Volume 12 | Issue 3

 Abstract

This research investigates the transformative effects of the cashless revolution in rural India, focusing on Beed District in Maharashtra. The emergence of internet payments has had a profound impact on traditional merchant operations and financial inclusion in the region. This study looks into the impact of online payment methods on economic diminuendos and inclusionary processes in Beed District by doing a complete analysis of merchant revenues and financial access. The study examines the changing prospects of the cashless revolution and their meaning in rural India, particularly on how internet payments affect the earnings of merchants and the status of financial inclusion. With the development of online digital payment systems into more corners of rural economies, understanding their significances is critical for development. Using empirical analysis and case studies, we discuss the effect of online payment methods on the revenue streams of merchants based in rural areas and also its further implications on financial inclusion.

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Cashless Revolution, Rural India, Online Payments, Merchant Revenues, Financial Inclusion, Digital Finance, Economic Transformation, Rural Economy

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This research paper evaluates the use of computerization in cooperative banks in Beed District, Maharashtra, India. The study looks into how many cooperative banks in the region have adopted computerization projects, what factors influence adoption decisions, and how computerization affects bank operations and client service. On the other hand, the study also cites persisting hurdles, such as security breaches, digital literacy barriers, and regulatory compliance complications that prevent cooperative banks from fully leveraging the benefits of computerization. All things considered, this study adds to the expanding corpus of research on the use of technology in the banking industry and sheds light on the advantages and disadvantages of computerization in cooperative banks in Beed District, Maharashtra. Policymakers, financial regulators, and practitioners looking to boost inclusive growth in rural regions and improve the efficacy of digital efforts should take note of the findings.

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Cooperative banks, Computerization, Adoption Technology, Banking sector, Beed District, Operational capabilities

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Abstract: This study critically assesses the impact of Savitribai Phule's social reforms on the advancement of women in Indian society from an analytical perspective. Savitribai Phule, a prominent figure in the 19th-century Indian social reform movement, dedicated her life to advocating for women's rights, education, and social equality. Through a comprehensive analysis of historical sources, biographical accounts, and scholarly literature, this study examines the multifaceted influence of Savitribai Phule's initiatives on the status and empowerment of women in Indian society. Key areas of focus include the expansion of educational opportunities for women, efforts to challenge patriarchal norms and discriminatory practices, and the promotion of women's participation in social and political spheres. By critically evaluating the legacy of Savitribai Phule, this study aims to shed light on the enduring relevance of her ideals and contributions to the ongoing struggle for gender equality and social justice in India.

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Keywords: Savitribai Phule, social reforms, women's advancement, gender equality, Indian society, analytical perspective.

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Manufacturing industry deal with the converting the raw material into the finished product, there are several activities which are associated in this process and all this processes are associated with the several expenses which are Machining expenses, labour expenses, electricity expenses, inventory expenses, marketing and operational expenses etc. among this all cost the inventory expenses hold the more than 50% of the total expenses and 70% cost of the product MRP, due to this inventory is most important for manufacturing industry for lowering the product price as well as for quality of product. Poor inventory management can create several problems for the manufacturing industry which are higher inventory related cost, storage issues, no optimum level of inventory, poor efficiency, higher wastage and longer delivery period. This all problem is cause create unbalance in the process and leads to reduces the product quality as well as it directly affect the profitability of the company, also it directly increase the product price and leads to lesser customer satisfaction level because customer want product with lesser price and good quality. This study aim is to analysis the inventory related issues that industry faces also analysis the effectiveness of just in time inventory management technique with its all benefits, lacking and effective method for implementation.

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Key Words: Just in time, overstocking, understocking, customer satisfaction, inventory management.

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South Kosala region comprising the southern part of Chhatisgarh and undivided Sambalpur, Balangir Kalahandi, Koraput and Phulbani district of Odisha played a significant role for the revival of many cults like Buddhism, Jainism and Brahmanical Hinduism right from the beginning under the patronage of various dynasties like Guptas, Sarabhapuriyas, Somavamsis and Kalachuris. Apart from the Saivism, Vaisnavism and Saktism many minor religions like Saura, Ganapatya, Brahma cult, flourished throughout the region and immensely contributed for the development of the same in coastal Odisha after the conquest of Utkala by the Somavamsis in 9th century A.D. In the present article an attempt has been made to show the art and iconography of Surya images found in this region.

