Volume 11 | Issue 3

 Abstract

Digital payments have many benefits over cash in the current environment, including easy transactions, security, and transparency. In this pandemic situation, the banking sector plays a crucial role in digital payment by providing digital instruments like debit cards, mobile banking, mobile wallets, etc. The pandemic might accelerate the transition to digital payments. Factors driving digital payment. Payment systems continue to enjoy a high level of public trust because they have demonstrated that they are reliable and sustainable. The lock-down and company closure, however, led to a decline in average transaction volumes. It is crucial that the environment for digital payments develops quickly and benefits from the post-COVID era to support the recovery and help this new standard emerge. This focuses on the value of digital payments during pandemics, various digital payment systems, and the development of digital payments over the previous three years. Additionally, the future of digital payments.

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digital payment, India, pandemic, cashless economy, payment infrastructure

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This research paper mainly intended to discuss the declining performance of Indian Cinema before and after Covid-19. To achieve this purpose, we collected primary data with the help of a questionnaire. A survey was conducted among Gen-z as well as millennials, to study their response to the current state of the Indian Film Industry. We used a quantitative research approach to derive conclusions from the sample population�s answers as to what might be some of the probable reasons for the decline. Reasons include the Rise of OTT, Higher Costs, Time Limitations�, Production Quality, Concept, External Factors and more.

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Movies, OTT, Decline, Production, Business

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Introduction : - Smoking is exhaust of inhalation and exhalation from consuming tobacco in cigarettes. It is probably the greatest reason for mortality in the UK. The adverse consequences of tobacco likewise incorporate poor physical and cardiorespiratory endurance, poor actual execution and expanded rates of injury and difficulties from active work. Cardiorespiratory endurance practice assists the body with getting proficient and better ready to adapt to actual difficulties. Objective of the examination is to discover the impacts of core exercise on cardiorespiratory endurance among smokers. Method : -This study is a randomized controlled trial (RCT). Forty-four of legal smoking by Galgotias University, has been selected for the study and randomly divided into two equal groups. In the experimental group were trained in a number of the basic training in 2 weeks, but the control group was given no specific training exercises throughout the entire study period. Results: -The Fitness Index Score was used to measure the outcome of subjects. The cardiorespiratory endurance effect was significantly improved in the experimental group than in the control group (p <0.005). Discussion :- The main goal of this study has to determine whether Core exercise has an effect on cardiorespiratory tolerance among smokers. It is thought that there will be a significant difference between the trial group and control group after the 2-week intervention. Therefore, alternate hypothesis is accepted and the null hypothesis is rejected. Conclusion : - Studies have concluded that core exercise can improve cardiorespiratory endurance in smokers.

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Smoker, Modified Harvard Step Test, Cardiorespiratory Endurance, Core Exercise, Fitness Index Score

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Financial management provides the foundation for proper fund utilisation and strategic planning to uphold fiscal supervision. Managing finances is crucial since it adds value to an organisation and strengthens the customer relationship. Financial management involves managing cash movement, risk management and managing credit. The Imagine a financial institution (banks or Non-banking financial institutions) operating under the strict supervision of the central bank. Since the Central Banks control the monetary mechanism, they can regulate the general functioning of banks by tweaking repo/reverse repo rate values, etc. Banks essentially earn profits from the difference in interest income earned from extending loans and interest paid by their customers.

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Concepts, Scope, Importance and lements

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In this research, we present a method for teaching convolutional neural networks to recognize facial expressions in a computer (CNN) and Haar cascade method is used to detect the face before emotion recognition. The datasets from FER-2013 were utilized to train the CNN algorithm. This achieves a decent level of accuracy for training and testing points. This work makes use of the FER-2013 expression data set, which includes seven facial expression labels (happy, sad, surprised, fear, anger, disgust, and neutral). This system managed to achieve an acceptable level of accuracy.

