL SECURITY

  Author Name(s): Professor (Dr.) Mahesh Koolwal, Professor (Dr.) Manju Koolwal

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3308-3319

 Year: April 2021

 Downloads: 1237

 Abstract

Right to social security is a kind of natural right and it is recognized as a basic human right by most of international personality. The concept of social security was first introduced in German in the year 1883. Internationally the concept of social security as a basic human right came to play by ILO declaration Philadelphia (1944). Then this right is upheld various International Instruments like international bill of human rights (UDHR, ICESCR) and is reflected in various International conventions. The research article talks about the development and trend of the Human rights and the future of it.


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labor law, social security, human rights, UN

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  Paper Title: SOFT SKILLS OF SECONDARY SCHOOL THARU STUDENTS OF WEST CHAMPARAN

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104409

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104409

  Register Paper ID - 205985

  Title: SOFT SKILLS OF SECONDARY SCHOOL THARU STUDENTS OF WEST CHAMPARAN

  Author Name(s): Ignatius Topno, Gyandeo Mani Tripathy

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3300-3307

 Year: April 2021

 Downloads: 1241

 Abstract


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Key Words : Soft Skills, Secondary School, Tharu Students , West Champaran, extensively

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  Paper Title: PREDICTION OF COMPRESSIVE STRENGTH OF CONCRETE WITH VARIOUS ADMIXTURE

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104408

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104408

  Register Paper ID - 206148

  Title: PREDICTION OF COMPRESSIVE STRENGTH OF CONCRETE WITH VARIOUS ADMIXTURE

  Author Name(s): Yathartha Gupta, Lakshaya Gaur, Mohammad Noor Alam

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3279-3299

 Year: April 2021

 Downloads: 1246

 Abstract

Compressive strength of a concrete is the resistance against the external load. It is one of most crucial properties of hardened concrete. Concrete is very strong in compression and its determination is of utter importance. For years the traditional method of determining compressive strength has been UTM test in which sample cubes are prepared, cured, and tested under load in the Universal Testing Machine thereafter compressive strength can be obtained from strength-load relationship. In early 1940% non-destructive tests were introduced in which compressive strength was determined indirectly by relatively less time taking but a complex calibrated process. However, all these methods have time consuming and complexity drawbacks. With the advent of Artificial Intelligence. Machine learning techniques are being used to predict the compressive strength. Various techniques have shown high accuracy in predicting the compressive strength. In this work I have used one important machine learning methods which is Back Propagation Neural network (BPNN) for forecasting the 28 days strength of concrete. The actual data after normalization to reduce the range of data difference is segregated randomly into training and testing datasets which are fed to the where from the predicted dataset is obtained. The relevance factor R is computed which establishes the relationship between actual and predicted data and it is highly important parameter for defining the accuracy of the used predicting model. On the basis of high valve of relevance factor and other parameters like RMSE, RSR, MAPE, NMBE, R, E, mean, standard variation and variance, I arrived at the conclusion that BPNN was accurate and efficient model for predicting the compressive strength of concrete.


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RMSE, RSE, NMAPE, MAPE, ANN, BPNN, AL, ML, R, E

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  Paper Title: A FRAMEWORK FOR STORM WATER QUANTITY AND QUALITY MODELING IN AN URBAN ENVIRONMENT

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104407

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104407

  Register Paper ID - 206102

  Title: A FRAMEWORK FOR STORM WATER QUANTITY AND QUALITY MODELING IN AN URBAN ENVIRONMENT

  Author Name(s): D. Allwin, R. Muthu Uthayan, S. Mathan Kumar

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3276-3278

 Year: April 2021

 Downloads: 1258

 Abstract

As the predominant land use of a catchment area changes from rural to urban, the alterations to the natural surface cover are frequently radical that the provision for stormwater quantity and quality control becomes indispensable for the protection of lives and property. Hence the stormwater runoff quantity and quality modeling were carried out. The volume of stormwater runoff generated in the urbanised area for various return period was estimated using StormNET model. StormNET is a package comprising of hydrology, design of drainage network and graphic displays etc. The stormwater quantity modeling involves the computation of peak runoff, surface runoff volume and detention pond design to reduce the peak runoff. The stormwater quality modeling involves the quality characteristics of urban runoff, pollutant buildup, washoff rates and evaluating the effectiveness of Best Management Practices (BMPs) for reducing the pollutant loadings.