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South Kosala, Somavamsis, Kalachuris, Saivism, Vaisnavism, Saktism, Odisha, Somavamsis, avarana devata, Visnu.

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Cosmeceuticals is an amalgamation of cosmetics, Pharmacy, and Chemistry with bioactive ingredients purposed to have medicinal benefits. Nanotechnology is a potentially beneficial and rapidly growing field that uses nanomaterials and has tremendous suggestions for society, industry, medicines, and cosmeceuticals. Cosmeceuticals are rapidly gaining momentousness in the sectors of skincare and wellness. The cosmetic industry was among the first to implement nanotechnology in product development. Nanotechnology shows a promising approach to designing a product with much better bioavailability, decreased toxicity, and a targeted drug delivery system. By overcoming certain draw-backs associated with the traditional system, Nanotechnology has been escalating in the field of cosmeceuticals. the use of nanocosmetics has risen over the years at a large scale. Nanocosmetics and nanocosmeceuticals have been broadly explored in skin, hair, nails, teeth, and lips, and the admittance of nanomaterials has been found to improve product efficacy and customer satisfaction. This review tends to focus on the various novel nanocarriers, advantages, disadvantages characteristics, types, and methods of preparation of nanoparticles for their effective use in cosmeceuticals

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Nanomaterials, Nanocarriers, Nanocosmetics, Bioavailability, Targeted Drug Delivery

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The political participation of tribal communities in India is a complex and multifaceted phenomenon encompassing various dimensions, including electoral representation, grassroots activism, and engagement in policy formulation. This paper provides an overview of the key factors influencing tribal political participation and explores the challenges and opportunities faced by tribal populations in the Indian political landscape. The political participation of tribals is crucial for the inclusive and democratic functioning of the Indian polity, given these communities' diverse cultural, social, and economic backgrounds. This study draws on existing literature, case studies, and empirical data to analyze the historical context and evolution of tribal political participation in India. The research investigates the impact of constitutional provisions such as Scheduled Tribes (ST) reservations, Panchayati Raj institutions, and other affirmative action policies on tribal political liberation. Examines the extent to which these mechanisms have facilitated or hindered the effective participation of tribals in decision-making processes at local, state, and national levels. Furthermore, the study reconnoitres into the socio-economic factors influencing tribal political engagement, including education, economic development, and social awareness. It also reconnoitres the role of traditional tribal leadership structures, cultural values, and community solidarity in shaping political participation patterns. The abstract highlights the challenges faced by tribal communities in accessing political representation, such as issues related to land rights, displacement, and marginalisation. It also sheds light on civil society organizations play multiple roles, and advocacy groups in amplifying tribal voices, and addressing the concerns within the political sphere. The findings of this research aim to contribute to a nuanced understanding of tribal political participation in India and provide a perception for policymakers, researchers, and activists working towards enhancing the political empowerment of tribal communities. Ultimately, the study seeks to promote a more inclusive and equitable political landscape that reflects the diverse aspirations and needs of India's tribal population.

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Political participation, Tribal, Election, Socio-economic and Representation

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This research delves into the intricate realm of behavioral finance, examining the decision-making processes of students and employees in Jorhat, Assam, India. Drawing from Daniel Kahneman's assertion that intuition often leads astray, the study explores how psychological biases and emotions influence financial choices. Through a comprehensive analysis, it uncovers nuanced insights, highlighting the prevalence of cognitive biases such as herd mentality and emotional influences in investment decisions. Cultural factors emerge as significant influencers among students, while employees express heightened concerns about job security. The research underscores the importance of tailored educational initiatives to empower individuals in making informed investment choices. By shedding light on the behavioral aspects of financial decision-making, this study contributes valuable insights to enhance understanding of market dynamics and inform the development of more robust financial models.

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Behavioral finance, Decision-making, Psychological biases, Investment choices, Cultural influences, Job security.