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Face Expression Recognition, Convolutional Neural Networks, Haar-cascade, FER-2013 data set

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Yogvisht ev hathyog grantho me yog ki bhumikaye

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Yogvisht ev hathyog grantho me yog ki bhumikaye

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Dietary quality and nutrition are important in the promotion and maintenance of health throughout one�s life span. It occupies an important part in health promotion and disease prevention. Nutrition is an integral component of oral health. Caries occurs due to damage and dissolution of tooth structure resulting from a highly localized decrease of the pH at the plaque- tooth interface and tooth demineralization. The elimination of bio-elm activity of which can result in mineral loss. There is a clear synergy between oral health and nutrition; nutrition plays a crucial role in maintaining the integrity and normal function of the oral cavity. Appropriate nutrition early in life represents a major determinant of the child�s dental, as well as general health.

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diet, nutrition, dental caries, fluoride

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Background - Stress is very common among army individuals across the globe. More than half of Indian Army personnel seem to be under severe stress and the Army has been losing more personnel every year due to suicides Unless it is managed early, it leads to deterioration of Defence performance and overall dissatisfaction with life and different serious health problems including anxiety, depression, and suicide. The objective of this study is to assess the prevalence of career-related stress among Army individuals. Method- A cross-sectional survey-based study was conducted on a sample of 50 army individuals selected by stratified random sampling at Army centre in 2021. Data was collected using the Percieved Stress Scale (PSS) through google sheets. Data analysis was done under the Social Science Packaging Software SPSS 21.0 version. The level of significance of association for multivariable was determined at P value <0.05Results: - Prevalence of stress among Army Individuals is 56% for low level of perceived stress and 44% individuals suffer from a moderate level of stress. Whereas no individual suffers from perceived high stressConclusion - This study showed that individuals who belong to the Indian army showed intermediate and low levels of stress. Thus there is a significant amount of stress on army individuals.

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Stress, Anxiety, Depression, Dissatisfaction, Deterioration

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Background and Purpose: Plantar heel discomfort is common in both men and women as a result of everyday activities. The goal of the study is to investigate if Dry needling treatment and Cupping therapy may assist patients lessen discomfort in their plantar heel. Material and Method: A sample size of 40 men and women were taking who were divided into two group of 20 each. The first group was simple random sampling method of Dry Needling therapy. The second group was simple random sampling method of Cupping therapy. The reading was taken through VAS and FFI scale before and after the activity of treatment. Results: This result started that men and women who got treatment under dry needling and cupping therapy experience will get changes in his/her pain. Dry Needling was effective treatment for plantar heel pain patients Conclusion: Group A were more benefitted from Group B as they experience changes in pain.

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Cupping, Needling

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Pregnancy induces multiple hormonal, metabolic, hematological and immunological alterations in the mother that represent risk factors for Valsalva retinopathy. we report a case of a 26-year-old woman in her second month of pregnancy, who presented several degreased of her left eye vision immediately after violent vomiting, fundus examination revealed a pre-retinal hemorrhage located in the macula. Based on clinical findings, the diagnosis of Valsalva retinopathy was made.

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Valsalva maneuver, Valsalva retinopathy, Hyaloidotomy, Pregnancy .

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Background: COVID-19 is an infectious disease caused by severe acute respiratory syndrome Coronavirus 2 (SARS-CoV-2) created a devastating impact on global health and economy. This study aids in understanding the clinical and immunological response of children during third wave of COVID. Methods: A Cross sectional study conducted among school going children of age 4-17 during Jan 22 to April 22.Demographic and clinical parameters were assessed based on structured questionnaire. Serum samples were collected from volunteered children who were not vaccinated against COVID-19. COVID-19 Ig G antibodies were estimated using CLIA and the data analyzed using SPSS. Results: 87 children were enrolled from a school.32.2% were girls; 67.8% were boys.78% of the children had fever, 86% had cold, 64% had cough and 64% had headache. Majority were having symptoms for 3-5 days. Serum samples were collected for COVID-19 IgG levels from 23 COVID-19 unvaccinated children, out of which 19(82.6%) were positive for COVID. The mean COVID-19 IgG level around 2 months after recovery was 24.6 IU. Conclusion: This study suggests that children who had fever, cold and cough during third wave had COVID-19 disease and had an overall better prognosis. Future longitudinal studies are necessary to confirm our findings and to better understand the protective IgG levels which prevent further infections in COVID-19 vaccinated and unvaccinated children.