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Urban runoff, stormNET, stormwater quantity, stormwater quality.

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  Paper Title: IMPACT OF MERGERS AND ACQUISITIONS ON STOCK PRICES & FINANCIAL RATIOS OF RELIANCE INDUSTRIES LIMITED

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104406

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104406

  Register Paper ID - 206141

  Title: IMPACT OF MERGERS AND ACQUISITIONS ON STOCK PRICES & FINANCIAL RATIOS OF RELIANCE INDUSTRIES LIMITED

  Author Name(s): AVI MAHESHWARI

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3266-3275

 Year: April 2021

 Downloads: 1276

 Abstract

Mergers and Acquisitions (M&A) are characterized as business consolidation. One of the main facets of the world of corporate finance is M&A. The mentality behind M&A is that 2 freelance corporations along generate a lot of worth compared to being on, Mergers and acquisitions have forever been a challenge for strategic managers and money analysis, that has contributed dramatically to a scenario during which businesses realize it step by step troublesome to remain competitive thanks to the high competition rising from the speedily evolving world market. This research paper would be of interest to a variety of shareholders. Furthermore, the project would provide additional insight into the effect of mergers and acquisitions on the stock prices and accounting ratios, which would be of benefit to researchers and scholars in the same region.


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MERGERS AND ACQUISITIONS,CORPORATE RESTRUCTURING,STOCK PRICES,ACCOUNTING RATIOS

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  Paper Title: VAIDIK SANSKRATI ME DHARM KA SWARUP: EK ADHYAYAN

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104405

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104405

  Register Paper ID - 205261

  Title: VAIDIK SANSKRATI ME DHARM KA SWARUP: EK ADHYAYAN

  Author Name(s): Dr. Randhir kaushik

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3259-3265

 Year: April 2021

 Downloads: 1250

 Abstract

VAIDIK SANSKRATI ME DHARM KA SWARUP: EK ADHYAYAN


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VAIDIK SANSKRATI ME DHARM KA SWARUP: EK ADHYAYAN

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  Paper Title: TEMPORARY IMPROVEMENT OF AIR QUALITY AMIDST LOCKDOWN AND POST-PANDEMIC PROSPECTS: A PERCEPTION-BASED CASE-STUDY OF BIHAR, INDIA

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104404

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104404

  Register Paper ID - 201645

  Title: TEMPORARY IMPROVEMENT OF AIR QUALITY AMIDST LOCKDOWN AND POST-PANDEMIC PROSPECTS: A PERCEPTION-BASED CASE-STUDY OF BIHAR, INDIA

  Author Name(s): Rahul Kumar Jha, Shriya Bajaj, Akash Kumar Meher, Prajeev Narayan Bhageshwar

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3243-3258

 Year: April 2021

 Downloads: 1247

 Abstract

Lockdown has been a great boon for the environment, the lockdown bought temporary improvements in air quality around the world. The air pollutants showed a declining trend and the people witnessed the changes. This paper examines the temporary change in the air quality amidst the lockdown and post-pandemic prospects for the state of Bihar. The study is based on primary and secondary data which applies a mixed research approach. The state's air quality which usually was unsatisfactory improved to a satisfactory level during the lockdown. The main reason behind the air pollution in the state was vehicle transportation and the burning of waste disposal, which is adversely impacting the public health of the state. The rate for the prevalence of morbidities related to air pollution has increased over the years. The situation will worsen post-pandemic with the resume of all the economic activities, this time it will occur at a faster pace to recover the loss ignoring the degrading environmental outcomes. Thus, the state requires proper post-pandemic policies for the degrading air quality levels.


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Air Pollution, Lockdown, Environment, Bihar, Health, India

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  Paper Title: Influence of Nature on Human in The Ecological Vision in Edaserri`s Poetry

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104403

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104403

  Register Paper ID - 206070

  Title: INFLUENCE OF NATURE ON HUMAN IN THE ECOLOGICAL VISION IN EDASERRI`S POETRY

  Author Name(s): DR K MINI

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3237-3242

 Year: April 2021

 Downloads: 1345

 Abstract


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  Paper Title: ROLE OF EMOTIONAL INTELLIGENCE IN ACADEMIC PERFORMANCE OF COLLEGE STUDENTS

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104402

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104402

  Register Paper ID - 205983

  Title: ROLE OF EMOTIONAL INTELLIGENCE IN ACADEMIC PERFORMANCE OF COLLEGE STUDENTS

  Author Name(s): PREETHI M, CHANDRU N

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3228-3236

 Year: April 2021

 Downloads: 1241

 Abstract

This study is to identify the role of emotional intelligence in academic performance of college students. The data has been collected from 155 students in Coimbatore district by applying convenient sampling technique. Statistical tools such as percentage analysis, chi-square analysis, weighted score analysis and ranking analysis have been used to analyse the data. The study has attempted to cast light on the emotional intelligence of the students also this study has necessitated that increase in emotional intelligence among students in order to increase their academic performance.