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paper uploaded

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English language learners, literacy skills, culturally responsive, language acquisition,

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This research paper examines the challenges facing Manikarnika Ghat, one of the oldest and most revered ghats located in Varanasi, India, and explores potential architectural solutions for its preservation and conservation. The ghat holds immense religious and cultural significance for Hindus and is an important tourist attraction, but it faces numerous challenges that threaten its preservation and conservation. The paper provides a brief overview of the ghat's history and significance, followed by an examination of the challenges it faces, including pollution, unsustainable practices, lack of proper maintenance and infrastructure, and socio-economic and cultural factors. The paper then explores potential architectural solutions, including sustainable design, infrastructure development, and community engagement. The importance of preserving and conserving Manikarnika Ghat is also highlighted, as it holds significant religious and cultural value, historical and architectural value, tourism, and environmental significance. This research paper provides valuable insights into the challenges facing Manikarnika Ghat and proposes potential solutions for its preservation and conservation, which can serve as a guide for similar conservation projects around the world.

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Conservation, Architecture, Sustainability, Infrastructure, Cultural heritage

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We must situate ourselves in the spacetime where we exist by "sympoesis" in order to understand the "multiverse." According to Francesca Ferrando and Rosi Braidotti, posthumanism is a convergent situation. If posthumanism is viewed as a convergence, then posthumanism will be viewed from a single point of view after a given amount of time--let's say in the future when we become posthuman. The relativity of spacetime needs to be understood in order to comprehend the convergence and divergence simultaneously. The key topic here is why spacetime interval is significant for posthumanism and what role it plays in shaping post-anthropocentrism. Posthuman consciousness is the central idea of philosophical posthumanism. The era and philosophy of posthumanism are the result of the convergence of several components and influences. This era is based on three axes that represent the evolving nature of beings across time: post-humanism, post-anthropocentrism, and post-dualism. I'd want to make a reference to quantum entanglement in order to dispel any misunderstanding. Albert Einstein referred to it as "spooky action," while John Bell referred to it as a "hidden variable." The physics Nobel laureates Anton Zeilinger, John F. Clauser, and Alain Aspect demonstrated in 2022 that there is no hidden variable, that this "spooky action" is indeed feasible, and that quantum entanglement even paved the way for the development of quantum information science. to transfer data between two locations, maybe on opposite sides of a black hole, that may be more than a few lightyears apart.

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spacetime, posthumanism, quantum entanglement, society, consciousness, etc.

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The development of independent vehicle technology has urged the disquisition of slice- edge control paradigms to ameliorate their effectiveness and safety. This study describes the creation of an independent vehicle simulator that uses fuzzy sense control and inheritable algorithms in a mongrel manner. The simulator acts as a testing and optimization platform for independent vehicle behavior in a controlled environment. The simulator's brain is a fuzzy sense regulator created to replicate the way a mortal motorist makes decisions. Fuzzy sense enables adaptive and environment- apprehensive conduct in response to multitudinous inputs, similar as distance from other buses, speed, and road conditions. Fuzzy sense enables the preface of mortal- suchlike logic and language factors into the control system. The fuzzy sense regulator's performance is bettered by using an optimization inheritable system. The fuzzy sense regulator's parameters are iteratively bettered by the inheritable algorithm, which evolves a population of regulators over several generations. The inheritable algorithm's fitness function is established grounded on a number of performance pointers, similar as completion time, safety, and efficiency. The simulation terrain provides a platform that can be customized with characteristics including colorful road configurations, business patterns, and rainfall scenarios. Real- time definition of the independent auto's behavior is handed through the integrated stoner interface, easing appreciation and analysis. Results from trials show how successful the suggested strategy is. The evolved fuzzy sense regulators showcase bettered performance compared to birth regulators, as apparent from faster completion times and safer navigation in grueling scripts. The versatility and extensibility of the simulator make it a great tool for academics and masterminds working on independent buses , allowing for quick control strategy design, testing, and optimization. In conclusion, the simulation tool for independent vehicles described in this exploration combines evolutionary algorithms with fuzzy sense control to produce a strong platform for designing and optimizing independent vehicle control systems. The use of these styles in a virtual setting demonstrates how they may ameliorate the capabilities of independent buses, advancing the development of dependable and effective independent transportation systems.