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Keywords: COVID-19, SARS CoV -2 IgG, Children

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Digital Shishak-Prashishan

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Digital Shishak-Prashishan

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The purpose of the study was Effects of Circuit and Plyometric Training on Blood Pressure of Kabaddi Players. Male players of Kabaddi selected at school level in Nadiad were selected in the present study. Total 90 male players were selected as subjects for the sample of the present study, in which 30 players were included in the plyometric training group, 30 in circuit training group and 30 players were included in the control group. The male players of 13 to 17 years age group were included in the present study. Endurance of torso muscles was measured by Bent knee sit-ups. Statistical technique such as analysis of covariance was applied to know the effects on Circuit training group and Plyometric training group. Mean difference was examined at 0.05 levels by using Least Significant Difference (Post Hoc) Test. Conclusion are as under Remarkable higher improvement was found in performance of endurance of torso muscles of subjects of circuit training group and plyometric training group because of circuit training and circuit training.

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The term �Training� has remained a part of human language since ancient times, which indicates preparation of beginning any work. The process goes on for days, months and years. The word �training� is widely used in sports. Coaches of sports and sports scientists differ to the true meaning of training. Some experts take it as connected to medical science and consider sports and games as training.

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MSMEs� significantly contributes in the growth and development of an economy. They not only facilitate employment at a lower cost but also boost industrialization. Consequently, regional imbalance reduces and ensures equitable distribution of income and wealth, by eliminating poverty and unemployment. Keeping in mind these benefits this study was conducted to identify significant annual growth in number of people employed in MSME in India. Data was analysed using simple regression. Findings of the study revealed that only 7 states/UTs i.e. Assam, Bihar, Nagaland, Sikkim, Telangana, West Bengal, and Jammu & Kashmir have shown significant annual growth in number of people employed. Whereas, two states/UTs i.e. Goa and Andaman and Nicobar Islands have shown an insignificant negative annual growth in employment.

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Employment, enterprises, growth rate, India, MSMEs.

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The goal of targeted drug delivery is to concentrate the medication in the tissues of interest while reducing the relative concentration of the medication in the other tissues. As a consequence, the drug is directed to the desired location. As a result, the drug has no impact on the tissues around it. As a result, carrier technology offers an intelligent form of drug administration by attaching the drug to a carrier particle such as microspheres, nanoparticles, liposomes, niosomes, and so on, which modulates the drug's release and absorption qualities. Microspheres are free-flowing powders comprised of biodegradable proteins or synthetic polymers with particle sizes smaller than 200 m. It is the most dependable means of delivering medication to the intended recipient. h an emphasis on preparation, application, biocompatibility, and stability, it becomes necessary to deliver that specific agent to the target tissues in optimal amount at the right time with minimal side effects in order to achieve the required or enhanced therapeutic efficacy of a given drug effect. The control drug delivery system is concerned with the systemic release of a pharmacological agent in order to maintain a therapeutic level of medication in the body for an extended length of time. This can be accomplished by integrating the therapeutic ingredient into biodegradable polymers and constantly releasing the substance as the matrix erodes.

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Microsphere, Types of microspheres, Methods of preparation, characterization of microspheres, applications.