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Emotional Intelligence, Academic Performance, Emotions, Students

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  Paper Title: A REVIEW ON AN ENDEMIC AND THREATENED PLANT SPECIES OF GUJARAT- HELICHRYSUM CUTCHICUM.

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104401

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104401

  Register Paper ID - 206057

  Title: A REVIEW ON AN ENDEMIC AND THREATENED PLANT SPECIES OF GUJARAT- HELICHRYSUM CUTCHICUM.

  Author Name(s): Aumshree Kalpesh Sorathia, Kalpesh Sorathia, Dhruv Pandya, Archana Mankad, Himanshu Pandya

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3215-3227

 Year: April 2021

 Downloads: 1392

 Abstract

ABSTRACT: Helichrysum cutchicum, Asteraceae is endemic and threatened species in Gujarat, in Indian plains and found in semi-arid to arid regions of Gujarat. In an arid ecosystem of Kachchh, Gujarat state and the north-western part of India, this species was surveyed. This paper gives information on Abundance, Habitat, Distribution, Threats and Strategies for Conservation of the plant. Helichrysum cutchicum showed a wider distribution in Kachchh in semi-arid and arid regions. The species were reported in 42 locations which are spread across seven talukas. Only four locations out of 42 were represented by more than 200 plants per hectare density, and only three represented the density of 65 to 75 plants per hectare density. Helichrysum cutchicum preferred grassland ecosystem interspersed dense grass patches, sandy or clayey soil, substratum of deep soil, these results were shown by habitat specific density. Conversion of grassland into agricultural drylands and overgrazing are the major threats. Ecological studies on seed viability, dispersion methods, intensive survey of the grassland and regeneration potential is prerequisite. Declaring a part of land as a Sanctuary, potential grasslands can be restored with high amount of Helichrysum cutchicum fand maintaining a good amount of plants in botanical gardens are the immediate solutions.


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KEYWORDS: Helichrysum cutchicum, Endemic, Kachchh, Taxonomy, Distribution, Ecology.

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  Paper Title: A REVIEW ON DETECTION OF LUNG INFECTION IN CT SCAN IMAGE USING MACHINE LEARNING SYSTEM

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104400

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104400

  Register Paper ID - 206052

  Title: A REVIEW ON DETECTION OF LUNG INFECTION IN CT SCAN IMAGE USING MACHINE LEARNING SYSTEM

  Author Name(s): Er.Dipika N.Gumble, Dr.R.D.Ghongade

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3208-3214

 Year: April 2021

 Downloads: 1258

 Abstract


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Lung infection detection, CT Scan, Machine Learning, Respiration

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  Paper Title: PSYCHO-PHYSIOLOGICAL CHANGES IN TEENAGERS USING SMART PHONE IN KARAD, MAHARASHTRA, INDIA.

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104399

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104399

  Register Paper ID - 205932

  Title: PSYCHO-PHYSIOLOGICAL CHANGES IN TEENAGERS USING SMART PHONE IN KARAD, MAHARASHTRA, INDIA.

  Author Name(s): Irumjahan Nazir Khan, Rajan More, Snehal Shinde, Namrata Shelake, Santosh Jagtap

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3203-3207

 Year: April 2021

 Downloads: 1326

 Abstract


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Keyword- Teenagers, Smart phone, academics, psycho-physiological effect.