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Autonomous simulation

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Meloxicam, Solid dispersions, NSAIDS, Fast disintegrating, Bioavailability.

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 Abstract

???????? ??????? ???? ???????? ????? ????? ????? ????????? ????? ??? ??????? ????????? ???? ??'?? ????? ??? ?????? ???????? ???? ??? ??????????? ????????? ???? ? ????? ????? ?????? ?????? ???? ???? ?? ????? ??????? ??? ????????, ????????, ?????????????, ???????? ??????? ???????? ??????? ???????? ?????? ????? ??? ? ???? ?????? ??? ????????, ???????, ????????, ???????, ???????, ????????? ????? ???????? ???? ?????? ???????? ?? ???? ???, ???? ????? ??? ?? ???? ????????????? ???????? ?????? ???? ???? ??????? ???, ?????????? ?????? ? ????? ??????????? ?????? ????????? ???????? ? ???? ???????? ???? ??? ????? ????? ??? ?? ???? ?? ?????? ??????????? ???????? ?????? ?????? ????????? ???? ???? ????????????, ???????????, ??????????, ???????? ? ???????? ????, ????? ????? ? ??????? - ??????? ????? ??????? ??? ????????? ??? ????? ???????? ???????? ???????? ???????? ????? ??????? ??????? ????? ??????? ???????? ????????? ?????? ????? ????? ??? ?????? ??? ?? ?????????? ????? ??????? ???? ???? ??? ???? ???? ???? ?????? ???? ???? ???? ???? ?????????? ??????? ????? ??????? ????????? ?? ?????? ????????? ???? ??????? ????????? ????? ????? ???? ?????????? ??? ???? ????????? ??? ? ????? ?????????? ???? ???? ??????? ????????

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????????, ???, ????, ??????????, ????????????, ???????, ??????????, ??????, ????????, ???????????

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Friction stir welding, AA 7050, Taguchi Method, Tensile test and Hardness test.

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(????? ???? ??? ?? ???? ??? ???????? ?? ??????? ???????? ????? ???? ?? ???????? ?? ?????? ???? ?? ????? ???? ?????? ??????? ?? ???? ??? ?? ?????????? ??? ??????? ?????????? ?? ???? ?? ??? ???? ?? ???? ?? ???? ?????? ?? ?????? ?? ????? ???? ??? ?? ?????? ??? ?? ????? ????? ???? ?????? ?? ????? ???? ?? ??????? ??-??? ?? ??????? ?? ?????????? ???? ?? ?? ?????? ?? ???? ?? ???? ???, ?? ?? ?? ?? ??? ???? ?? ?????? ?????? ?????? ?????? ?? ????? ???? ???? ???? 2019-21 ?? ?????? ????????? ?????? ????????? ????????? (????????) -5 ?? ?????? ?? ?????? ????? ???? ?? ????? ??????? ?? ?????? ?????? ?? ????? ???? ???? 15-24 ???? ?? ??? ?? ??????? ?? ??????? ???? ????????? ??? 89.4 ?? ??????? ????????? ??? 72.3 ??????? ?? ??? ??? ???? ????????? ?????? ????????? ????????? (????????) -4 ??? ???? 2015-16, ??? ?? ???? ????????? ??? 77.3 ?? ??????? ????????? ??? 57.6 ??????? ???? ???? ??? ??? ????????? ?? ?????? ?? ?????? ????? ???? ?? ???? ??? ??????? ??? ???????? ??? ???????? ??? ??? ??????? ?? ??????? ????? ?? ???????? ??? ????? ???? ????????? ?? ???????? ??? ????? ?? ?????? ???? ????? ???? ???????? ?? ???? ????????????? ????? ?????????? ?? ?????? ??? 70 ??????? ?? ???????? ???? ??? ??? ??????? ??? ????? ??? ?? ?? ???? ??? ??? ?? ??????? ????? ???? ?? ???? ???? ??? 20 ??????? ????? ???? ??? ????????? ???? ??? ????? ??? ??? ?? ?? ???? ??? 88 ??????? ????? ???? ???? ???????? ?????? ????, ???, ???? ?? ???, ??? ?? ????????? ?? ????? ???? ???)