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Background: Information Technology (IT) is a profession that has been in demand during the COVID-19. Due to its high demand and evolving technologies, older IT workers have difficulties adapting to new technologies compared to their younger counterparts. Methods: A qualitative phenomenology approach was used in this study that focused on the lived experiences of middle-aged IT workers on the advancement of technology during the pandemic. Findings: There were four major themes generated from the verbalizations of the participants. These are: (1) Myriad Innovations pertaining to the numerous technological developments participants have acquired while working in the information technology sector; (2) Novel Impressions which include the initial impressions regarding technological innovations; (3) Occupational Responses referring to how middle-aged IT workers master new technology in order to keep up with the IT sector; and (4) Lifestyle Impact that specifies how new technology impacts their lifestyle as middle-aged IT workers living in a digitalized society. Conclusion: The middle-aged IT workers successfully adapted to the technological innovations while continuously adapted to the rigors of their professions during the Covid-19 Pandemic. Recommendations: This paper suggests to future researchers to further specify the qualifications of the participants to discover a variety of experiences and responses to fill the literature gap.

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Information Technology, Lifestyle Impact, Middle-aged Information Technology Workers, Technological Innovations, Myriad Technology, Novel Impressions, Occupational Responses

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The present-paper entitled �Philosophy of Management of Oliver Sheldon� is an attempt to present the overall-ideas of Oliver Sheldon regarding the management. Sheldon was a British-management-philosopher. This paper is divided into four-parts. First-part is the introduction of Oliver Sheldon; second-part is concept of management; third-part is management-functions; and fourth-part is the conclusion. Oliver Sheldon presents notion upon seventeen-management-functions (preparation, production, facilitation, distribution, planning, objective, decision-making, organizing, control, leader/leadership, managerial-job, manager-subordinate-relations, training-development, efficiency, coordination and accuracy).

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Science of Management, Humanization of industry.

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Self-help group is a small voluntary association of ten or twelve people either registered or unregistered from the same socio-economic background. They come together for the purpose of saving their common problem through self-help and mutual help. The SHGs have helped mobilizing millions of rural women, addressed their credit needs and help them earn livelihood. SHGs provides a platform for rural women to show their capabilities. Despite the positive outcomes of the SHGs approach but there are some issues and challenges that comes in the way of the SHGs. To identify the issues and challenges faced by group members, the present study was carried out in Haryana state with a sample size of 520 members. Data was collected using self-structured questionnaire and appropriate statistical tools were used to analyze the data.

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Self-help Groups, Finance, Marketing.

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The present-paper entitled �Philosophy of Management of Miss Mary Parker Follett� is an attempt to present the overall-thoughts and philosophy of Miss Follett in the matters of management. Miss Follett was an American-management-philosopher. This paper is divided into four-parts. First-part is introduction of Miss Mary Parker Follett. Second-part presents the concept of management of Miss Mary. Third-part presents the management-functions. Miss Follett speaks about twelve management-functions. These functions are, achieving the goals, planning, decision-making, leader/leadership, control, organizing, committee, motivation, communication, cooperation, manager & sub-ordinate relations and training-development. Last-part is conclusion.

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Management, Human-industry, Efficiency, Cooperation.

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This study examined principal’s managerial practices and teacher’s job engagement in Delta State public high schools. The study was guided by six research questions and four hypotheses. The correlation survey research method of the employed the ex-post facto design was employed. The study population comprised all the 463 principals and 14,745 teachers of public high schools in Delta State. A sample of 40 principals and 400 teachers were selected from the schools through proportionate stratified sampling technique. The questionnaire was the instrument used for data collection from the respondents. The research questions were answered using mean and standard deviation with a bench mark score of 2.50 and Pearson coefficient of determination. The hypotheses were tested using Pearson Product Moment Correlation Coefficient with the level of significance established at 0.05. The findings of the study revealed that for the research questions, principal’s managerial practices were high. Teacher’s level of job engagement was good with a weighted mean score of 2.65.The relationship between principal’s managerial practices and teacher’s job engagement was positive, The findings for the hypothesis tested revealed a significant correlation between principal’s managerial practices and teachers job engagement,. a significant correlation between principal’s instructional leadership and teacher’s job engagement. The study concluded by recommending amongst others that principals should improve their managerial practices in areas such as record keeping of teachers movement during school hours, giving attention to teachers request and providing motivation to teachers for jobs well done..

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managerial practices, principal, job engagement teachers.

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