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  Paper Title: DISTRIBUTION OF EARTHWORMS IN SOIL RELATED TO DIFFERENT CULTIVATIONS IN WAYANAD DISTRICT

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104397

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104397

  Register Paper ID - 205898

  Title: DISTRIBUTION OF EARTHWORMS IN SOIL RELATED TO DIFFERENT CULTIVATIONS IN WAYANAD DISTRICT

  Author Name(s): RAYMOL K J, SAJANI JOSE

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3195-3200

 Year: April 2021

 Downloads: 1275

 Abstract

This study has been undertaken to investigate the distribution of earthworms in soil related to different cultivations in Wayanad district. Distribution of earthworms were analysed for a period of 3 three times a day from 10 different sites and 10 crops cultivations of Wayanad district and evaluated various physico-chemical and micronutrient elements of soil samples. These studies confirmed the maximum distribution of earthworms in Amorphophalous cultivated soil.


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Soil, Earthworms, Crops, Amorphophalous crop, Physico-chemical properties

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  Paper Title: A FACILE AND EFFICIENT METHOD FOR ONE POT SYNTHESIS OF 3, 4 -DIHYDROPYRIMIDIN-2-(1H)-ONES/ THIONES UNDER SOLVENT FREE CONDITION

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104396

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104396

  Register Paper ID - 205632

  Title: A FACILE AND EFFICIENT METHOD FOR ONE POT SYNTHESIS OF 3, 4 -DIHYDROPYRIMIDIN-2-(1H)-ONES/ THIONES UNDER SOLVENT FREE CONDITION

  Author Name(s): Kabeer A. Shaikh, Yogesh B. Salve

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3187-3194

 Year: April 2021

 Downloads: 1218

 Abstract

We reported Simple and efficient methodology for synthesis of 3,4 -Dihydropyrimidin-2-(1H)-ones/ thiones and their derivatives using aryl aldehyde, ethyl acetoacetate, urea in presence of ceric ammonium sulphate under solvent-free condition. Compared to other classical Biginelli reaction condition the present method has the advantage of giving good yield, short reaction time, easy work-up, mild reaction condition.


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3,4 -Dihydropyrimidin-2-(1H)-ones/ thiones, Biginelli reaction, short reaction time, easy work-up, mild reaction condition

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  Paper Title: PATIENT WITH CHRONIC GRANULOMATOUS DISEASE HAVING A NASAL MASS CAUSED BY ASPERGILLUS NIDULANS: A CASE REPORT

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104395

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104395

  Register Paper ID - 206088

  Title: PATIENT WITH CHRONIC GRANULOMATOUS DISEASE HAVING A NASAL MASS CAUSED BY ASPERGILLUS NIDULANS: A CASE REPORT

  Author Name(s): Dr Akshay Karyakarte, Dr Jyoti Iravane, Dr Jaishree Petkar

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3185-3186

 Year: April 2021

 Downloads: 1234

 Abstract


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Aspergillus, Chronic Granulomatous Disease, Aspergillus nidulans, opportunistic pathogen

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  Paper Title: A STUDY ON CONSUMER PERCEPTION TOWARDS HOME LOANS IN HDFC BANK

  Publisher Journal Name: IJCRT

  DOI Member: 10.6084/m9.doi.one.IJCRT2104394

  Your Paper Publication Details:

  Published Paper ID: - IJCRT2104394

  Register Paper ID - 205995

  Title: A STUDY ON CONSUMER PERCEPTION TOWARDS HOME LOANS IN HDFC BANK

  Author Name(s): Amruthamol, Tarun bhayani, Prof. Tushar pardhan

 Publisher Journal name: IJCRT

 Volume: 9

 Issue: 4

 Pages: 3173-3184

 Year: April 2021

 Downloads: 2816

 Abstract

Home loans came into widespread use in the United States in the boom years of the late 1800s. Since the average person usually cannot afford to pay cash for something as expensive as a home, lenders began offering loans for the difference between the purchase price of a home and the cash down payment supplied by the buyer. These loans were interest-only loans of between five and 10 years that were due in full at the end of the loan term. Homeowners would refinance the loan at the end of each term or save up enough cash to pay off the loan in the meantime. The Great Depression and its resulting foreclosures demanded a move to the modern amortized mortgage, which configures payments into both principal and interest portions. These 15- to 30-year loans pay off the home by the end of the loan term.


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About IJCRT

The International Journal of Creative Research Thoughts (IJCRT) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world.


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International Journal of Creative Research Thoughts (IJCRT)
ISSN: 2320-2882 | Impact Factor: 7.97 | 7.97 impact factor and ISSN Approved.
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ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
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ISSN and 7.97 Impact Factor Details


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ISSN: 2320-2882
Impact Factor: 7.97 and ISSN APPROVED
Journal Starting Year (ESTD) : 2013
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