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???? ??? ??????? ???????, ????? ????, ????????? ???????? ????????

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Now a days financial reporting is no longer just about producing financial information. Information seekers receive both financial and non-financial information. Integrated Reporting (IR) is a system for communicating financial and non-financial information in a single report. The current study aims to assess the current state of IR in India, as well as the level of compliance of IR disclosures by chosen corporations with IIRC recommendations, using secondary data. The study clearly indicated that all eight selected firms are sharing human, social, and relation capital-related information in a good manner, and that these companies' disclosure practices will serve as inspiration for other Indian companies to practices integrated reporting freely.

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Integrated Reporting, single report, financial information, relation capital

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The demand for efficient and dependable electronic circuit protection devices has increased with the proliferation of high-velocity digital systems. This paper introduces a unique method to home circuit protection with the improvement of a 3-phase electronic circuit breaker. Traditional mechanical circuit breakers have limitations in terms of reaction time and accuracy. The proposed electronic circuit breaker integrates advanced sensing technologies and microcontroller-based control algorithms to provide unique and efficient safety against overloads, short circuits, and earth faults in three-phase electric systems generally determined in domestic and industrial equipment's. The layout emphasizes compactness, cost-effectiveness, and compatibility with existing electrical infrastructure. Here an Ultrafast electronic circuit breaker is designed which depends on the current detecting across a series component typically a CT (current Transformer).The current sensed is compared with preset value of microcontroller. The microcontroller will consistently check the magnitude of this current against a preset current to guarantee that the current flowing through the circuit isn't over the given rated value. Assuming the current at any point rises over the rated magnitude, the microcontroller initialize the tripping mechanism which cutoff the circuit. The Experimental effects reveal the superior overall performance of the electronic circuit breaker in terms of response time, reliability, and flexibility in comparison to conventional counterparts. This innovation promises to decorate safety and reliability in home electrical installations even as paving the manner for clever grid integration and energy management applications.

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KEYWORDS: Ultrafast circuit breaker, Overload, Over-current, Microcontroller, Relay, CT (current

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This article aims to forecast gold prices (GLD) using financial indicators such as the S&P 500 index (SPX), US Oil Fund (USO), Silver Trust (SLV), and the Euro to US Dollar exchange rate (EUR/USD). The target variable GLD and the features SPX, USO, SLV, and EUR/USD are included in the dataset, which dates back to January 2, 2008. In order to capture complex interactions within the financial data, we have applied a variety of machine learning methods, including decision trees, linear regression, lasso regressions, ridge regressions, and random forests. We have also used the most comprehensive set of characteristics to predict the price of gold in this article. Kaggle's dataset was used for both testing and training. The COLAB notebook was utilized to implement Python programming since it is the greatest tool and has a variety of libraries and header files that improve the accuracy and precision of the work. The model has important ramifications since it gives analysts and investors a predictive tool to help them make wise decisions. This improves risk assessment and portfolio management in the volatile gold market. This concept can also be used in the financial sector to assist more intelligent investing strategies.

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Data Preprocessing, Random Forest, Decision Tree, Linear regression, Lasso regression, Ridge regression, Machine learning, Python

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The objective of this project is to improve roadway management for autonomous vehicles by implementing AI-powered damage detection and lane detection systems. The primary focus is to develop algorithms that can accurately identify road damage and detect lane markings in real-time. By leveraging machine learning and computer vision techniques, this system aims to enhance safety and efficiency on roadways. The damage detection component will help self-driving cars navigate around obstacles and hazards effectively, while the lane detection feature ensures precise vehicle positioning within designated lanes. Overall, this integrated approach aims to improve the capabilities of autonomous vehicles, contributing to safer and more reliable transportation systems.

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YOLOv8, Canny edge detection, roadway management, AI-powered damage detection, lane detection, self-driving cars, machine learning, computer vision, real-time detection, transportation safety.

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